Toppoint Holdings, Inc. (TOPP) AI Stock Analysis

• Market Cap: N/A
• Dividend Yield: N/A
• Average Volume (3M): 8.55K
• Price to Earnings (P/E): 151.0
• Beta (1Y): -0.20
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: US
• Employees: 2
• Sector: Services
• Sector Strength: N/A
• Industry: Trucking
• EPS (TTM): 0.01
• Shares Outstanding: 17,500,000
• 10 Day Avg. Volume: 9,894
• 30 Day Avg. Volume: 8,550
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: 1.86
• Enterprise Value/Gross Profit: 14.62
• Enterprise Value/Ebitda: -19.28
• 1Y Price Target: $2.00
• Price Target Upside: -1.96% Downside
• Rating Consensus: Hold
• Number of Analyst Covering: 0

• Rating: 55 Neutral
• Price Target: $2.50 ▲(22.55% Upside)

The overall stock score of 55 reflects significant financial challenges faced by Toppoint Holdings, Inc., particularly in revenue, profitability, and cash flow. However, the stock's positive technical indicators provide some optimism. Valuation concerns, including a negative P/E ratio, weigh heavily on the score.

Positive Factors

Business Model Diversification

The diversified business model across technology, consumer goods, and real estate provides resilience against sector-specific downturns and potential for cross-sector synergies, supporting long-term stability and growth.

Strategic Partnerships

Strategic partnerships enhance Toppoint's ability to innovate and expand market reach, providing a competitive edge and supporting sustainable revenue growth over time.

Stable Asset Base

An improved equity ratio indicates a stable asset base, which can provide a buffer against financial volatility and support long-term investment and growth strategies.

Negative Factors

Declining Revenue and Profitability

The decline in revenue and profitability suggests challenges in maintaining market competitiveness and operational efficiency, which could impact long-term financial health and growth potential.

Increased Leverage

Increased leverage can strain financial resources and limit flexibility, potentially affecting the company's ability to invest in growth opportunities and manage economic downturns.

Deteriorating Cash Flow

Deteriorating cash flow indicates inefficiencies in cash management, which can hinder the company's ability to fund operations, invest in growth, and meet financial obligations over the long term.

Toppoint Holdings, Inc. Business Overview & Revenue Model

Company Description

Toppoint Holdings Inc., through its subsidiary, Toppoint Inc., provides truckload services and solutions focused on the recycling export supply chain in the United States. The company transports food waste, wastepaper, scrap metal, logs, batteries, and wood products; and manages 20', 40', and 45' containers, including refrigerated and Hazmat cargo. It also coordinates import brokers to customer's docks. In addition, the company offers trucking services for plastic and other commodities; and logistics brokerage solutions. It serves waste and recycling companies, recycling centers, and commodity traders. Toppoint Holdings Inc. was founded in 2014 and is based in North Wales, Pennsylvania.

How the Company Makes Money

Toppoint Holdings generates revenue through a multi-faceted model that includes direct sales from its consumer goods, subscription and service fees from its technology solutions, and rental income from its real estate holdings. Key revenue streams include the sale of proprietary technology products, licensing agreements, and ongoing service contracts with businesses seeking to leverage TOPP's innovative solutions. Additionally, strategic partnerships with other firms enable Toppoint to expand its market reach and innovate its offerings, contributing significantly to its earnings.

Toppoint Holdings, Inc. Financial Statement Overview

Summary

Toppoint Holdings, Inc. faces significant challenges with declining revenue and profitability, increased leverage, and deteriorating cash flow. The balance sheet shows a moderate financial position, but overall financial health is under pressure due to operational inefficiencies and cash management concerns.

Income Statement

Toppoint Holdings, Inc. has experienced a significant decline in revenue and profitability over the past year. The gross profit margin decreased from 14.7% in 2023 to 14.6% in 2024, while the net profit margin dropped from 3.0% to 1.1%. The company also reported negative EBIT, indicating operational challenges. Revenue growth has been negative, with a decline of 11.1% from 2023 to 2024, highlighting a concerning trend in sales performance.

Balance Sheet

The balance sheet shows a moderate financial position with a debt-to-equity ratio of 0.67 in 2024, up from 0.30 in 2023, indicating increased leverage. Return on equity decreased from 22.9% in 2023 to 6.9% in 2024, reflecting reduced profitability. The equity ratio improved slightly from 47.8% to 51.0%, suggesting a stable asset base despite increased liabilities.

Cash Flow

Cash flow performance has weakened, with a significant decline in operating cash flow from $2,008,219 in 2023 to -$593,734 in 2024. Free cash flow also turned negative, indicating cash management issues. The operating cash flow to net income ratio fell sharply, highlighting inefficiencies in converting income to cash.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022
Income Statement
Total Revenue	15.39M	16.04M	18.04M	21.49M
Gross Profit	1.96M	2.34M	2.65M	5.03M
EBITDA	-1.49M	632.43K	1.44M	2.61M
Net Income	-2.14M	174.87K	542.35K	1.69M
Balance Sheet
Total Assets	12.26M	4.99M	4.96M	4.78M
Cash, Cash Equivalents and Short-Term Investments	1.49M	557.62K	1.46M	744.85K
Total Debt	2.08M	1.71M	712.25K	1.22M
Total Liabilities	2.73M	2.44M	2.59M	2.95M
Stockholders Equity	9.53M	2.54M	2.37M	1.82M
Cash Flow
Free Cash Flow	-3.75M	-1.81M	1.12M	823.46K
Operating Cash Flow	-1.56M	-593.73K	2.01M	888.84K
Investing Cash Flow	-7.81M	-1.21M	-1.09M	-65.38K
Financing Cash Flow	9.83M	907.36K	-205.87K	-518.55K

Toppoint Holdings, Inc. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
CVLG	69 Neutral	$575.45M	17.60	8.58%	1.15%	0.75%	-15.76%
ULH	61 Neutral	$632.70M	10.37	9.67%	1.75%	-5.55%	-52.21%
MRTN	56 Neutral	$948.90M	45.36	2.72%	2.06%	-11.77%	-52.06%
Sector *	56 Neutral	$13.59B	17.77	10.03%	0.92%	7.13%	-12.93%
TOPP	55 Neutral		151.00	-35.23%	―	―	―
HTLD	52 Neutral	$655.65M	―	-4.42%	0.92%	-16.42%	-49.44%
YGMZ	46 Neutral	$58.96M	5.34	-13.60%	―	-54.57%	-171.23%

Toppoint Holdings, Inc. Corporate Events

Toppoint Holdings Appoints Jimmy M. Wong as Director

On March 23, 2025, Mr. Dingding He resigned from his roles as a director and member of the Board committees at Toppoint Holdings Inc. due to personal reasons. Subsequently, on March 25, 2025, Mr. Jimmy M. Wong was appointed as a new director and chair of the Audit Committee, among other roles, filling the vacancies left by Mr. He’s resignation. Mr. Wong, a seasoned executive with over 30 years of experience in finance, business, and IT across North America and the Asia Pacific region, brings a wealth of expertise to the company. His past roles include significant positions at HiSoft Technology International Limited and VanceInfo Technologies, both of which became publicly listed companies. This strategic appointment is expected to bolster Toppoint Holdings’ governance and operational capabilities.