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Singtel (SG:Z74)
SGX:Z74
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Singtel (Z74) AI Stock Analysis

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SG:Z74

Singtel

(SGX:Z74)

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Neutral 68 (OpenAI - Gpt-5.6Sol)
Rating:68Neutral
Price Target:
S$5.00
ā–²(13.90% Upside)
Action:Reiterated
Date:08/22/26
The score is primarily supported by improving recent profitability and a generally manageable leverage profile, while being held back by volatile free cash flow. Valuation contributes positively due to a reasonable P/E and an attractive dividend yield. Technicals are mixed, with mild positive momentum but the price still below longer-term moving averages.
Positive Factors
Improving Profitability
The sharp improvement in net income strengthens internal funding capacity and provides a better earnings base for Singtel’s recurring telecom and enterprise services, although sustainability still depends on reducing historical earnings volatility.
Negative Factors
Limited Revenue Growth
Broadly stable revenue shows resilience but also points to a mature core market with limited organic expansion. Earlier declines and only modest recent growth could constrain operating leverage and make sustained earnings improvement harder.
Read all positive and negative factors
Positive Factors
Negative Factors
Improving Profitability
The sharp improvement in net income strengthens internal funding capacity and provides a better earnings base for Singtel’s recurring telecom and enterprise services, although sustainability still depends on reducing historical earnings volatility.
Read all positive factors

Singtel (Z74) vs. iShares MSCI Singapore ETF (EWS)

Singtel Business Overview & Revenue Model

Company Description
Founded in 1992 and headquartered in Singapore, Singapore Telecommunications Limited is a leading global provider of telecommunication services. It serves both individual consumers and small businesses across Singapore, Australia, the United State...
How the Company Makes Money
Singtel makes money primarily by selling telecommunications connectivity and related digital services to consumers, enterprises, and other telecom operators, and by earning income from investments in regional telecom companies. 1) Consumer teleco...

Singtel Financial Statement Overview

Summary
Income statement strength is driven by a clear profitability improvement in 2025 and 2026, but results have been volatile across the period. The balance sheet appears resilient with moderate leverage (debt-to-equity ~0.45–0.48), though total debt increased in 2026. Operating cash flow is consistently solid, but free cash flow has been notably uneven (sharp dip in 2025, rebound in 2026), which reduces confidence in cash conversion stability.
Income Statement
72
Positive
Balance Sheet
68
Positive
Cash Flow
62
Positive
BreakdownMar 2026Mar 2025Mar 2024Mar 2023Mar 2022
Income Statement
Total Revenue14.26B14.15B14.13B14.62B15.34B
Gross Profit2.87B14.15B3.39B2.83B2.83B
EBITDA3.59B7.45B2.47B3.99B4.24B
Net Income5.61B4.02B795.00M2.23B1.95B
Balance Sheet
Total Assets50.70B46.78B46.20B46.53B49.13B
Cash, Cash Equivalents and Short-Term Investments3.66B2.77B4.63B1.67B2.13B
Total Debt12.69B11.67B11.90B11.91B12.88B
Total Liabilities22.99B20.83B21.23B21.53B22.03B
Stockholders Equity27.55B25.89B24.93B24.99B27.08B
Cash Flow
Free Cash Flow2.32B352.60M2.36B2.12B2.41B
Operating Cash Flow4.92B4.61B4.72B4.41B4.90B
Investing Cash Flow4.30M-2.41B247.30M-2.35B-676.10M
Financing Cash Flow-4.24B-4.03B-1.99B-2.52B-2.84B

Singtel Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price4.39
Price Trends
50DMA
4.33
Positive
100DMA
4.46
Negative
200DMA
4.54
Negative
Market Momentum
MACD
0.02
Negative
RSI
52.24
Neutral
STOCH
83.65
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SG:Z74, the sentiment is Neutral. The current price of 4.39 is above the 20-day moving average (MA) of 4.39, above the 50-day MA of 4.33, and below the 200-day MA of 4.54, indicating a neutral trend. The MACD of 0.02 indicates Negative momentum. The RSI at 52.24 is Neutral, neither overbought nor oversold. The STOCH value of 83.65 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for SG:Z74.

Singtel Peers Comparison

Overall Rating
UnderperformOutperform
Sector (60)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
68
Neutral
S$71.76B12.9420.52%4.15%0.81%39.56%
66
Neutral
S$3.82B45.793.63%5.45%1.58%-12.65%
60
Neutral
$48.67B4.58-11.27%4.14%2.83%-41.78%
60
Neutral
S$149.93M3.722.35%12.35%-2.09%189.61%
60
Neutral
S$1.84B6.2173.17%5.88%-8.27%136.03%
* Communication Services Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
SG:Z74
Singtel
4.40
0.32
7.74%
SG:S7OU
Asian Pay Television
0.08
-0.01
-11.70%
SG:CJLU
NetLink NBN
0.98
0.10
12.00%
SG:CC3
StarHub
1.07
0.01
1.13%
SG:T41
Telechoice International Limited
0.23
0.07
40.24%
SG:TADD
Advanced Info Service
1.40
0.33
30.96%

Singtel Corporate Events

Singtel Wins First-Ever S&P Rating Upgrade on Stronger Balance Sheet and Asset Monetisation
Aug 19, 2026
SP Global Ratings has upgraded Singtel’s long-term issuer credit rating from A to A+, with a stable outlook, citing the telecom group’s strengthened balance sheet and ample financial flexibility supported by sizable liquid investments ...
Singtel Q1 Underlying Profit Jumps on Optus, Digital Infra Strength Despite One-off Drag
Aug 13, 2026
Singtel has reported a robust start to its financial year, with underlying net profit for the quarter to 30 June 2026 rising 21% to S$831 million, driven by stronger contributions from Optus, NCS, Digital InfraCo and regional associates Airtel and...
ACMA Takes Optus to Court Over Emergency Call Breaches
Jul 30, 2026
Optus Mobile, a wholly owned subsidiary of Singtel Optus, has been hit with Federal Court proceedings by the Australian Communications and Media Authority over alleged breaches of emergency call service rules. The alleged contraventions relate to ...
Singtel Confirms Talks on Potential Optus Stake Sale, Warns Investors to Await Formal Updates
Jul 30, 2026
Singtel has confirmed it is in talks with interested parties over a possible sale of a stake in Optus, following media reports about such discussions. The group reiterated its strategy of bringing in a like-minded Australian minority partner to he...
Singtel Winds Up Mauritian Subsidiary Viridian in Corporate Streamlining Move
Jul 13, 2026
Singtel has placed its wholly owned Mauritian subsidiary Viridian Limited into members’ voluntary liquidation and appointed Krishna Luvyraj Thacoor as liquidator to oversee the winding-up process. The move is not expected to have any materia...
Mynt Files for Potential IPO on Philippine Stock Exchange
Jun 29, 2026
Globe Telecom has confirmed that its fintech affiliate Mynt, Inc., operator of the GCash digital finance platform, has formally filed a registration statement with the Philippine Securities and Exchange Commission and a listing application with th...
Singtel’s Optus Raises SGD200 Million in 10-Year Note Issue to Extend Debt Maturities
Jun 23, 2026
Singtel has announced that its Australian subsidiary Optus, via Optus Finance, has priced a SGD200 million issue of 10-year fixed-rate notes denominated in Singapore dollars, carrying a 2.84 per cent annual coupon and maturing on 30 June 2036. The...
Globe Clears Path for Mynt IPO With 12% Stake Offer on PSE
Jun 17, 2026
Globe Telecom has announced that its board has approved the filing of a registration statement with the Philippine Securities and Exchange Commission and a listing application with the Philippine Stock Exchange for a proposed initial public offeri...
Singtel secures S$1.5 billion three-year revolving credit facility
May 29, 2026
Singtel’s treasury subsidiary has secured a new three-year S$1.5 billion committed revolving credit facility from a syndicate of 11 international and regional banks, with the financing guaranteed by Singtel and earmarked for general corporat...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 22, 2026