Maxi-Cash Financial Services Corp. Ltd. (5UF) Price & Analysis

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5UF Stock Chart & Stats

S$0.22

>-S$0.01(-0.83%)

At close: Jan 07 4:00 PM EST

S$0.22

>-S$0.01(-0.83%)

Day’s Range― - ―

52-Week RangeS$0.11 - S$0.32

Previous CloseN/A

Volume212.00K

Average Volume (3M)4.60M

Market Cap

S$538.30M

Enterprise ValueS$752.35M

Total Cash (Recent Filing)S$37.94M

Total Debt (Recent Filing)S$234.91M

Price to Earnings (P/E)10.6

Beta0.49

Next Earnings

Feb 20, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield5.76%

Share Statistics

EPS (TTM)0.01

Shares Outstanding1,856,305,200

10 Day Avg. Volume2,660,630

30 Day Avg. Volume4,604,090

Financial Highlights & Ratios

PEG Ratio0.08

Price to Book (P/B)0.75

Price to Sales (P/S)0.31

P/FCF Ratio-3.04

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Revenue & Margin ImprovementSustained revenue growth and rising net margin signal durable top-line momentum and improving profitability. Stable gross margin near 36% supports pricing and cost structure resilience, enabling reinvestment in branches and products and underpinning medium-term earnings stability.

Secured Lending Business ModelA collateralized lending model (gold-backed and pawnbroking) provides inherent credit protection and predictable interest income. Sales of unredeemed pledges create a recovery channel, while partnerships with banks and suppliers expand origination and sourcing, reinforcing a defensible, cash-generating niche.

High Return On EquityA near-20% ROE reflects effective deployment of equity into profitable lending and retail activities, signaling operational efficiency. Improved leverage shows management discipline in funding mix, supporting continued shareholder returns and internal funding capacity for measured growth.

Bears Say

Weak Operating Cash FlowNegative operating cash flow is a structural concern: it constrains the firm's ability to internally fund loan growth, inventory (gold/jewelry) and capital needs. Persistent cash shortfalls force reliance on external financing, increasing refinancing and liquidity risk over the medium term.

Low Equity Ratio / Limited Capital BufferA low equity ratio reduces the capital cushion against loan losses or collateral value shocks. Even with D/E improvement, a thin equity base makes the company more sensitive to credit stress and limits capacity to expand the loan book without raising external capital, raising solvency risk.

Exposure To Gold And Retail CyclesReliance on gold-backed lending and retailing ties recoveries and resale values to commodity prices and consumer demand. In prolonged downturns, collateral values and secondary-market demand can fall, elevating loss rates and margin pressure and making earnings more cyclical and asset-quality sensitive.

Maxi-Cash Financial Services Corp. Ltd. News

Aspial Lifestyle Raises Additional S$25m via 5.10% Notes, Concentrates Holdings with Insiders

Maxi-Cash Financial Services Corp. Ltd. ( ($SG:5UF) ) has shared an update. Aspial Lifestyle Limited has issued a...

1M ago

Aspial Lifestyle Prices Additional S$25 Million 5.10% Notes Due 2029 for SGX Listing

Maxi-Cash Financial Services Corp. Ltd. ( ($SG:5UF) ) has shared an announcement. Aspial Lifestyle Limited has priced a...

1M ago

Aspial Lifestyle Limited Issues S$75 Million Notes Due 2029

Maxi-Cash Financial Services Corp. Ltd. ( ($SG:5UF) ) has provided an update. Aspial Lifestyle Limited has announced the...

4M ago

Aspial Lifestyle Limited Launches S$38.5M Notes Due 2029

An announcement from Maxi-Cash Financial Services Corp. Ltd. ( ($SG:5UF) ) is now available. Aspial Lifestyle Limited has...

4M ago

Aspial Lifestyle Limited Concludes Note Exchange Offer

Maxi-Cash Financial Services Corp. Ltd. ( ($SG:5UF) ) has provided an announcement. Aspial Lifestyle Limited announced the results...

4M ago

Aspial Lifestyle Limited Updates S$300 Million Note Programme

Maxi-Cash Financial Services Corp. Ltd. ( ($SG:5UF) ) has shared an update. Aspial Lifestyle Limited has updated its...

5M ago

Aspial Lifestyle Limited Announces Strategic Exchange Offer for Debt Maturity Extension

Maxi-Cash Financial Services Corp. Ltd. ( ($SG:5UF) ) has provided an announcement. Aspial Lifestyle Limited has announced an...

5M ago

Aspial Lifestyle Limited Announces Board Changes and Re-composition

The latest announcement is out from Maxi-Cash Financial Services Corp. Ltd. ( ($SG:5UF) ). Aspial Lifestyle Limited, a...

8M ago

Aspial Lifestyle Limited Issues S$20 Million Notes Due 2027

Maxi-Cash Financial Services Corp. Ltd. ( ($SG:5UF) ) has issued an announcement. Aspial Lifestyle Limited has announced the...

10M ago

Aspial Lifestyle Limited Announces Pricing of S$20 Million Notes Due 2027

Maxi-Cash Financial Services Corp. Ltd. ( ($SG:5UF) ) has shared an announcement. Aspial Lifestyle Limited has announced the...

10M ago

5UF FAQ

What was Maxi-Cash Financial Services Corp. Ltd.’s price range in the past 12 months?

Maxi-Cash Financial Services Corp. Ltd. lowest share price was S$0.11 and its highest was S$0.32 in the past 12 months.

What is Maxi-Cash Financial Services Corp. Ltd.’s market cap?

Maxi-Cash Financial Services Corp. Ltd.’s market cap is S$538.30M.

When is Maxi-Cash Financial Services Corp. Ltd.’s upcoming earnings report date?

Maxi-Cash Financial Services Corp. Ltd.’s upcoming earnings report date is Feb 20, 2026 which is today.

How were Maxi-Cash Financial Services Corp. Ltd.’s earnings last quarter?

Maxi-Cash Financial Services Corp. Ltd. released its earnings results on Aug 11, 2025. The company reported S$0.015 earnings per share for the quarter, beating the consensus estimate of N/A by S$0.015.

Is Maxi-Cash Financial Services Corp. Ltd. overvalued?

According to Wall Street analysts Maxi-Cash Financial Services Corp. Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Maxi-Cash Financial Services Corp. Ltd. pay dividends?

Maxi-Cash Financial Services Corp. Ltd. pays a Notavailable dividend of S$0.004 which represents an annual dividend yield of 5.76%. See more information on Maxi-Cash Financial Services Corp. Ltd. dividends here

What is Maxi-Cash Financial Services Corp. Ltd.’s EPS estimate?

Maxi-Cash Financial Services Corp. Ltd.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Maxi-Cash Financial Services Corp. Ltd. have?

Maxi-Cash Financial Services Corp. Ltd. has 1,856,305,200 shares outstanding.

What happened to Maxi-Cash Financial Services Corp. Ltd.’s price movement after its last earnings report?

Maxi-Cash Financial Services Corp. Ltd. reported an EPS of S$0.015 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.

Which hedge fund is a major shareholder of Maxi-Cash Financial Services Corp. Ltd.?

Currently, no hedge funds are holding shares in SG:5UF

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Maxi-Cash Financial Services Corp. Ltd.

Aspial Lifestyle Limited, an investment holding company, retails and trades in jewelry and branded merchandise in Singapore and internationally. It operates through Pawnbroking; Secured Lending; and Retail and Trading of Jewellery and Branded Merchandise, and Others segments. It also involved in the pawnbroking and secured lending activities; property rental; and provision of financial, real estate, and other support and management services. The company markets its products under the Maxi-Cash, Lee Hwa Jewellery, and Goldheart brand names. Aspial Lifestyle Limited was incorporated in 2008 and is based in Singapore. Aspial Lifestyle Limited is a subsidiary of Aspial Corporation Limited.