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Toppoint Holdings, Inc. (TOPP)
XASE:TOPP
US Market
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Toppoint Holdings, Inc. (TOPP) AI Stock Analysis

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TOPP

Toppoint Holdings, Inc.

(NYSE MKT:TOPP)

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Neutral 45 (OpenAI - 5.2)
Rating:45Neutral
Price Target:
$0.84
▲(4.87% Upside)
Action:Reiterated
Date:07/07/26
The score is held down primarily by sharply deteriorated profitability (collapsed margins and large losses) and negative operating/free cash flow. Technicals also remain bearish with price below key moving averages and negative MACD. A low-leverage balance sheet and the recent financing provide some liquidity support, but do not offset weak fundamentals.
Positive Factors
Conservative balance sheet
A low debt-to-equity (~0.11) gives Toppoint structural solvency cushions and reduces bankruptcy risk, preserving financial flexibility to operate through a multi-month turnaround. This durable capital structure lowers refinancing stress even with operating weakness.
Negative Factors
Collapsed profitability
Margins have deteriorated sharply to near-zero gross and very large negative net margins, signaling structural cost/pricing problems. Persistently weak profitability undermines ability to self-fund investments, erodes returns, and makes sustainable recovery more difficult without margin remediation.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative balance sheet
A low debt-to-equity (~0.11) gives Toppoint structural solvency cushions and reduces bankruptcy risk, preserving financial flexibility to operate through a multi-month turnaround. This durable capital structure lowers refinancing stress even with operating weakness.
Read all positive factors

Toppoint Holdings, Inc. (TOPP) vs. SPDR S&P 500 ETF (SPY)

Toppoint Holdings, Inc. Business Overview & Revenue Model

Company Description
Toppoint Holdings Inc., established in 2014 and based in North Wales, Pennsylvania, delivers extensive truckload transportation services. Through its subsidiary, Toppoint Inc., the company concentrates on the recycling export supply chain througho...

Toppoint Holdings, Inc. Financial Statement Overview

Summary
Operating performance is the core weakness: gross margin collapsed to ~1.1% in TTM and net margin is deeply negative (~-44%), with losses in 2025 and TTM. Cash flow is also negative (operating and free cash flow), indicating cash burn. The main offset is a relatively conservative balance sheet with low leverage (debt-to-equity ~0.11), which reduces near-term solvency risk.
Income Statement
18
Very Negative
Balance Sheet
62
Positive
Cash Flow
22
Negative
BreakdownTTMDec 2025Mar 2025Dec 2023Dec 2022
Income Statement
Total Revenue16.84M16.55M16.04M18.04M21.49M
Gross Profit180.18K1.93M2.34M2.65M5.03M
EBITDA-6.54M-6.04M632.43K1.44M2.61M
Net Income-7.47M-7.34M174.87K542.35K1.69M
Balance Sheet
Total Assets10.25M11.00M4.99M4.96M4.78M
Cash, Cash Equivalents and Short-Term Investments836.17K1.20M557.62K1.46M744.85K
Total Debt1.47M1.46M1.71M712.25K1.22M
Total Liabilities2.29M2.37M2.44M2.59M2.95M
Stockholders Equity7.97M8.62M2.54M2.37M1.82M
Cash Flow
Free Cash Flow-1.85M-2.14M-1.81M1.12M823.46K
Operating Cash Flow-1.69M-1.78M-593.73K2.01M888.84K
Investing Cash Flow1.04M-5.86M-1.21M-1.09M-65.38K
Financing Cash Flow-253.01K8.28M907.36K-205.87K-518.55K

Toppoint Holdings, Inc. Technical Analysis

Technical Analysis Sentiment
Negative
Last Price0.80
Price Trends
50DMA
1.63
Negative
100DMA
1.78
Negative
200DMA
Market Momentum
MACD
-0.07
Positive
RSI
43.34
Neutral
STOCH
33.55
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TOPP, the sentiment is Negative. The current price of 0.8 is below the 20-day moving average (MA) of 1.44, below the 50-day MA of 1.63, and equal to the 200-day MA of ―, indicating a neutral trend. The MACD of -0.07 indicates Positive momentum. The RSI at 43.34 is Neutral, neither overbought nor oversold. The STOCH value of 33.55 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for TOPP.

Toppoint Holdings, Inc. Risk Analysis

Toppoint Holdings, Inc. disclosed 49 risk factors in its most recent earnings report. Toppoint Holdings, Inc. reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Toppoint Holdings, Inc. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
59
Neutral
$1.19B263.001.23%1.23%7.15%-87.09%
57
Neutral
$1.19B-27.37-5.66%0.87%-23.49%-54.25%
55
Neutral
$13.29B17.4210.03%0.93%7.13%-12.93%
55
Neutral
$1.44B99.211.89%2.07%-7.81%-33.01%
45
Neutral
$19.24M-1.91-84.69%4.51%-1374.44%
44
Neutral
$376.82M-3.44-18.94%2.76%-11.11%-231.01%
* Services Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
TOPP
Toppoint Holdings, Inc.
0.72
-1.25
-63.30%
CVLG
Covenant Logistics Group
48.49
25.13
107.58%
HTLD
Heartland Express
15.08
6.69
79.67%
MRTN
Marten Transport
17.42
4.81
38.13%
ULH
Universal Logistics
14.40
-10.10
-41.24%

Toppoint Holdings, Inc. Corporate Events

Executive/Board Changes
Toppoint Holdings Announces New Committee Leadership Appointments
Neutral
Jun 25, 2026
On June 23, 2026, director Tianheng Li resigned from the Board of Toppoint Holdings Inc. and from all her committee roles, including as a member of the Audit Committee and as Chair of both the Compensation Committee and the Nominating and Corporat...
Business Operations and StrategyRegulatory Filings and Compliance
Toppoint Addresses Unusual Stock Trading, Reaffirms Transparency
Neutral
Jun 2, 2026
On June 2, 2026, Toppoint Holdings Inc. issued a statement at the request of the NYSE American addressing unusual trading in its common stock observed between May 27, 2026 and the pre-core session on May 29, 2026. Following internal review and inq...
Business Operations and StrategyPrivate Placements and Financing
Toppoint Holdings Announces Private Equity Financing Agreement
Positive
May 26, 2026
On May 19, 2026, Toppoint Holdings Inc. entered into a securities purchase agreement with certain investors to privately place 5,000,000 shares of its common stock at $0.83 per share, for gross proceeds of $4.15 million. The closing of the transac...
Executive/Board Changes
Toppoint Holdings Announces Leadership Changes and Governance Refresh
Neutral
Apr 16, 2026
On April 10, 2026, Toppoint Holdings Inc. saw the resignation of director Florence Ng, followed on April 13, 2026, by director Tan Ying Lo and interim Chief Financial Officer Kah Loong Randy Yeo, all citing personal reasons and no disagreements ov...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 07, 2026