E-L Financial Corp. (TSE:ELF)
TSX:ELF
ELF Stock Chart & Stats
C$16.56
C$0.01(<0.01%)
At close: 4:00 PM EST
C$16.56
C$0.01(<0.01%)
Day’s Range― - ―
52-Week RangeC$11.77 - C$18.97
Previous CloseN/A
Volume342.00
Average Volume (3M)29.60K
Market Cap
C$5.55B
Enterprise ValueC$5.59B
Total Cash (Recent Filing)C$580.12M
Total Debt (Recent Filing)C$599.57M
Price to Earnings (P/E)4.5
Beta1.06
Next Earnings
May 13, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield892.19%
Share Statistics
EPS (TTM)0.61
Shares Outstanding346,101,600
10 Day Avg. Volume21,106
30 Day Avg. Volume29,601
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.61
Price to Sales (P/S)3.14
P/FCF Ratio14.32
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Balance Sheet And Low LeverageA very low debt-to-equity ratio and a large equity base provide durable financial flexibility, reducing solvency risk and supporting underwriting capacity and capital returns. Healthy ROE in profitable years shows the company can generate attractive equity returns when results are favorable.
Insurance Franchise With Investment FloatOwning a property & casualty insurer and earning investment returns on premium float creates a durable earnings engine: low-cost float funds investments that compound returns over time, supporting underwriting economics and smoothing long-term profitability versus pure investment firms.
Recurring Positive Operating Cash GenerationConsistent positive operating cash flow across recent years supports dividend payments, reinvestment and opportunistic capital deployment. Even with variability, the ability to generate recurring cash provides a durable buffer for capital allocation and liquidity management.
Bears Say
Revenue And Earnings VolatilitySignificant swings in revenue and net income highlight dependence on market-driven investment gains and insurance cycle timing. This volatility makes earnings less predictable, complicates capital planning and raises the risk that future capital returns or underwriting capacity will be episodic.
Inconsistent Cash Conversion RecentlyPeriods of weak cash conversion reduce the reliability of reported earnings to fund dividends or buybacks. Inconsistent operating cash flow creates uncertainty in sustaining payouts and in timing of investment sales, pressuring conservative capital allocation in weaker years.
High Sensitivity To Market And Portfolio SwingsAs a holding/insurer whose earnings depend heavily on invested assets and occasional realized gains, adverse market moves can materially depress book value, underwriting capacity and distributable cash. This structural sensitivity raises long-term variability in returns and capital.
E-L Financial News
ELF FAQ
What was E-L Financial Corp.’s price range in the past 12 months?
E-L Financial Corp. lowest stock price was C$11.77 and its highest was C$18.97 in the past 12 months.
What is E-L Financial Corp.’s market cap?
E-L Financial Corp.’s market cap is C$5.55B.
When is E-L Financial Corp.’s upcoming earnings report date?
E-L Financial Corp.’s upcoming earnings report date is May 13, 2026 which is in 37 days.
How were E-L Financial Corp.’s earnings last quarter?
E-L Financial Corp. released its earnings results on Mar 05, 2026. The company reported C$0.614 earnings per share for the quarter, beating the consensus estimate of N/A by C$0.614.
Is E-L Financial Corp. overvalued?
According to Wall Street analysts E-L Financial Corp.’s price is currently Overvalued.
Does E-L Financial Corp. pay dividends?
E-L Financial Corp. pays a Notavailable dividend of C$0.04 which represents an annual dividend yield of 892.19%. See more information on E-L Financial Corp. dividends here
What is E-L Financial Corp.’s EPS estimate?
E-L Financial Corp.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does E-L Financial Corp. have?
E-L Financial Corp. has 346,101,600 shares outstanding.
What happened to E-L Financial Corp.’s price movement after its last earnings report?
E-L Financial Corp. reported an EPS of C$0.614 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.661%.
Which hedge fund is a major shareholder of E-L Financial Corp.?
Currently, no hedge funds are holding shares in TSE:ELF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
E-L Financial Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
27.62%
12-Months-Change
Fundamentals
Return on Equity
14.46%
Trailing 12-Months
Asset Growth
6.55%
Trailing 12-Months
Company Description
E-L Financial Corp.
E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada. It operates through two segments, E-L Corporate and Empire Life. The company owns investments in equities and fixed income securities directly and indirectly through pooled funds, closed-end investment companies, and other investment companies. It also underwrites life and health insurance policies, wealth management products, group plans, and financial services, as well as segregated funds, mutual funds, and annuity products to individuals, professionals, and businesses through a network of independent financial advisors, managing general agents, national account firms, mutual fund dealers, and employee benefit brokers and representatives. E-L Financial Corporation Limited was incorporated in 1968 and is headquartered in Toronto, Canada.
Technical Analysis
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Options Prices
Currently, No data available
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