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First Nat'l Fin Corp (TSE:FN)
TSX:FN
Canadian Market
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First National Financial (FN) Ratios

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First National Financial Ratios

TSE:FN's free cash flow for Q1 2025 was C$1.00. For the 2025 fiscal year, TSE:FN's free cash flow was decreased by C$ and operating cash flow was C$0.62. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
1.03 0.00 1.03 0.99 3.03
Quick Ratio
-6.93 0.00 -6.93 -9.70 -18.95
Cash Ratio
-0.36 0.00 -0.36 -0.44 -0.44
Solvency Ratio
0.03 <0.01 0.03 0.03 0.03
Operating Cash Flow Ratio
3.57 0.00 3.57 -3.38 -4.79
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
C$ -38.21BC$ -47.78BC$ -38.21BC$ -37.00BC$ -38.76B
Leverage Ratios
Debt-to-Assets Ratio
0.88 0.88 0.88 0.88 0.90
Debt-to-Equity Ratio
54.94 55.05 54.94 64.07 61.97
Debt-to-Capital Ratio
0.98 0.98 0.98 0.98 0.98
Long-Term Debt-to-Capital Ratio
0.98 0.98 0.98 0.98 0.98
Financial Leverage Ratio
62.61 62.29 62.61 73.21 69.18
Debt Service Coverage Ratio
-0.08 0.33 -0.08 0.37 0.33
Interest Coverage Ratio
0.29 0.43 0.29 0.39 0.34
Debt to Market Cap
17.56 17.62 17.56 14.82 14.21
Interest Debt Per Share
655.02 698.46 655.02 628.22 602.51
Net Debt to EBITDA
0.00 79.40 0.00 115.08 110.73
Profitability Margins
Gross Profit Margin
-41.61%-78.42%-41.61%-76.16%-101.10%
EBIT Margin
-1.95%66.18%-1.95%60.89%67.84%
EBITDA Margin
0.00%68.07%0.00%62.67%69.51%
Operating Profit Margin
36.11%73.32%36.11%51.36%56.26%
Pretax Profit Margin
38.50%45.77%38.50%51.36%56.26%
Net Profit Margin
28.29%33.64%28.29%37.88%41.37%
Continuous Operations Profit Margin
28.29%33.64%28.29%37.88%41.37%
Net Income Per EBT
73.48%73.51%73.48%73.75%73.52%
EBT Per EBIT
106.60%62.42%106.60%100.00%100.00%
Return on Assets (ROA)
0.45%0.55%0.45%0.46%0.48%
Return on Equity (ROE)
28.29%34.27%28.29%33.70%33.33%
Return on Capital Employed (ROCE)
0.58%1.20%0.58%0.63%0.66%
Return on Invested Capital (ROIC)
150.76%0.88%150.76%6.84%8.03%
Return on Tangible Assets
0.45%0.55%0.45%0.46%0.48%
Earnings Yield
9.05%10.98%9.05%7.81%7.65%
Efficiency Ratios
Receivables Turnover
3.53 1.57 3.53 3.01 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.87 0.00 0.87 0.71 0.80
Fixed Asset Turnover
7.82 9.06 7.82 5.75 13.85
Asset Turnover
0.02 0.02 0.02 0.01 0.01
Working Capital Turnover Ratio
569.67 -0.59 569.67 9.76 4.32
Cash Conversion Cycle
522.13 232.24 522.13 635.72 454.98
Days of Sales Outstanding
103.28 232.24 103.28 121.31 0.00
Days of Inventory Outstanding
418.85 0.00 418.85 514.41 454.98
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
522.13 232.24 522.13 635.72 454.98
Cash Flow Ratios
Operating Cash Flow Per Share
8.49 -1.73 8.49 -6.72 -4.18
Free Cash Flow Per Share
8.28 -1.83 8.28 -7.25 -4.24
CapEx Per Share
0.21 0.10 0.21 0.53 0.06
Free Cash Flow to Operating Cash Flow
0.98 1.06 0.98 1.08 1.01
Dividend Paid and CapEx Coverage Ratio
3.26 -0.52 3.26 -1.65 -1.63
Capital Expenditure Coverage Ratio
41.13 -16.69 41.13 -12.61 -70.00
Operating Cash Flow Coverage Ratio
0.01 >-0.01 0.01 -0.01 >-0.01
Operating Cash Flow to Sales Ratio
0.73 -0.14 0.73 -0.78 -0.55
Free Cash Flow Yield
22.75%-4.77%22.75%-17.45%-10.23%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
11.05 9.10 11.05 12.81 13.08
Price-to-Sales (P/S) Ratio
3.12 3.06 3.12 4.85 5.41
Price-to-Book (P/B) Ratio
3.12 3.12 3.12 4.32 4.36
Price-to-Free Cash Flow (P/FCF) Ratio
4.40 -20.98 4.40 -5.73 -9.77
Price-to-Operating Cash Flow Ratio
4.29 -22.24 4.29 -6.19 -9.91
Price-to-Earnings Growth (PEG) Ratio
7.07 0.33 7.07 5.00 1.72
Price-to-Fair Value
3.12 3.12 3.12 4.32 4.36
Enterprise Value Multiple
0.00 83.90 0.00 122.82 118.51
Enterprise Value
40.64B 42.91B 40.64B 39.54B 37.88B
EV to EBITDA
0.00 83.90 0.00 122.82 118.51
EV to Sales
58.14 57.11 58.14 76.98 82.37
EV to Free Cash Flow
81.81 -391.17 81.81 -90.92 -148.82
EV to Operating Cash Flow
79.82 -414.60 79.82 -98.14 -150.94
Tangible Book Value Per Share
89.72 11.81 89.72 85.46 9.02
Shareholders’ Equity Per Share
11.66 12.30 11.66 9.63 9.52
Tax and Other Ratios
Effective Tax Rate
0.27 0.26 0.27 0.26 0.26
Revenue Per Share
11.66 12.53 11.66 8.57 7.67
Net Income Per Share
3.30 4.22 3.30 3.24 3.17
Tax Burden
0.73 0.74 0.73 0.74 0.74
Interest Burden
-19.75 0.69 -19.75 0.84 0.83
Research & Development to Revenue
<0.01 0.00 <0.01 <0.01 <0.01
SG&A to Revenue
0.28 0.27 0.28 0.34 0.31
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
2.57 -0.41 2.57 -2.07 -1.32
Currency in CAD
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