Fintech Select Ltd (TSE:FTEC)
:FTEC
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Fintech Select Ltd
(FTEC)
Select Model
Select Model
Rating:42Neutral
Price Target:
C$0.03
▼(-15.00% Downside)
Action:Reiterated
Date:06/03/26
The score is held down primarily by weak financial performance (losses, negative free cash flow, and negative equity) despite modest revenue growth and low leverage. Technical indicators are mixed with limited longer-term strength, and valuation is constrained by a negative P/E tied to current unprofitability.
Positive Factors
Low leverage / Zero debt
Zero reported debt in 2025 and TTM materially reduces financial distress risk and preserves financing optionality. Over a multi-month horizon this provides flexibility to fund operations or strategic initiatives without heavy interest burden, supporting durability despite earnings volatility.
Negative Factors
Negative shareholders' equity
Persistently negative shareholders’ equity reflects accumulated losses and weak retained earnings, constraining balance-sheet flexibility. Over a 2–6 month horizon this elevates solvency risk, limits borrowing capacity without dilution, and can hinder strategic investments or M&A optionality.
Read all positive and negative factors
Positive Factors
Negative Factors
Low leverage / Zero debt
Zero reported debt in 2025 and TTM materially reduces financial distress risk and preserves financing optionality. Over a multi-month horizon this provides flexibility to fund operations or strategic initiatives without heavy interest burden, supporting durability despite earnings volatility.
Read all positive factors
Fintech Select Ltd (FTEC) vs. iShares MSCI Canada ETF (EWC)
Market Cap
C$2.80M
Dividend YieldN/A
Average Volume (3M)71.23K
Price to Earnings (P/E)―
Beta (1Y)0.56
Revenue Growth-22.40%
EPS Growth-192.31%
CountryCA
Employees51
SectorTechnology
Sector Strength88
IndustrySoftware - Infrastructure
Share Statistics
EPS (TTM)>-0.01
Shares Outstanding80,049,515
10 Day Avg. Volume95,241
30 Day Avg. Volume71,229
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)-8.83
Price to Sales (P/S)1.59
P/FCF Ratio-15.48
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Fintech Select Ltd Business Overview & Revenue Model
Company Description
Fintech Select Ltd., founded in 1999 and based in Toronto, Canada, delivers a range of financial payment services and solutions throughout Canada. Its operations are structured across three key divisions: Distribution, Call Center, and Financial S...
How the Company Makes Money
null...
Fintech Select Ltd Financial Statement Overview
Summary
Income Statement
34
Negative
Balance Sheet
28
Negative
Cash Flow
31
Negative
| Breakdown | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 2.78M | 4.00M | 3.82M | 2.59M | 2.77M |
| Gross Profit | -165.65K | 3.77M | 3.60M | 2.40M | 2.53M |
| EBITDA | -429.88K | 507.32K | 415.13K | 1.34M | 42.19K |
| Net Income | -500.75K | 489.75K | 329.21K | 1.20M | -112.80K |
Balance Sheet | |||||
| Total Assets | 785.19K | 1.01M | 555.25K | 483.03K | 1.22M |
| Cash, Cash Equivalents and Short-Term Investments | 607.63K | 774.31K | 294.68K | 147.83K | 364.31K |
| Total Debt | 0.00 | 0.00 | 89.16K | 535.36K | 308.01K |
| Total Liabilities | 1.28M | 978.28K | 1.34M | 1.89M | 3.91M |
| Stockholders Equity | -498.39K | 35.85K | -786.95K | -1.41M | -2.68M |
Cash Flow | |||||
| Free Cash Flow | -284.50K | 176.94K | 432.72K | -248.91K | 121.83K |
| Operating Cash Flow | -284.26K | 179.85K | 434.91K | -243.62K | 124.19K |
| Investing Cash Flow | -245.00 | -2.91K | -2.19K | -5.29K | -2.36K |
| Financing Cash Flow | 182.00K | -89.16K | -452.96K | 212.36K | -87.06K |
Fintech Select Ltd Technical Analysis
Negative
0.04
Price Trends
0.04
Negative
0.05
Negative
0.05
Negative
Market Momentum
>-0.01
Positive
45.77
Neutral
27.78
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:FTEC, the sentiment is Negative. The current price of 0.04 is below the 20-day moving average (MA) of 0.04, below the 50-day MA of 0.04, and below the 200-day MA of 0.05, indicating a bearish trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 45.77 is Neutral, neither overbought nor oversold. The STOCH value of 27.78 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for TSE:FTEC.
Fintech Select Ltd Peers Comparison
UnderperformOutperform
Sector (61)
TSE:FTEC
Fintech Select Ltd
0.04
<0.01
16.67%
TSE:PKK
Tenet Fintech Group Inc.
0.03
0.00
0.00%
TSE:IP
ImagineAR
0.01
-0.02
-66.67%
TSE:HRO
Euro Asia Pay Holdings
0.03
0.00
0.00%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.