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SmartFinancial (SMBK)
NYSE:SMBK
US Market

SmartFinancial (SMBK) Income Statement

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SmartFinancial Income Statement

Last quarter (Q3 2025), SmartFinancial's total revenue was $79.20M, an increase of 8.35% from the same quarter last year. In Q3, SmartFinancial's net income was $13.69M. See SmartFinancial’s key income statements, including revenue, expenses, profit, and income.
Income Statement
Dec 24Dec 23Dec 22Dec 21Dec 20
Total Revenue
$ 285.27M$ 240.37M$ 186.55M$ 149.18M$ 133.04M
Gross Profit
$ 166.35M$ 149.38M$ 161.20M$ 135.71M$ 107.61M
Operating Expenses
$ 120.89M$ 113.15M$ 106.29M$ 91.39M$ 76.72M
Depreciation and Amortization
$ 11.41M$ 13.50M$ 12.64M$ 9.00M$ 7.76M
EBITDA
$ 56.87M$ 49.72M$ 67.55M$ 53.32M$ 38.65M
Operating Income
$ 45.46M$ 36.23M$ 54.91M$ 44.32M$ 30.89M
Other Income/Expenses
$ 0.00$ 0.00$ 0.00$ 0.00$ 0.00
Pretax Income
$ 45.46M$ 36.23M$ 54.91M$ 44.32M$ 30.89M
Net Income
$ 36.14M$ 28.59M$ 43.02M$ 34.79M$ 24.33M
Per Share Metrics
Basic EPS
$ 2.16$ 1.70$ 2.57$ 2.23$ 1.63
Diluted EPS
$ 2.14$ 1.69$ 2.55$ 2.22$ 1.62
Weighted Average Shares Outstanding
16.77M 16.82M 16.74M 15.57M 14.96M
Weighted Average Shares Outstanding (Diluted)
16.88M 16.92M 16.87M 15.70M 15.02M
Currency in USD

SmartFinancial Earnings and Revenue History