E-L Financial Corp. (TSE:ELF)
TSX:ELF
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ELF Stock Chart & Stats
C$16.56
C$0.01(<0.01%)
At close: 4:00 PM EST
C$16.56
C$0.01(<0.01%)
Day’s Range― - ―
52-Week RangeC$14.31 - C$18.97
Previous CloseN/A
Volume342.00
Average Volume (3M)29.60K
Market Cap
C$5.89B
Enterprise ValueC$5.99B
Total Cash (Recent Filing)C$468.37M
Total Debt (Recent Filing)C$599.65M
Price to Earnings (P/E)44.0
Beta1.09
Next Earnings
Aug 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield892.19%
Share Statistics
EPS (TTM)3.44
Shares Outstanding346,101,600
10 Day Avg. Volume21,106
30 Day Avg. Volume29,601
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.61
Price to Sales (P/S)3.14
P/FCF Ratio14.32
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Balance-sheet ConservatismVery low leverage gives durable financial flexibility: it reduces insolvency risk, supports holding-company capital allocation across insurance and investments, and permits dividend or opportunistic deployment of capital during market dislocations without forcing asset sales.
Very High MarginsExceptionally strong margins indicate structural profitability from underwriting, investment gains or operating efficiency. High margins support sustained return on equity, provide a cushion through cycles, and enable reinvestment or shareholder distributions over the medium term.
Consistent Free Cash FlowPositive free cash flow every period and recent TTM growth demonstrate the business converts earnings into cash over time, enabling repeatable funding for dividends, capital allocation, or reserves, which strengthens long-term financial resilience.
Bears Say
Top-line VolatilitySignificant revenue swings reduce predictability of earnings and planning. For an insurer/holding company, uneven top-line trends complicate underwriting and investment assumptions, making multi-period budgeting and capital allocation less reliable during 2–6 month horizons and beyond.
Inconsistent Cash ConversionWeak and inconsistent conversion from reported earnings to operating cash creates actual liquidity risk: even with positive FCF, periodic shortfalls diminish the ability to sustain payouts or absorb shocks, raising reliance on balance-sheet buffers or asset dispositions.
Earnings Sensitivity To ShocksHistorical negative results in 2022 show earnings can reverse sharply under stress, highlighting exposure to market or underwriting cycles. This episodic volatility complicates long-term forecasting and necessitates conservative capital planning and reserve management.
E-L Financial News
ELF FAQ
What was E-L Financial Corp.’s price range in the past 12 months?
E-L Financial Corp. lowest stock price was C$14.31 and its highest was C$18.97 in the past 12 months.
What is E-L Financial Corp.’s market cap?
E-L Financial Corp.’s market cap is C$5.89B.
When is E-L Financial Corp.’s upcoming earnings report date?
E-L Financial Corp.’s upcoming earnings report date is Aug 06, 2026 which is in 77 days.
How were E-L Financial Corp.’s earnings last quarter?
E-L Financial Corp. released its earnings results on May 12, 2026. The company reported C$0.094 earnings per share for the quarter, beating the consensus estimate of N/A by C$0.094.
Is E-L Financial Corp. overvalued?
According to Wall Street analysts E-L Financial Corp.’s price is currently Overvalued.
Does E-L Financial Corp. pay dividends?
E-L Financial Corp. pays a Notavailable dividend of C$0.04 which represents an annual dividend yield of 892.19%. See more information on E-L Financial Corp. dividends here
What is E-L Financial Corp.’s EPS estimate?
E-L Financial Corp.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does E-L Financial Corp. have?
E-L Financial Corp. has 346,101,600 shares outstanding.
What happened to E-L Financial Corp.’s price movement after its last earnings report?
E-L Financial Corp. reported an EPS of C$0.094 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.997%.
Which hedge fund is a major shareholder of E-L Financial Corp.?
Currently, no hedge funds are holding shares in TSE:ELF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
E-L Financial Stock Smart Score
Neutral
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10
Technicals
SMA
Positive
20 days / 200 days
Momentum
27.62%
12-Months-Change
Fundamentals
Return on Equity
14.46%
Trailing 12-Months
Asset Growth
6.55%
Trailing 12-Months
Company Description
E-L Financial Corp.
E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada. It operates through two segments, E-L Corporate and Empire Life. The company owns investments in equities and fixed income securities directly and indirectly through pooled funds, closed-end investment companies, and other investment companies. It also underwrites life and health insurance policies, wealth management products, group plans, and financial services, as well as segregated funds, mutual funds, and annuity products to individuals, professionals, and businesses through a network of independent financial advisors, managing general agents, national account firms, mutual fund dealers, and employee benefit brokers and representatives. E-L Financial Corporation Limited was incorporated in 1968 and is headquartered in Toronto, Canada.
Technical Analysis
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Options Prices
Currently, No data available
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