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Sturgis Bancorp Inc (STBI)
OTHER OTC:STBI
US Market

Sturgis Bancorp (STBI) Stock Statistics & Valuation Metrics

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Total Valuation

Sturgis Bancorp has a market cap or net worth of $54.87M. The enterprise value is $79.29M.
Market Cap$54.87M
Enterprise Value$79.29M

Share Statistics

Sturgis Bancorp has 2,444,000 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding2,444,000
Owned by Insiders
Owned by Institutions

Financial Efficiency

Sturgis Bancorp’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 2.03%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.03%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee475.53K
Profits Per Employee24.03K
Employee Count118
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Sturgis Bancorp is 6.5. Sturgis Bancorp’s PEG ratio is -0.26.
PE Ratio6.5
PS Ratio0.69
PB Ratio0.70
Price to Fair Value0.70
Price to FCF5.94
Price to Operating Cash Flow0.00
PEG Ratio-0.26

Income Statement

In the last 12 months, Sturgis Bancorp had revenue of 56.11M and earned 2.83M in profits. Earnings per share was 1.32.
Revenue56.11M
Gross Profit32.80M
Operating Income3.16M
Pretax Income3.16M
Net Income2.83M
EBITDA3.16M
Earnings Per Share (EPS)1.32

Cash Flow

In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00

Dividends & Yields

Sturgis Bancorp pays an annual dividend of $0.17, resulting in a dividend yield of 3.27%
Dividend Per Share$0.17
Dividend Yield3.27%
Payout Ratio19.84%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.10
52-Week Price Change27.07%
50-Day Moving Average21.16
200-Day Moving Average19.25
Relative Strength Index (RSI)65.19
Average Volume (3m)920.00

Important Dates

Sturgis Bancorp upcoming earnings date is Apr 29, 2026, Before Open (Confirmed).
Last Earnings DateJan 28, 2026
Next Earnings DateApr 29, 2026
Ex-Dividend Date

Financial Position

Sturgis Bancorp as a current ratio of 0.12, with Debt / Equity ratio of 50.04%
Current Ratio0.12
Quick Ratio0.12
Debt to Market Cap1.95
Net Debt to EBITDA17.48
Interest Coverage Ratio0.17

Taxes

In the past 12 months, Sturgis Bancorp has paid 323.00K in taxes.
Income Tax323.00K
Effective Tax Rate0.10

Enterprise Valuation

Sturgis Bancorp EV to EBITDA ratio is 29.81, with an EV/FCF ratio of 14.37.
EV to Sales1.68
EV to EBITDA29.81
EV to Free Cash Flow14.37
EV to Operating Cash Flow12.35

Balance Sheet

Sturgis Bancorp has $115.53M in cash and marketable securities with $30.64M in debt, giving a net cash position of $84.89M billion.
Cash & Marketable Securities$115.53M
Total Debt$30.64M
Net Cash$84.89M
Net Cash Per Share$34.73
Tangible Book Value Per Share$21.59

Margins

Gross margin is 51.43%, with operating margin of 5.63%, and net profit margin of 5.05%.
Gross Margin51.43%
Operating Margin5.63%
Pretax Margin5.63%
Net Profit Margin5.05%
EBITDA Margin5.63%
EBIT Margin5.63%

Analyst Forecast

The average price target for Sturgis Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast7.52%
EPS Growth Forecast1332.55%

Scores

Smart Score4
AI Score