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Ping An Insurance (Group) Company of China, Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh (SG:HPAD)
SGX:HPAD
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Ping An Insurance (Group) Company of China, Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh
(SGX:HPAD)
Select Model
Select Model
Rating:80Outperform
Price Target:
S$5.50
▲(15.79% Upside)
Ping An Insurance's strong financial performance and attractive valuation are the primary drivers of its high score. The company's robust revenue growth and profitability improvements, combined with a low P/E ratio and reasonable dividend yield, make it a compelling investment. Technical analysis supports a positive outlook, though caution is advised due to potential overbought conditions.
Positive Factors
Revenue Growth
Robust revenue growth indicates strong market demand and effective business strategies, supporting long-term expansion and competitiveness.
Profitability Improvements
Improved profitability margins reflect efficient cost management and operational efficiency, bolstering financial health and shareholder value.
Cash Flow Generation
Strong cash flow generation enhances financial flexibility, enabling strategic investments and debt management, supporting sustainable growth.
Negative Factors
High Leverage
High leverage poses potential risks, especially in adverse market conditions, potentially impacting financial stability and increasing interest burdens.
Revenue Volatility
Revenue volatility can signal market or operational challenges, potentially affecting long-term planning and investor confidence.
Limited Cash Flow Assessment
Incomplete cash flow assessment limits understanding of cash efficiency, potentially obscuring financial health insights and investment decisions.
Ping An Insurance (Group) Company of China, Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh (HPAD) vs. iShares MSCI Singapore ETF (EWS)
Market Cap
S$185.81B
Dividend Yield5.19%
Average Volume (3M)30.90K
Price to Earnings (P/E)8.0
Beta (1Y)0.75
Revenue Growth7.65%
EPS Growth16.83%
CountrySG
Employees273,053
SectorFinancial
Sector Strength70
IndustryInsurance - Life
Share Statistics
EPS (TTM)0.32
Shares Outstanding0
10 Day Avg. Volume23,910
30 Day Avg. Volume30,896
Financial Highlights & Ratios
PEG Ratio0.06
Price to Book (P/B)0.41
Price to Sales (P/S)0.41
P/FCF Ratio1.01
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Ping An Insurance (Group) Company of China, Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh Business Overview & Revenue Model
Company DescriptionPing An Insurance (Group) Company of China, Ltd. is one of the largest financial services conglomerates in China, primarily engaged in the insurance and financial services sectors. The company operates through multiple segments, including life insurance, property and casualty insurance, banking, asset management, and technology. Its core products encompass a wide range of insurance offerings, investment services, and financial products designed to meet the diverse needs of individuals and businesses.
How the Company Makes MoneyPing An generates revenue through several key streams. The bulk of its income comes from premiums collected through its life and non-life insurance segments, where it offers various products such as life insurance policies, property insurance, auto insurance, and health insurance. In addition to insurance premiums, the company also earns significant revenue from its banking operations, including interest income from loans and fees from financial services. Asset management activities, including investment income and management fees, contribute further to its earnings. Strategic partnerships with technology firms enhance its digital ecosystem, enabling the company to leverage technology for underwriting, claims processing, and customer service, thereby increasing efficiency and profitability.
Ping An Insurance (Group) Company of China, Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh Financial Statement Overview
Summary
Income Statement
85
Very Positive
Balance Sheet
78
Positive
Cash Flow
80
Positive
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 913.12B | 916.62B | 802.06B | 763.87B | 1.06T |
| Gross Profit | 913.12B | 916.62B | 802.06B | 763.87B | 1.06T |
| EBITDA | 180.37B | 207.86B | 163.69B | 183.38B | 184.18B |
| Net Income | 120.03B | 126.61B | 85.67B | 111.01B | 101.62B |
Balance Sheet | |||||
| Total Assets | 13.51T | 12.96T | 11.58T | 11.01T | 10.14T |
| Cash, Cash Equivalents and Short-Term Investments | 973.81B | 950.37B | 797.92B | 747.66B | 630.51B |
| Total Debt | 1.34T | 1.40T | 1.49T | 1.48T | 1.59T |
| Total Liabilities | 12.17T | 11.65T | 10.35T | 9.82T | 9.06T |
| Stockholders Equity | 943.95B | 928.60B | 899.01B | 869.19B | 812.40B |
Cash Flow | |||||
| Free Cash Flow | 408.14B | 375.80B | 352.59B | 467.90B | 77.93B |
| Operating Cash Flow | 415.78B | 382.47B | 360.40B | 476.78B | 90.12B |
| Investing Cash Flow | -463.33B | -416.25B | -104.00B | -215.76B | 27.93B |
| Financing Cash Flow | 67.68B | 30.95B | -222.06B | -230.87B | -136.41B |
Ping An Insurance (Group) Company of China, Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh Peers Comparison
UnderperformOutperform
Sector (68)
SG:HPAD
Ping An Insurance (Group) Company of China, Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh
4.75
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19.65%
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6.38%
SG:G07
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15.14
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21.70%
SG:HBND
Bank of China Ltd UnSp Singapore Depositary Receipt Repr 1 Sh
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30.00%
SG:HSHD
HSBC Holdings PLC UnSp Singapore Depositary Receipt Repr 1/5 Sh
3.63
1.25
52.52%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.