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Mapletree Commercial (SG:N2IU)
SGX:N2IU
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Mapletree Pan Asia Commercial Trust (N2IU) AI Stock Analysis

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SG:N2IU

Mapletree Pan Asia Commercial Trust

(SGX:N2IU)

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Neutral 60 (OpenAI - 5.2)
Rating:60Neutral
Price Target:
S$1.50
▲(12.78% Upside)
Action:Reiterated
Date:07/31/26
Overall score reflects steady but not accelerating fundamentals: stable profitability and improving leverage are offset by a mild TTM revenue decline, a step-down in earnings versus prior peak periods, and weakening recent cash-flow momentum. Technically, the stock is modestly supported by being above shorter-term averages but lacks a clear long-term uptrend given it is roughly flat versus the 200-day average. Valuation is balanced by a strong yield but a relatively elevated P/E.
Positive Factors
Improving leverage and balance-sheet resilience
A sustained reduction in debt-to-equity from ~0.70 to ~0.59 materially lowers refinancing and interest-rate risk for a REIT. This improved capital structure increases financial flexibility for maintenance, selective acquisitions or refinancing, and supports more reliable distribution coverage over the medium term.
Negative Factors
Modest revenue decline and soft top-line momentum
A persistent top-line dip, including TTM revenue down and negative multi-period growth, signals weaker leasing momentum or softer tenant demand. Over months this can compress distributable income, reduce ability to fund capex organically, and limit the REIT's capacity to pursue accretive growth without external capital.
Read all positive and negative factors
Positive Factors
Negative Factors
Improving leverage and balance-sheet resilience
A sustained reduction in debt-to-equity from ~0.70 to ~0.59 materially lowers refinancing and interest-rate risk for a REIT. This improved capital structure increases financial flexibility for maintenance, selective acquisitions or refinancing, and supports more reliable distribution coverage over the medium term.
Read all positive factors

Mapletree Pan Asia Commercial Trust (N2IU) vs. iShares MSCI Singapore ETF (EWS)

Mapletree Pan Asia Commercial Trust Business Overview & Revenue Model

Company Description
Mapletree Pan Asia Commercial Trust is a real estate investment trust positioned to be the proxy to key gateway markets of Asia. Listed on the Singapore Exchange Securities Limited on 27 April 2011, it made its public market debut as Mapletree Com...
How the Company Makes Money
Mapletree Pan Asia Commercial Trust makes money mainly through rental-related income from its commercial properties. The core revenue stream is gross rental income collected under lease agreements with tenants (typically retailers, office occupant...

Mapletree Pan Asia Commercial Trust Earnings Call Summary

Earnings Call Date:Oct 22, 2025
(Q2-2026)
|
% Change Since: |
Next Earnings Date:Oct 22, 2026
Earnings Call Sentiment Neutral
The earnings call presented a mixed picture, with strong performance in the Singapore market and effective debt management being offset by significant challenges in overseas markets, particularly in Hong Kong and China.
Positive Updates
Increased Distributable Income
Distributable income for the second quarter was SGD 106.1 million, a 2.1% increase year-on-year, supported by lower interest rates on Hong Kong dollar and Sing dollar borrowings.
Negative Updates
Overseas Market Challenges
Year-on-year decrease in NPI for overseas properties due to lower occupancies and negative rental reversions, particularly in China and Hong Kong.
Read all updates
Q2-2026 Updates
Negative
Increased Distributable Income
Distributable income for the second quarter was SGD 106.1 million, a 2.1% increase year-on-year, supported by lower interest rates on Hong Kong dollar and Sing dollar borrowings.
Read all positive updates
Company Guidance
During the Mapletree Pan Asia Commercial Trust (MPACT) analyst briefing for the second quarter of fiscal year 2026, the company provided several key financial metrics and insights. For the second quarter, the distributable income (DI) was SGD 106.1 million, representing a 2.1% increase from the previous year, while the distribution per unit (DPU) rose by 1.5% to 2.01%. The improvement was largely attributed to interest rate savings from lower Hong Kong dollar and Singapore dollar borrowings, as well as proactive debt reduction efforts. However, these gains were partially offset by unfavorable foreign exchange impacts from the depreciating Hong Kong dollar and renminbi, and higher withholding tax on Japan's property divestments. The net property income (NPI) for Singapore properties increased by SGD 6.2 million due to lower utility costs and higher rental income, although overseas properties experienced a decline in NPI due to lower occupancies and negative rental reversions. MPACT's balance sheet showed a net asset value (NAV) of SGD 1.75, with the divestment of two Japanese properties contributing to debt repayment. The weighted average cost of debt decreased to 3.23% per annum, aided by favorable interest rate conditions, and the interest coverage ratio (ICR) improved to approximately 3x. MPACT maintained a well-distributed debt profile, with no more than 24% of debt expiring in any single financial year, and 77.5% of its debt was fixed rate to guard against interest rate volatility. Furthermore, MPACT had SGD 0.9 billion in financial flexibility, including cash and undrawn facilities, to ensure liquidity.

Mapletree Pan Asia Commercial Trust Financial Statement Overview

Summary
Financials indicate a stable, mature REIT profile with improving leverage, but near-term performance is mixed. TTM revenue is slightly down (-1.3%) and earnings have stepped down versus the unusually strong FY2024–FY2025 levels. Cash flow quality is acceptable (FCF roughly tracks net income), yet operating cash flow and free cash flow momentum have weakened in the latest periods, limiting upside.
Income Statement
62
Positive
Balance Sheet
68
Positive
Cash Flow
55
Neutral
BreakdownTTMMar 2026Mar 2025Mar 2024Mar 2023Mar 2022
Income Statement
Total Revenue828.64M868.87M844.72M964.47M776.33M475.50M
Gross Profit565.68M599.88M572.65M689.31M531.81M325.90M
EBITDA412.26M448.24M802.31M831.62M619.39M348.64M
Net Income250.25M265.65M584.18M577.94M482.60M347.02M
Balance Sheet
Total Assets15.36B15.42B16.14B16.66B16.83B8.98B
Cash, Cash Equivalents and Short-Term Investments134.87M164.22M171.40M157.24M216.15M124.17M
Total Debt5.72B5.56B6.00B6.65B6.78B3.00B
Total Liabilities6.19B6.03B6.52B7.19B7.35B3.19B
Stockholders Equity9.16B9.38B9.61B9.46B9.47B5.79B
Cash Flow
Free Cash Flow488.02M584.99M632.98M724.71M604.85M363.58M
Operating Cash Flow489.02M586.00M634.03M725.03M605.31M363.63M
Investing Cash Flow306.19M305.11M711.41M-56.30M-2.29B-18.84M
Financing Cash Flow-814.84M-891.85M-1.32B-719.88M1.77B-413.16M

Mapletree Pan Asia Commercial Trust Technical Analysis

Technical Analysis Sentiment
Negative
Last Price1.33
Price Trends
50DMA
1.28
Negative
100DMA
1.28
Negative
200DMA
1.34
Negative
Market Momentum
MACD
>-0.01
Positive
RSI
44.69
Neutral
STOCH
17.42
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SG:N2IU, the sentiment is Negative. The current price of 1.33 is above the 20-day moving average (MA) of 1.31, above the 50-day MA of 1.28, and below the 200-day MA of 1.34, indicating a bearish trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 44.69 is Neutral, neither overbought nor oversold. The STOCH value of 17.42 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for SG:N2IU.

Mapletree Pan Asia Commercial Trust Peers Comparison

Overall Rating
UnderperformOutperform
Sector (65)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
72
Outperform
S$19.33B15.037.40%6.38%5.37%19.25%
68
Neutral
S$1.86B15.095.47%6.27%3.58%71.30%
65
Neutral
$2.17B12.193.79%4.94%3.15%1.96%
64
Neutral
S$4.44B14.292.77%4.87%1.18%
63
Neutral
S$4.41B7.828.46%5.93%5.35%176.77%
60
Neutral
S$6.77B27.062.71%5.99%-4.05%-57.18%
59
Neutral
S$1.94B54.691.12%6.03%6.52%
* Real Estate Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
SG:N2IU
Mapletree Pan Asia Commercial Trust
1.28
<0.01
0.47%
SG:K71U
Keppel REIT
0.89
>-0.01
-0.90%
SG:C38U
CapitaLand Integrated Commercial Trust
2.43
0.29
13.60%
SG:T82U
Suntec Real Estate Investment
1.50
0.31
26.58%
SG:JYEU
Lendlease Global Commercial REIT
0.56
0.02
4.09%
SG:TS0U
OUE Commercial Real Estate Investment Trust
0.35
0.05
17.45%

Mapletree Pan Asia Commercial Trust Corporate Events

Mapletree Pan Asia Commercial Trust Secures S$150 Million Facility With Manager-Linked Covenants
Jul 29, 2026
Mapletree Pan Asia Commercial Trust is a Singapore-listed commercial real estate investment trust managed by MPACT Management Ltd and sponsored by Mapletree Investments Pte Ltd, with DBS Trustee Limited serving as trustee. The REIT provides invest...
Mapletree Pan Asia Commercial Trust Secures S$150 Million Multi-Currency Loan With Governance Covenants
Jun 23, 2026
Mapletree Pan Asia Commercial Trust has secured a new S$150 million multi-currency loan facility, guaranteed by its trustee, to refinance and reduce existing borrowings, leaving total affected debt at about S$5.85 billion if fully drawn. The facil...
MPACT Prices S$200 Million Green Notes to Refinance Debt and Fund Sustainable Projects
Jun 16, 2026
Mapletree Pan Asia Commercial Trust has priced S$200 million of 2.530% fixed rate senior green notes due 2033 under its S$5 billion Euro Medium Term Securities Programme. The notes, guaranteed by DBS Trustee Limited and rated Baa2 by Moody&#8217;s...
Mapletree Pan Asia Commercial Trust Tightens Covenants on S$600 Million Debt Facility
Jun 2, 2026
Mapletree Pan Asia Commercial Trust has amended and restated its existing S$600 million multi-currency facility agreement originally signed in January 2023, which is guaranteed by DBS Trustee Limited as trustee of the REIT. The updated facility em...
Mapletree Pan Asia Commercial Trust Pays Part of Manager Fees in New Units
May 12, 2026
Mapletree Pan Asia Commercial Trust has issued 3,213,586 new units to its manager at S$1.3274 per unit as payment of 40% of the base management fee for the quarter ended 31 March 2026, with the remainder of the fee paid in cash. The issue price wa...
MPACT Leans on Singapore Core as Overseas Headwinds Hit Q4 Revenue
May 7, 2026
Mapletree Pan Asia Commercial Trust reported that strength from its Singapore assets and lower finance expenses helped offset weaker overseas contributions in the fourth quarter, despite a year-on-year decline in gross revenue partly driven by ass...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 31, 2026