Toppoint Holdings, Inc. (TOPP) AI Stock Analysis

• Market Cap: $15.32M
• Dividend Yield: N/A
• Average Volume (3M): 334.27K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.49
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: US
• Employees: 2
• Sector: Services
• Sector Strength: N/A
• Industry: Trucking
• EPS (TTM): -0.21
• Shares Outstanding: 19,400,000
• 10 Day Avg. Volume: 443,213
• 30 Day Avg. Volume: 334,273
• PEG Ratio: -5.19
• Price to Book (P/B): 25.82
• Price to Sales (P/S): 4.09
• P/FCF Ratio: -36.34
• Enterprise Value/Market Cap: 1.87
• Enterprise Value/Revenue: 1.77
• Enterprise Value/Gross Profit: 9.97
• Enterprise Value/Ebitda: -5.42
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 40 Underperform
• Price Target: $0.71 ▼(-10.75% Downside)

The score is driven primarily by weak financial performance (losses, negative ROE, and negative operating/free cash flow). Technicals reinforce the risk with a sustained downtrend and negative MACD, while valuation provides limited support due to a negative P/E and no dividend data.

Positive Factors

Diversified business model

Multiple revenue streams—recurring subscription software, consulting services, and manufacturing sales—reduce reliance on any single market and improve revenue predictability. Over 2–6 months this diversification supports resilience versus single-product firms and enables cross-selling opportunities.

Manageable leverage

Low debt relative to equity provides financial flexibility and limits fixed interest obligations. This manageable leverage profile supports the firm's ability to absorb operating shortfalls, pursue selective investments, or raise capital without immediate solvency pressure over the medium term.

Structural governance and investor change

A strategic investor acquiring shares plus appointment of an interim CFO and experienced board member represent structural governance shifts. Enhanced oversight and potential access to strategic capital or partnerships can materially improve financial discipline and execution over coming months.

Negative Factors

Negative operating and free cash flow

Persistent negative operating and free cash flow undermines internal funding capacity, forcing reliance on external financing or equity issuance. Over the medium term this constrains investment, risks dilution, and pressures management to prioritize short-term cash fixes over strategic growth initiatives.

Very poor return on equity

A deeply negative ROE indicates the company is destroying shareholder capital and failing to convert equity into profitable returns. Structurally weak returns impair the firm's attractiveness to investors and limit its ability to raise cost-effective capital for improvement or expansion.

Negative profitability margins despite revenue growth

Modest revenue growth paired with negative EBIT and net margins signals inability to scale profitably. Structural margin pressure—likely from cost base or pricing constraints—means top-line gains aren't translating to earnings, hindering sustainable improvement in cash generation and shareholder returns.

Toppoint Holdings, Inc. Business Overview & Revenue Model

Company Description

Toppoint Holdings Inc., through its subsidiary, Toppoint Inc., provides truckload services and solutions focused on the recycling export supply chain in the United States. The company transports food waste, wastepaper, scrap metal, logs, batteries, and wood products; and manages 20', 40', and 45' containers, including refrigerated and Hazmat cargo. It also coordinates import brokers to customer's docks. In addition, the company offers trucking services for plastic and other commodities; and logistics brokerage solutions. It serves waste and recycling companies, recycling centers, and commodity traders. Toppoint Holdings Inc. was founded in 2014 and is based in North Wales, Pennsylvania.

How the Company Makes Money

Toppoint Holdings generates revenue through multiple streams, primarily by offering subscription-based software solutions and consulting services in supply chain management. The company also earns income from its manufacturing division, which produces specialized equipment and components for various industries. Additionally, Toppoint has established strategic partnerships with key players in technology and logistics, allowing it to expand its market reach and enhance service offerings. These collaborations not only drive sales but also create opportunities for joint ventures and co-development projects, further contributing to the company's overall earnings.

Toppoint Holdings, Inc. Financial Statement Overview

Summary

Toppoint Holdings, Inc. faces significant financial challenges, with declining profitability and cash flow issues. The company has a manageable debt level but struggles with negative net profit margins, negative operating cash flow, and a negative return on equity, indicating poor financial health.

Income Statement

Toppoint Holdings, Inc. has shown a decline in profitability with negative net profit and EBIT margins in the TTM period. The revenue growth rate is positive at 4.93% TTM, but the company has struggled to maintain consistent profitability, as evidenced by the negative EBIT and EBITDA margins. Historical data shows fluctuating revenue growth and declining margins, indicating challenges in maintaining stable income performance.

Balance Sheet

The company's balance sheet shows a moderate debt-to-equity ratio of 0.22 TTM, indicating manageable leverage. However, the return on equity is negative at -79.98% TTM, reflecting poor profitability relative to shareholder equity. The equity ratio is relatively stable, but the declining ROE suggests inefficiencies in generating returns on equity.

Cash Flow

Toppoint Holdings, Inc. has negative operating cash flow and free cash flow in the TTM period, with a significant decline in free cash flow growth. The operating cash flow to net income ratio is negative, indicating cash flow challenges. The free cash flow to net income ratio is positive, suggesting some ability to cover net income, but overall cash flow performance is weak.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022
Income Statement
Total Revenue	16.15M	16.04M	18.04M	21.49M
Gross Profit	2.87M	2.34M	2.65M	5.03M
EBITDA	-5.28M	632.43K	1.44M	2.61M
Net Income	-6.26M	174.87K	542.35K	1.69M
Balance Sheet
Total Assets	10.71M	4.99M	4.96M	4.78M
Cash, Cash Equivalents and Short-Term Investments	463.35K	557.62K	1.46M	744.85K
Total Debt	984.35K	1.71M	712.25K	1.22M
Total Liabilities	1.55M	2.44M	2.59M	2.95M
Stockholders Equity	9.16M	2.54M	2.37M	1.82M
Cash Flow
Free Cash Flow	-3.55M	-1.81M	1.12M	823.46K
Operating Cash Flow	-1.37M	-593.73K	2.01M	888.84K
Investing Cash Flow	-7.64M	-1.21M	-1.09M	-65.38K
Financing Cash Flow	8.24M	907.36K	-205.87K	-518.55K

Toppoint Holdings, Inc. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 0.80
• 50DMA: Negative
• 100DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TOPP, the sentiment is Negative. The current price of 0.8 is below the 20-day moving average (MA) of 1.44, below the 50-day MA of 1.63, and equal to the 200-day MA of ―, indicating a neutral trend. The MACD of -0.07 indicates Positive momentum. The RSI at 43.34 is Neutral, neither overbought nor oversold. The STOCH value of 33.55 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for TOPP.

Toppoint Holdings, Inc. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
CVLG	63 Neutral	$640.96M	21.62	6.84%	1.23%	1.62%	-22.52%
HTLD	58 Neutral	$806.23M	-23.91	-4.35%	0.87%	-19.56%	-54.39%
MRTN	58 Neutral	$1.01B	52.14	2.53%	2.07%	-9.74%	-42.57%
Sector *	55 Neutral	$13.29B	17.42	10.03%	0.93%	7.13%	-12.93%
ULH	52 Neutral	$459.72M	-12.32	-6.66%	2.76%	-7.55%	-130.67%
TOPP	40 Underperform	$15.32M	-2.25	-35.23%	―	―	―

Toppoint Holdings, Inc. Corporate Events

Toppoint Holdings Announces Major Leadership and Ownership Changes

On December 19, 2025, Toppoint Holdings Inc. entered into a share purchase agreement under which Chief Executive Officer Hok C. Chan sold 500,000 shares of the company’s common stock to Bravion Global Limited, with the buyer also receiving pre-emptive rights to maintain its ownership stake in future equity issuances, signaling a shift in the shareholder base and potentially strengthening ties with a strategic investor. On the same date, the company appointed veteran finance executive Kah Loong Randy Yeo as interim Chief Financial Officer under a new employment agreement following the December 15, 2025 resignation of CFO John Feliciano III, accepted the resignation of director Pablo Santana for personal reasons, and filled the resulting board vacancy by appointing seasoned Hong Kong wealth-management specialist Chung Ming Bruce Hui, collectively reshaping Toppoint’s executive and board leadership and potentially influencing its financial oversight and governance direction.

The most recent analyst rating on (TOPP) stock is a Hold with a $1.50 price target. To see the full list of analyst forecasts on Toppoint Holdings, Inc. stock, see the TOPP Stock Forecast page.

Toppoint Holdings Enters Share Purchase Agreement

On December 3, 2025, Toppoint Holdings Inc. entered into a Share Purchase Agreement with Inter Skyway Limited, involving the sale of 500,000 shares by CEO Hok C. Chan. Additionally, the company announced the resignation of CFO John Feliciano III and the appointment of Florence Ng to the Board of Directors. The company also appointed Kah Loong Randy Yeo as the new Controller, effective November 26, 2025. Furthermore, A.G.P./Alliance Global Partners waived a lock-up restriction on 7,500,000 shares of common stock held by an officer, allowing for their sale.

The most recent analyst rating on (TOPP) stock is a Hold with a $1.50 price target. To see the full list of analyst forecasts on Toppoint Holdings, Inc. stock, see the TOPP Stock Forecast page.