Clip Money Inc. (TSE:CLIP)
:CLIP
Top Page
Clip Money Inc.
(CLIP)
Select Model
Select Model
Rating:46Neutral
Price Target:
C$0.17
▼(-4.44% Downside)
Action:ReiteratedDate:12/11/25
The overall stock score is primarily impacted by the company's poor financial performance, characterized by negative margins and high leverage. Technical analysis provides a slightly more positive outlook, but the valuation remains unattractive due to negative earnings. The absence of earnings call data and corporate events limits further insights.
Positive Factors
Recurring revenue and diversified monetization
Clip’s business model includes subscription software, hardware sales, transaction fees and partner revenue-sharing, creating multiple recurring income streams. This diversification supports steadier revenue retention and lifetime value versus single-product models, improving resilience over months.
Negative Factors
Severe unprofitability and negative margins
Extremely negative EBIT and net margins show the business currently loses large amounts relative to sales, indicating structural cost or pricing issues. Such deep unprofitability erodes capital, limits reinvestment capacity and requires material operational or strategic fixes to achieve durable profitability.
Read all positive and negative factors
Positive Factors
Negative Factors
Recurring revenue and diversified monetization
Clip’s business model includes subscription software, hardware sales, transaction fees and partner revenue-sharing, creating multiple recurring income streams. This diversification supports steadier revenue retention and lifetime value versus single-product models, improving resilience over months.
Read all positive factors
Clip Money Inc. (CLIP) vs. iShares MSCI Canada ETF (EWC)
Market Cap
C$20.21M
Dividend YieldN/A
Average Volume (3M)34.97K
Price to Earnings (P/E)―
Beta (1Y)1.19
Revenue Growth222.33%
EPS Growth-5.42%
CountryCA
EmployeesN/A
SectorServices
Sector StrengthN/A
IndustrySoftware - Infrastructure
Share Statistics
EPS (TTM)-0.04
Shares Outstanding112,257,355
10 Day Avg. Volume10,066
30 Day Avg. Volume34,970
Financial Highlights & Ratios
PEG Ratio-0.25
Price to Book (P/B)-2.67
Price to Sales (P/S)8.97
P/FCF Ratio-2.83
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Clip Money Inc. Business Overview & Revenue Model
Company Description
Clip Money Inc., a financial technology company, provides deposit network services to businesses and financial institutions in North America. The company offers Clip Drop Platform, an end-to-end system that includes user registration, location ser...
How the Company Makes Money
Clip Money Inc. generates revenue through several key streams, primarily by offering subscription-based services for its cash management software and hardware solutions. The company earns money from the sale of its point-of-sale systems and cash r...
Clip Money Inc. Financial Statement Overview
Summary
Income Statement
25
Negative
Balance Sheet
20
Very Negative
Cash Flow
30
Negative
| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 4.91M | 2.36M | 577.92K | 27.69K | ― | 181.00 |
| Gross Profit | 300.66K | -1.09M | -1.94M | -1.24M | ― | -731.09K |
| EBITDA | -4.58M | -5.32M | -6.48M | -9.65M | ― | -1.69M |
| Net Income | -9.42M | -9.34M | -9.32M | -12.14M | ― | -2.54M |
Balance Sheet | ||||||
| Total Assets | 9.78M | 13.78M | 13.86M | 9.86M | 7.80M | 5.34M |
| Cash, Cash Equivalents and Short-Term Investments | 2.75M | 2.00M | 6.15M | 1.48M | 962.49K | 3.16M |
| Total Debt | 20.31M | 15.68M | 11.81M | 6.23M | 0.00 | 103.09K |
| Total Liabilities | 24.01M | 25.19M | 13.01M | 7.80M | 7.36M | 428.00K |
| Stockholders Equity | -14.23M | -7.94M | 848.19K | 2.06M | 437.66K | 4.91M |
Cash Flow | ||||||
| Free Cash Flow | -4.30M | -7.49M | -7.35M | -6.54M | -3.16M | -113.25K |
| Operating Cash Flow | -3.88M | -7.32M | -6.68M | -4.87M | -2.05M | -82.51K |
| Investing Cash Flow | -422.42K | -699.27K | -898.42K | -1.68M | -1.12M | -1.57M |
| Financing Cash Flow | 3.58M | 1.73M | 12.10M | 7.05M | 1.64M | 2.75M |
Clip Money Inc. Technical Analysis
Negative
0.18
Price Trends
0.18
Positive
0.19
Negative
0.21
Negative
Market Momentum
0.01
Negative
48.70
Neutral
48.89
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:CLIP, the sentiment is Negative. The current price of 0.18 is above the 20-day moving average (MA) of 0.18, above the 50-day MA of 0.18, and below the 200-day MA of 0.21, indicating a neutral trend. The MACD of 0.01 indicates Negative momentum. The RSI at 48.70 is Neutral, neither overbought nor oversold. The STOCH value of 48.89 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for TSE:CLIP.
Clip Money Inc. Peers Comparison
UnderperformOutperform
Sector (55)
TSE:CLIP
Clip Money Inc.
0.18
-0.02
-10.00%
TSE:MBLM
Mobilum Technologies Inc
0.02
0.00
0.00%
TSE:PKK
Tenet Fintech Group Inc.
0.03
>-0.01
-16.67%
TSE:FTEC
Fintech Select Ltd
0.05
0.02
125.00%
TSE:FOBI
Fobi AI
0.04
0.00
0.00%
TSE:HRO
Euro Asia Pay Holdings
0.03
0.00
0.00%
Clip Money Inc. Corporate Events
Business Operations and StrategyPrivate Placements and Financing
Clip Money Secures $3 Million Non-Dilutive Growth Loan from BDC
Positive
Dec 18, 2025
Clip Money Inc. has secured a CAD$3 million term loan from the Business Development Bank of Canada’s Growth and Transition Capital team, providing non-dilutive financing to support its working capital needs and growth initiatives. The loan, ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.