iFAST Corporation Ltd (AIY) AI Stock Analysis

• Market Cap: S$2.70B
• Dividend Yield: 0.79%
• Average Volume (3M): 1.20M
• Price to Earnings (P/E): 28.8
• Beta (1Y): 0.83
• Revenue Growth: 29.56%
• EPS Growth: 40.94%
• Country: SG
• Employees: 1,708
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Application
• EPS (TTM): 0.11
• Shares Outstanding: 304,938,870
• 10 Day Avg. Volume: 1,297,150
• 30 Day Avg. Volume: 1,198,253
• PEG Ratio: 0.58
• Price to Book (P/B): 7.23
• Price to Sales (P/S): 6.46
• P/FCF Ratio: 5.53
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: S$12.73
• Price Target Upside: 43.68% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 2
• EPS Forecast (FY): 0.44
• Revenue Forecast (FY): S$615.17M

• Rating: 62 Neutral
• Price Target: S$10.00 ▲(12.87% Upside)
• Action: Downgraded Date: 02/18/26
• Date: Action: Downgraded 02/18/26

The score is supported primarily by healthy financial performance (strong profitability and solid cash generation), but is meaningfully held back by weak technicals (bearish trend and momentum) and a relatively high P/E with a low dividend yield.

Positive Factors

High Profitability & Margins

iFAST's 2025 net margin (~22.5%) and very strong EBIT/EBITDA margins reflect durable operating leverage from a digital platform model. High margins provide internal funding for product development and expansion, supporting long-term ROI and resilience across business cycles.

Negative Factors

Increasing Leverage Trend

Rapid balance-sheet expansion and rising debt-to-equity indicate greater reliance on leverage to fund growth. Higher leverage reduces financial flexibility, increases interest and refinancing risk, and makes the company more vulnerable to cash-flow swings or adverse market shocks.

iFAST Corporation Ltd Business Overview & Revenue Model

Company Description

iFAST Corporation Ltd. provides investment products and services in Singapore, Hong Kong, Malaysia, and China. The company operates through Business-to-Business (B2B), Business-to-Consumer (B2C), and Business-to-Business-to-Consumer (B2B2C) divisi...

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iFAST Corporation Ltd. provides investment products and services in Singapore, Hong Kong, Malaysia, and China. The company operates through Business-to-Business (B2B), Business-to-Consumer (B2C), and Business-to-Business-to-Consumer (B2B2C) divisi...

How the Company Makes Money

iFAST generates revenue through multiple streams primarily derived from fees associated with its investment platforms and services. Key revenue sources include transaction fees on trades executed via its platforms, management fees from assets unde...

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iFAST generates revenue through multiple streams primarily derived from fees associated with its investment platforms and services. Key revenue sources include transaction fees on trades executed via its platforms, management fees from assets unde...

iFAST Corporation Ltd Financial Statement Overview

Breakdown	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	445.32M	339.48M	256.54M	205.31M	216.20M
Gross Profit	202.84M	155.78M	110.85M	115.42M	113.22M
EBITDA	204.00M	143.24M	67.12M	37.94M	54.08M
Net Income	100.01M	66.63M	28.27M	6.42M	30.63M
Balance Sheet
Total Assets	2.43B	1.70B	832.90M	458.54M	224.85M
Cash, Cash Equivalents and Short-Term Investments	1.38B	1.06B	460.48M	192.84M	59.29M
Total Debt	209.61M	152.56M	59.41M	23.41M	15.18M
Total Liabilities	2.03B	1.39B	575.52M	227.82M	97.22M
Stockholders Equity	397.99M	316.79M	250.20M	222.49M	128.65M
Cash Flow
Free Cash Flow	520.58M	645.66M	251.62M	32.39M	26.97M
Operating Cash Flow	551.73M	671.28M	273.45M	47.40M	46.53M
Investing Cash Flow	-415.75M	-465.37M	-66.53M	-16.61M	-20.24M
Financing Cash Flow	-40.00M	51.26M	-1.85M	90.91M	-18.88M

iFAST Corporation Ltd Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 8.86
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SG:AIY, the sentiment is Negative. The current price of 8.86 is above the 20-day moving average (MA) of 8.85, below the 50-day MA of 9.40, and below the 200-day MA of 8.92, indicating a neutral trend. The MACD of -0.07 indicates Negative momentum. The RSI at 45.68 is Neutral, neither overbought nor oversold. The STOCH value of 50.65 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for SG:AIY.

iFAST Corporation Ltd Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
E28	74 Outperform	S$868.41M	15.07	9.11%	1.88%	11.57%	0.89%
BBW	72 Outperform	S$321.00M	11.33	15.61%	5.52%	32.76%	54.96%
AIY	62 Neutral	S$2.70B	28.77	24.72%	0.79%	29.56%	40.94%
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
MZH	51 Neutral	S$413.85M	32.46	3.50%	1.12%	22.66%	83.49%