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SmartFinancial (SMBK)
NYSE:SMBK
Total Valuation
SmartFinancial has a market cap or net worth of $601.91M. The enterprise value is $265.73M.
Market Cap$601.91M
Enterprise Value$265.73M
Share Statistics
SmartFinancial has 17,017,548 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding17,017,548
Owned by Insiders7.66%
Owned by Institutions18.10%
Financial Efficiency
SmartFinancial’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is -0.92%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)-0.92%
Return on Capital Employed (ROCE)0.08
Revenue Per Employee477.84K
Profits Per Employee60.54K
Employee Count597
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of SmartFinancial is 14.37. SmartFinancial’s PEG ratio is 0.70.
PE Ratio14.37
PS Ratio0.00
PB Ratio1.06
Price to Fair Value1.06
Price to FCF10.39
Price to Operating Cash Flow8.11
PEG Ratio0.70
Income Statement
In the last 12 months, SmartFinancial had revenue of 285.27M and earned 36.14M in profits. Earnings per share was 2.16.
Revenue285.27M
Gross Profit166.35M
Operating Income45.46M
Pretax Income45.46M
Net Income36.14M
EBITDA56.87M
Earnings Per Share (EPS)2.16
Cash Flow
In the last 12 months, operating cash flow was 59.91M and capital expenditures 1.58M, giving a free cash flow of 61.49M billion.
Operating Cash Flow59.91M
Free Cash Flow61.49M
Free Cash Flow per Share3.61
Dividends & Yields
SmartFinancial pays an annual dividend of $0.08, resulting in a dividend yield of 0.9%
Dividend Per Share$0.08
Dividend Yield0.9%
Payout Ratio14.29%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.99
52-Week Price Change54.98%
50-Day Moving Average31.85
200-Day Moving Average32.22
Relative Strength Index (RSI)79.16
Average Volume (3m)65.75K
Important Dates
SmartFinancial upcoming earnings date is Jul 21, 2025, Before Open (Confirmed).
Last Earnings DateApr 21, 2025
Next Earnings DateJul 21, 2025
Ex-Dividend DateMay 02, 2025
Financial Position
SmartFinancial as a current ratio of 0.12, with Debt / Equity ratio of 16.60%
Current Ratio0.12
Quick Ratio0.12
Debt to Market Cap0.09
Net Debt to EBITDA-5.80
Interest Coverage Ratio0.40
Taxes
In the past 12 months, SmartFinancial has paid 9.32M in taxes.
Income Tax9.32M
Effective Tax Rate0.20
Enterprise Valuation
SmartFinancial EV to EBITDA ratio is 3.33, with an EV/FCF ratio of 4.10.
EV to Sales0.66
EV to EBITDA3.33
EV to Free Cash Flow4.10
EV to Operating Cash Flow3.60
Balance Sheet
SmartFinancial has $0.00 in cash and marketable securities with $0.00 in debt, giving a net cash position of $0.00 billion.
Cash & Marketable Securities$0.00
Total Debt$0.00
Net Cash$0.00
Net Cash Per Share$0.00
Tangible Book Value Per Share$23.06
Margins
Gross margin is 100.00%, with operating margin of 15.94%, and net profit margin of 12.67%.
Gross Margin100.00%
Operating Margin15.94%
Pretax Margin15.94%
Net Profit Margin12.67%
EBITDA Margin19.94%
EBIT Margin-4.00%
Analyst Forecast
The average price target for SmartFinancial is $35.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$35.00
Price Target Upside-1.05% Downside
Analyst ConsensusHold
Analyst Count2
Revenue Growth Forecast17.26%
EPS Growth Forecast44.45%