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Fraser & Neave Ltd. (SG:F99)
SGX:F99
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Fraser & Neave (F99) AI Stock Analysis

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SG:F99

Fraser & Neave

(SGX:F99)

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Neutral 61 (OpenAI - 5.2)
Rating:61Neutral
Price Target:
S$1.50
â–²(0.67% Upside)
Action:Downgraded
Date:07/01/26
The score is primarily driven by mixed financial performance: strong multi-year revenue growth and a sound balance sheet are offset by volatile cash generation and slightly negative free cash flow in 2025. Technicals are neutral with price sitting near major moving averages, indicating limited momentum. Valuation is reasonable, supported by a ~3.85% dividend yield, but not compelling enough to outweigh the cash-flow concerns.
Positive Factors
Consistent multi-year revenue growth
Sustained top-line growth through 2025 indicates durable demand, improved pricing or mix, and better market penetration. A 2025 revenue jump suggests momentum in core categories that can support scale economics, long-term reinvestment and resilience across economic cycles.
Negative Factors
Volatile cash generation; negative FCF in 2025
Inconsistent operating cash conversion and a 2025 FCF reversal erode the firm's ability to self-fund capex, pay down debt or sustain distributions. Persistent volatility raises the risk of external financing needs and constrains strategic optionality over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Consistent multi-year revenue growth
Sustained top-line growth through 2025 indicates durable demand, improved pricing or mix, and better market penetration. A 2025 revenue jump suggests momentum in core categories that can support scale economics, long-term reinvestment and resilience across economic cycles.
Read all positive factors

Fraser & Neave (F99) vs. iShares MSCI Singapore ETF (EWS)

Fraser & Neave Business Overview & Revenue Model

Company Description
Fraser and Neave, Limited (F&N) is a diversified enterprise primarily involved in the food and beverage sector, alongside publishing and printing operations. Its activities span Singapore, Malaysia, Thailand, Vietnam, and extend to other internati...
How the Company Makes Money
Fraser & Neave makes money primarily by selling consumer products—especially beverages and dairy—through retail, foodservice, and other distribution channels across its operating markets. Key revenue streams generally include: (1) Branded beverage...

Fraser & Neave Financial Statement Overview

Summary
Income statement trends are constructive with consistent 2021–2025 revenue growth and a strong 2025 jump, but net margin has been choppy and lower in 2025 vs 2024. The balance sheet looks generally sound with manageable leverage (~0.41 debt-to-equity in 2025) but only mid-single-digit ROE (~5%). Cash flow is the main drag: operating/FCF volatility and slightly negative free cash flow in 2025 reduce confidence in earnings-to-cash conversion.
Income Statement
72
Positive
Balance Sheet
68
Positive
Cash Flow
49
Neutral
BreakdownTTMSep 2025Sep 2024Sep 2023Sep 2022Sep 2021
Income Statement
Total Revenue2.25B2.32B2.16B2.10B2.00B1.88B
Gross Profit729.39M727.46M688.75M623.04M573.84M582.92M
EBITDA301.89M395.61M395.67M349.34M313.46M345.11M
Net Income140.04M141.28M150.91M133.22M124.87M140.44M
Balance Sheet
Total Assets5.39B5.03B5.20B5.12B4.98B4.92B
Cash, Cash Equivalents and Short-Term Investments334.66M363.50M529.64M431.83M274.59M471.80M
Total Debt1.40B1.13B1.20B1.17B935.65M975.02M
Total Liabilities2.03B1.71B1.82B1.72B1.48B1.47B
Stockholders Equity2.80B2.77B2.86B2.95B3.07B3.02B
Cash Flow
Free Cash Flow0.00-15.23M102.44M113.80M-127.71M147.94M
Operating Cash Flow0.00231.23M216.40M261.74M19.15M247.40M
Investing Cash Flow0.00-191.11M-20.03M-227.22M-53.37M-21.83M
Financing Cash Flow0.00-201.46M-119.12M132.42M-153.72M-33.82M

Fraser & Neave Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price1.49
Price Trends
50DMA
1.43
Negative
100DMA
1.43
Negative
200DMA
1.44
Negative
Market Momentum
MACD
>-0.01
Negative
RSI
50.89
Neutral
STOCH
44.44
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SG:F99, the sentiment is Neutral. The current price of 1.49 is above the 20-day moving average (MA) of 1.43, above the 50-day MA of 1.43, and above the 200-day MA of 1.44, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 50.89 is Neutral, neither overbought nor oversold. The STOCH value of 44.44 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for SG:F99.

Fraser & Neave Peers Comparison

Overall Rating
UnderperformOutperform
Sector (62)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
73
Outperform
S$563.76M14.313.06%5.62%-0.39%14.93%
70
Outperform
S$488.57M5.395.15%2.67%23.98%6.22%
63
Neutral
S$1.58B35.718.55%4.60%18.40%-36.45%
62
Neutral
$20.33B14.63-3.31%3.23%1.93%-12.26%
61
Neutral
S$2.07B14.863.66%3.10%-2.52%-6.24%
* Consumer Defensive Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
SG:F99
Fraser & Neave
1.43
0.13
9.83%
PEFDF
Delfi
0.70
0.08
13.64%
SG:Q01
QAF Ltd.
0.99
0.17
21.03%
SG:Y03
Yeo Hiap Seng Ltd
0.58
>-0.01
-1.03%
SG:5JS
Indofood Agri Resources Ltd.
0.35
0.04
12.54%
SG:F03
Food Empire Holdings Limited
2.41
0.80
49.88%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 01, 2026