Travelite Holdings Ltd. (BCZ) AI Stock Analysis

• Market Cap: S$11.07M
• Dividend Yield: N/A
• Average Volume (3M): 0.00
• Price to Earnings (P/E): ―
• Beta (1Y): 0.21
• Revenue Growth: -12.00%
• EPS Growth: -161.51%
• Country: SG
• Employees: 188
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Department Stores
• EPS (TTM): -0.03
• Shares Outstanding: 94,655,410
• 10 Day Avg. Volume: 0
• 30 Day Avg. Volume: 0
• PEG Ratio: -0.15
• Price to Book (P/B): 0.44
• Price to Sales (P/S): 0.29
• P/FCF Ratio: 4.39
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 52 Neutral
• Price Target: S$0.12 ▲(0.83% Upside)

Travelite Holdings Ltd. faces challenges with declining revenue growth and profitability, compounded by high leverage. Technical indicators suggest a bearish trend, and valuation metrics are unattractive due to a negative P/E ratio and lack of dividend yield. These factors contribute to a cautious outlook.

Positive Factors

Gross Profit Margin

A strong gross profit margin indicates effective cost management, which can support profitability even amid revenue challenges.

Cash Flow Generation

Strong cash flow generation enhances financial flexibility, allowing for reinvestment in growth opportunities and debt reduction.

Partnerships and Revenue Streams

Strategic partnerships help secure favorable terms and diversify revenue streams, supporting long-term business resilience.

Negative Factors

Declining Revenue Growth

Declining revenue growth suggests challenges in market expansion and sales momentum, potentially impacting future profitability.

High Leverage

High leverage can increase financial risk, limiting the company's ability to invest in growth or weather economic downturns.

Decreased Profitability Margins

Decreased profitability margins reflect operational challenges and could hinder the company's ability to generate sustainable earnings.

Travelite Holdings Ltd. Business Overview & Revenue Model

Company Description

Travelite Holdings Ltd., together with its subsidiaries, engages in the manufacture, distribution, licensing, export, import, and retail of luggage and travel accessories. The company operates through Departmental Stores, Specialty Stores, Third Party Retailers, Wholesale Distribution, and Gift and Corporate Sales segments. It offers luggage bags, traveling accessories, travel bags, small leather goods, garments, handbags, fashion apparel, knitwear, wallets, and various types of leather goods and related products. The company is also involved in the trading of garments and other related products; and the provision of logistics services, as well as acting as a franchisor and master licensor and distributing and selling footwear, knitwear, wallets, and all types of leather goods. It offers its products under the DELSEY PARIS, VICTORINOX, Traveler's Choice, ace, WENGER, Pierre Cardin, PROTECA, TRAVEL SENTRY, AMERICAN FLYER, B-FORM, MORAL, bromen, Kanana project, HEDGREN, BERVERLY HILLS POLO CLUB, beside u, Arnold Palmer, bradFORD, Crocodile, HECHTER PARIS, FERRAGGUS, URS inc, VAN HEUSEN, BRENTWOOD, ALLANBROOKE brand names. The company markets and sells its products through departmental stores, chain of specialty stores, third-party retail outlets, gift redemption and corporate gift programs in Singapore and Malaysia; and wholesale distribution to third-party distributors in Brunei, Cambodia, Indonesia, Myanmar, Thailand, the Maldives, and Kuwait. Travelite Holdings Ltd. was founded in 1986 and is headquartered in Singapore.

How the Company Makes Money

Travelite Holdings Ltd. generates revenue primarily through its travel booking services, which include commissions from airlines, hotels, and other travel-related services. The company earns a significant portion of its income from transaction fees charged on bookings made through its online platforms. Additionally, Travelite Holdings Ltd. offers travel insurance, generating revenue through policy sales. Key partnerships with airlines, hotels, and local tour operators enhance their offerings and contribute to earnings by allowing the company to negotiate favorable rates and commissions. Seasonal promotions and loyalty programs also drive customer retention and repeat business, further solidifying the company's revenue streams.

Travelite Holdings Ltd. Financial Statement Overview

Summary

Travelite Holdings Ltd. presents a mixed financial picture. Strong gross profit margins and improving cash flow metrics are positive, but challenges with declining revenue growth and profitability margins, along with high leverage, pose risks.

Income Statement

Travelite Holdings Ltd. has shown a mixed performance in its income statement. The company experienced a decline in revenue growth rate by 4.47% in the most recent year, indicating challenges in maintaining sales momentum. However, the gross profit margin remains strong at 52.43%, reflecting efficient cost management. The net profit margin has decreased to 2.46%, suggesting pressure on profitability. EBIT and EBITDA margins have also declined, indicating reduced operational efficiency.

Balance Sheet

The balance sheet of Travelite Holdings Ltd. shows a moderate financial position. The debt-to-equity ratio is 1.18, indicating a relatively high level of leverage, which could pose risks if not managed properly. Return on equity has decreased to 3.75%, reflecting lower profitability on shareholders' investments. The equity ratio is stable, suggesting a balanced asset structure.

Cash Flow

Travelite Holdings Ltd. has demonstrated improvement in cash flow metrics. The free cash flow growth rate is a robust 59.47%, indicating strong cash generation capabilities. The operating cash flow to net income ratio is 0.24, showing adequate cash flow relative to net income. The free cash flow to net income ratio is 0.59, suggesting a healthy conversion of earnings into cash.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	39.30M	39.30M	47.05M	46.39M	25.03M	18.04M
Gross Profit	20.38M	20.61M	24.22M	22.55M	11.41M	6.26M
EBITDA	1.67M	5.40M	8.36M	7.21M	3.63M	-4.60M
Net Income	968.00K	968.00K	2.73M	3.09M	-409.00K	-1.84M
Balance Sheet
Total Assets	66.43M	66.43M	67.18M	68.01M	59.28M	59.39M
Cash, Cash Equivalents and Short-Term Investments	9.90M	9.90M	12.07M	20.39M	13.29M	9.77M
Total Debt	30.38M	30.38M	33.08M	35.86M	34.50M	34.38M
Total Liabilities	36.14M	36.14M	40.07M	43.91M	38.73M	38.67M
Stockholders Equity	25.80M	25.80M	22.37M	19.57M	16.36M	16.76M
Cash Flow
Free Cash Flow	2.59M	2.59M	-1.20M	8.68M	4.52M	3.47M
Operating Cash Flow	4.40M	4.40M	-312.00K	9.54M	4.56M	3.61M
Investing Cash Flow	-2.65M	-1.71M	-1.12M	-808.00K	-38.00K	3.86M
Financing Cash Flow	-6.38M	-4.85M	-6.88M	-1.62M	-1.01M	-2.74M

Travelite Holdings Ltd. Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 0.12
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SG:BCZ, the sentiment is Neutral. The current price of 0.12 is below the 20-day moving average (MA) of 0.12, above the 50-day MA of 0.11, and below the 200-day MA of 0.13, indicating a neutral trend. The MACD of <0.01 indicates Positive momentum. The RSI at 67.41 is Neutral, neither overbought nor oversold. The STOCH value of 100.00 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for SG:BCZ.

Travelite Holdings Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
AWI	73 Outperform	S$207.15M	1.62	60.53%	2.44%	35.72%	1011.32%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
BCZ	52 Neutral	S$11.07M	-7.18	-6.43%	―	-12.00%	-161.51%
F10	48 Neutral	S$13.06M	-0.79	-61.57%	―	-22.91%	-169.23%