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Hong Leong Finance Limited (SG:S41)
SGX:S41
Singapore Market

Hong Leong Finance Limited (S41) Ratios

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Hong Leong Finance Limited Ratios

SG:S41's free cash flow for Q4 2025 was S$0.42. For the 2025 fiscal year, SG:S41's free cash flow was decreased by S$ and operating cash flow was S$0.18. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
1.54K 1.54K 0.09 2.66 13.24
Quick Ratio
1.54K 1.54K 0.09 0.05 26.49
Cash Ratio
1.54K 1.54K 0.09 2.66 12.95
Solvency Ratio
<0.01 <0.01 <0.01 <0.01 0.01
Operating Cash Flow Ratio
596.85 357.64 -0.02 0.26 2.49
Short-Term Operating Cash Flow Coverage
596.85 357.64 -45.19 9.00 11.39
Net Current Asset Value
S$ -11.79BS$ -11.79BS$ -11.42BS$ -11.40BS$ -11.29B
Leverage Ratios
Debt-to-Assets Ratio
<0.01 <0.01 <0.01 <0.01 <0.01
Debt-to-Equity Ratio
<0.01 <0.01 0.02 <0.01 0.03
Debt-to-Capital Ratio
<0.01 <0.01 0.02 <0.01 0.03
Long-Term Debt-to-Capital Ratio
<0.01 <0.01 <0.01 <0.01 0.02
Financial Leverage Ratio
6.98 6.98 6.94 7.26 7.00
Debt Service Coverage Ratio
0.65 0.26 -0.06 0.26 1.26
Interest Coverage Ratio
0.73 0.27 0.34 0.31 1.65
Debt to Market Cap
<0.01 <0.01 <0.01 0.02 0.05
Interest Debt Per Share
0.53 0.62 0.92 0.86 0.35
Net Debt to EBITDA
-9.58 -10.08 0.00 -12.40 -5.22
Profitability Margins
Gross Profit Margin
61.00%40.84%38.78%36.66%73.16%
EBIT Margin
24.54%16.43%-1.41%19.34%44.42%
EBITDA Margin
29.02%18.45%0.00%20.65%46.67%
Operating Profit Margin
27.87%16.43%20.69%19.34%44.42%
Pretax Profit Margin
24.54%16.43%20.74%19.34%44.42%
Net Profit Margin
20.38%13.65%17.30%16.12%37.00%
Continuous Operations Profit Margin
20.38%13.65%17.30%16.12%37.00%
Net Income Per EBT
83.06%83.06%83.42%83.35%83.30%
EBT Per EBIT
88.04%100.00%100.23%100.00%100.00%
Return on Assets (ROA)
0.42%0.42%0.71%0.62%0.92%
Return on Equity (ROE)
2.98%2.96%4.94%4.53%6.41%
Return on Capital Employed (ROCE)
0.58%0.51%5.61%0.78%1.11%
Return on Invested Capital (ROIC)
0.48%0.42%4.67%0.65%5.10%
Return on Tangible Assets
0.42%0.42%0.71%0.62%0.92%
Earnings Yield
11.04%5.33%9.39%8.30%12.22%
Efficiency Ratios
Receivables Turnover
0.00 0.00 36.21 23.90 17.02
Payables Turnover
0.00 0.00 1.82 2.77 1.33
Inventory Turnover
0.00 0.00 0.00 0.25 -0.10
Fixed Asset Turnover
5.08 7.59 9.48 9.50 7.08
Asset Turnover
0.02 0.03 0.04 0.04 0.02
Working Capital Turnover Ratio
-0.06 -0.09 -0.12 0.64 0.42
Cash Conversion Cycle
0.00 0.00 -190.06 1.35K -3.90K
Days of Sales Outstanding
0.00 0.00 10.08 15.27 21.45
Days of Inventory Outstanding
0.00 0.00 0.00 1.46K -3.64K
Days of Payables Outstanding
0.00 0.00 200.14 131.84 274.88
Operating Cycle
0.00 0.00 10.08 1.48K -3.62K
Cash Flow Ratios
Operating Cash Flow Per Share
1.47 0.44 -0.69 0.33 0.40
Free Cash Flow Per Share
1.46 0.43 -0.69 0.32 0.39
CapEx Per Share
0.02 <0.01 <0.01 <0.01 <0.01
Free Cash Flow to Operating Cash Flow
0.99 0.98 1.01 0.98 0.99
Dividend Paid and CapEx Coverage Ratio
5.42 3.25 -5.20 1.89 3.22
Capital Expenditure Coverage Ratio
87.13 52.21 -164.49 50.26 124.39
Operating Cash Flow Coverage Ratio
468.35 280.64 -6.78 8.23 2.79
Operating Cash Flow to Sales Ratio
1.07 0.43 -0.51 0.25 0.50
Free Cash Flow Yield
28.73%16.52%-27.90%12.85%16.49%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
9.06 18.75 10.64 12.05 8.18
Price-to-Sales (P/S) Ratio
3.70 2.56 1.84 1.94 3.03
Price-to-Book (P/B) Ratio
0.27 0.56 0.53 0.55 0.52
Price-to-Free Cash Flow (P/FCF) Ratio
3.48 6.05 -3.58 7.78 6.06
Price-to-Operating Cash Flow Ratio
1.72 5.94 -3.61 7.63 6.02
Price-to-Earnings Growth (PEG) Ratio
0.15 -0.48 1.12 -0.44 0.16
Price-to-Fair Value
0.27 0.56 0.53 0.55 0.52
Enterprise Value Multiple
3.16 3.79 0.00 -2.99 1.26
Enterprise Value
282.58M 321.08M 44.33M -357.78M 208.68M
EV to EBITDA
3.16 3.79 0.00 -2.99 1.26
EV to Sales
0.92 0.70 0.07 -0.62 0.59
EV to Free Cash Flow
0.86 1.65 -0.14 -2.47 1.18
EV to Operating Cash Flow
0.85 1.62 -0.14 -2.43 1.17
Tangible Book Value Per Share
9.42 4.71 4.70 4.59 4.55
Shareholders’ Equity Per Share
9.42 4.71 4.70 4.59 4.55
Tax and Other Ratios
Effective Tax Rate
0.17 0.17 0.17 0.17 0.17
Revenue Per Share
1.37 1.02 1.34 1.29 0.79
Net Income Per Share
0.28 0.14 0.23 0.21 0.29
Tax Burden
0.83 0.83 0.83 0.83 0.83
Interest Burden
1.00 1.00 -14.69 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.12 0.18 <0.01 <0.01 <0.01
Stock-Based Compensation to Revenue
<0.01 0.00 <0.01 <0.01 <0.01
Income Quality
5.27 3.16 -2.95 1.58 1.36
Currency in SGD