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Clip Money Inc. (TSE:CLIP)
:CLIP
Canadian Market
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Clip Money Inc. (CLIP) AI Stock Analysis

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TSE:CLIP

Clip Money Inc.

(CLIP)

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Neutral 45 (OpenAI - 5.2)
Rating:45Neutral
Price Target:
C$0.17
▼(-7.78% Downside)
Action:ReiteratedDate:04/10/26
The score is primarily constrained by weak financial performance—negative gross profit, sizable losses, continued cash burn, and a heavily pressured balance sheet with negative equity and rising debt. Technical indicators offer only moderate support, while valuation is limited by negative earnings and the absence of a dividend.
Positive Factors
Revenue Growth
Clip more than doubled revenue in 2025 versus 2024, showing clear customer traction for its cash-management services. Sustained top-line momentum supports incremental investment in product and network expansion and increases the likelihood of achieving operating leverage if margins improve.
Negative Factors
Negative Gross Profit
Negative gross profit indicates the core service delivery currently loses money, meaning unit economics are not yet viable. Without durable improvement in pricing, cost of goods sold, or operational efficiency, revenue growth will likely continue to amplify losses and funding requirements.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
Clip more than doubled revenue in 2025 versus 2024, showing clear customer traction for its cash-management services. Sustained top-line momentum supports incremental investment in product and network expansion and increases the likelihood of achieving operating leverage if margins improve.
Read all positive factors

Clip Money Inc. (CLIP) vs. iShares MSCI Canada ETF (EWC)

Clip Money Inc. Business Overview & Revenue Model

Company Description
Clip Money Inc., a financial technology company, provides deposit network services to businesses and financial institutions in North America. The company offers Clip Drop Platform, an end-to-end system that includes user registration, location ser...
How the Company Makes Money
Clip Money Inc. generates revenue primarily by providing cash management services to business clients. This typically includes fees associated with enabling or processing cash deposits and other cash-handling activities through its service/network...

Clip Money Inc. Financial Statement Overview

Summary
Strong revenue growth (2025 $5.84M vs. 2024 $2.36M) is outweighed by very weak fundamentals: negative gross profit (-$5.56M), large operating and net losses (EBIT -$6.99M; net income -$9.23M), ongoing negative free cash flow (-$4.22M), and a highly stressed balance sheet with deeply negative equity (-$16.01M) alongside rising debt ($21.08M).
Income Statement
18
Very Negative
Balance Sheet
12
Very Negative
Cash Flow
21
Negative
BreakdownDec 2025Mar 2025Mar 2024Mar 2023Dec 2021
Income Statement
Total Revenue5.84M2.36M577.92K27.69K
Gross Profit-5.56M-1.09M-1.94M-1.24M
EBITDA-4.80M-5.32M-6.48M-9.65M
Net Income-9.23M-9.34M-9.32M-12.14M
Balance Sheet
Total Assets9.79M13.78M13.86M9.86M7.80M
Cash, Cash Equivalents and Short-Term Investments2.60M2.00M6.15M1.48M962.49K
Total Debt21.08M15.68M11.81M6.23M0.00
Total Liabilities25.80M25.19M13.01M7.80M7.36M
Stockholders Equity-16.01M-7.94M848.19K2.06M437.66K
Cash Flow
Free Cash Flow-4.22M-7.49M-7.35M-6.54M-3.16M
Operating Cash Flow-4.08M-7.32M-6.68M-4.87M-2.05M
Investing Cash Flow-375.75K-699.27K-898.42K-1.68M-1.12M
Financing Cash Flow5.09M1.73M12.10M7.05M1.64M

Clip Money Inc. Technical Analysis

Technical Analysis Sentiment
Positive
Last Price0.18
Price Trends
50DMA
0.18
Positive
100DMA
0.18
Positive
200DMA
0.21
Positive
Market Momentum
MACD
<0.01
Negative
RSI
57.11
Neutral
STOCH
93.33
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:CLIP, the sentiment is Positive. The current price of 0.18 is below the 20-day moving average (MA) of 0.21, above the 50-day MA of 0.18, and below the 200-day MA of 0.21, indicating a bullish trend. The MACD of <0.01 indicates Negative momentum. The RSI at 57.11 is Neutral, neither overbought nor oversold. The STOCH value of 93.33 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TSE:CLIP.

Clip Money Inc. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
55
Neutral
$13.29B17.4210.03%0.93%7.13%-12.93%
45
Neutral
C$19.08M-2.04146.01%2.71%
44
Neutral
C$3.20M-3.56-26.64%-187.27%
43
Neutral
C$8.13M-0.59255.64%-75.67%77.36%
* Services Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
TSE:CLIP
Clip Money Inc.
0.17
-0.04
-19.05%
TSE:MBLM
Mobilum Technologies Inc
0.02
0.00
0.00%
TSE:PKK
Tenet Fintech Group Inc.
0.03
>-0.01
-16.67%
TSE:FTEC
Fintech Select Ltd
0.04
0.02
100.00%
TSE:FOBI
Fobi AI
0.04
0.00
0.00%
TSE:HRO
Euro Asia Pay Holdings
0.03
0.00
0.00%

Clip Money Inc. Corporate Events

Business Operations and StrategyFinancial DisclosuresPrivate Placements and Financing
Clip Money Posts Record 2025 Revenue as Network Expansion and GreenDot Deal Drive Growth
Positive
Apr 1, 2026
Clip Money Inc. reported record 2025 revenue of $5.74 million, a 143% year-over-year increase driven by a surge in new deposit users, higher revenue per customer and growing adoption of its ClipChange change order solution. Cost of revenues rose a...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Apr 10, 2026