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SmartFinancial (SMBK)
NYSE:SMBK
US Market
SMBK
SmartFinancial
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SmartFinancial (SMBK) Income Statement

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SmartFinancial Income Statement

Last quarter (Q4 2025), SmartFinancial's total revenue was $83.84M, an increase of 11.60% from the same quarter last year. In Q4, SmartFinancial's net income was $13.70M. See SmartFinancial’s key income statements, including revenue, expenses, profit, and income.
Income Statement
Dec 25Dec 24Dec 23Dec 22Dec 21
Total Revenue
$ 316.37M$ 285.27M$ 240.37M$ 186.55M$ 149.18M
Gross Profit
$ 192.88M$ 166.35M$ 149.38M$ 161.20M$ 135.71M
Operating Expenses
$ 131.38M$ 120.89M$ 113.15M$ 106.29M$ 91.39M
Depreciation and Amortization
$ 8.43M$ 11.41M$ 13.50M$ 12.64M$ 9.00M
EBITDA
$ 69.93M$ 56.87M$ 49.72M$ 67.55M$ 53.32M
Operating Income
$ 61.50M$ 45.46M$ 36.23M$ 54.91M$ 44.32M
Other Income/Expenses
$ 0.00$ 0.00$ 0.00$ 0.00$ 0.00
Pretax Income
$ 61.50M$ 45.46M$ 36.23M$ 54.91M$ 44.32M
Net Income
$ 50.35M$ 36.14M$ 28.59M$ 43.02M$ 34.79M
Per Share Metrics
Basic EPS
$ 3.01$ 2.16$ 1.70$ 2.57$ 2.23
Diluted EPS
$ 2.98$ 2.14$ 1.69$ 2.55$ 2.22
Weighted Average Shares Outstanding
 16.79M 16.77M 16.82M 16.74M 15.57M
Weighted Average Shares Outstanding (Diluted)
 16.92M 16.88M 16.92M 16.87M 15.70M
Currency in USD

SmartFinancial Earnings and Revenue History