Clip Money Inc. (TSE:CLIP)
:CLIP
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Clip Money Inc.
(CLIP)
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Rating:45Neutral
Price Target:
C$0.15
▼(-18.89% Downside)
Action:Reiterated
Date:06/01/26
The score is primarily held down by weak financial performance (large losses, negative gross margin, ongoing cash burn, and negative equity with meaningful debt). Technicals are mixed with modest near-term improvement but a broader downtrend, and valuation is difficult to support due to negative earnings and no dividend yield.
Positive Factors
Revenue Growth
Sustained top-line expansion into the 2026 trailing twelve months shows expanding client adoption of Clip's cash-management services. Durable revenue growth supports the opportunity to spread fixed costs, deepen network relationships, and potentially convert scale into improved unit economics over coming quarters.
Negative Factors
Negative gross margins
Core unit economics are currently loss-making, with costs to handle cash exceeding fees collected. Negative gross margins are a structural problem: unless the company materially reduces cash-handling costs, raises effective prices, or changes product mix, revenue growth alone will not produce sustainable profits over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
Sustained top-line expansion into the 2026 trailing twelve months shows expanding client adoption of Clip's cash-management services. Durable revenue growth supports the opportunity to spread fixed costs, deepen network relationships, and potentially convert scale into improved unit economics over coming quarters.
Read all positive factors
Clip Money Inc. (CLIP) vs. iShares MSCI Canada ETF (EWC)
Market Cap
C$16.84M
Dividend YieldN/A
Average Volume (3M)34.97K
Price to Earnings (P/E)―
Beta (1Y)1.03
Revenue Growth112.63%
EPS Growth4.84%
CountryCA
Employees11
SectorServices
Sector StrengthN/A
IndustrySoftware - Infrastructure
Share Statistics
EPS (TTM)-0.09
Shares Outstanding112,257,355
10 Day Avg. Volume10,066
30 Day Avg. Volume34,970
Financial Highlights & Ratios
PEG Ratio0.89
Price to Book (P/B)-0.86
Price to Sales (P/S)2.36
P/FCF Ratio-3.28
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Clip Money Inc. Business Overview & Revenue Model
Company Description
Headquartered in Toronto, Canada, Clip Money Inc. is a financial technology firm that delivers deposit network solutions across North America to both businesses and financial institutions. Its flagship offering, the Clip Drop Platform, represents ...
How the Company Makes Money
Clip Money Inc. generates revenue primarily by providing cash management services to business clients. This typically includes fees associated with enabling or processing cash deposits and other cash-handling activities through its service/network...
Clip Money Inc. Financial Statement Overview
Summary
Income Statement
12
Very Negative
Balance Sheet
8
Very Negative
Cash Flow
14
Very Negative
| Breakdown | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 5.84M | 2.36M | 577.92K | 27.69K | 1.90K |
| Gross Profit | -5.56M | -1.09M | -1.94M | -1.24M | -99.16K |
| EBITDA | -4.80M | -5.32M | -6.48M | -9.65M | -3.43M |
| Net Income | -9.23M | -9.34M | -9.32M | -12.14M | -4.31M |
Balance Sheet | |||||
| Total Assets | 9.79M | 9.59M | 13.86M | 9.86M | 7.80M |
| Cash, Cash Equivalents and Short-Term Investments | 2.60M | 2.00M | 6.15M | 1.48M | 962.49K |
| Total Debt | 21.08M | 15.68M | 11.81M | 6.23M | 6.09M |
| Total Liabilities | 25.80M | 17.52M | 13.01M | 7.80M | 7.36M |
| Stockholders Equity | -16.01M | -7.94M | 848.19K | 2.06M | 437.66K |
Cash Flow | |||||
| Free Cash Flow | -4.22M | -7.49M | -7.35M | -6.54M | -3.16M |
| Operating Cash Flow | -4.08M | -7.32M | -6.68M | -4.87M | -2.05M |
| Investing Cash Flow | -375.75K | -699.27K | -665.65K | -1.68M | -1.12M |
| Financing Cash Flow | 5.09M | 1.73M | 12.10M | 7.05M | 1.64M |
Clip Money Inc. Technical Analysis
Negative
0.18
Price Trends
0.17
Negative
0.17
Negative
0.20
Negative
Market Momentum
<0.01
Negative
42.91
Neutral
28.57
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:CLIP, the sentiment is Negative. The current price of 0.18 is above the 20-day moving average (MA) of 0.16, above the 50-day MA of 0.17, and below the 200-day MA of 0.20, indicating a bearish trend. The MACD of <0.01 indicates Negative momentum. The RSI at 42.91 is Neutral, neither overbought nor oversold. The STOCH value of 28.57 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for TSE:CLIP.
Clip Money Inc. Peers Comparison
UnderperformOutperform
Sector (55)
TSE:CLIP
Clip Money Inc.
0.15
-0.06
-28.57%
TSE:PKK
Tenet Fintech Group Inc.
0.03
0.00
0.00%
TSE:FTEC
Fintech Select Ltd
0.04
<0.01
16.67%
TSE:FOBI
Fobi AI
0.04
0.00
0.00%
TSE:HRO
Euro Asia Pay Holdings
0.03
0.00
0.00%
Clip Money Inc. Corporate Events
Business Operations and StrategyFinancial DisclosuresPrivate Placements and Financing
Clip Money Posts Record 2025 Revenue as Network Expansion and GreenDot Deal Drive Growth
Positive
Apr 1, 2026
Clip Money Inc. reported record 2025 revenue of $5.74 million, a 143% year-over-year increase driven by a surge in new deposit users, higher revenue per customer and growing adoption of its ClipChange change order solution. Cost of revenues rose a...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.