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Southern First Bancshares (SFST)
NASDAQ:SFST
US Market

Southern First Bancshares (SFST) Stock Statistics & Valuation Metrics

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Total Valuation

Southern First Bancshares has a market cap or net worth of $429.67M. The enterprise value is $666.75M.
Market Cap$429.67M
Enterprise Value$666.75M

Share Statistics

Southern First Bancshares has 8,231,198 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding8,231,198
Owned by Insiders6.28%
Owned by Institutions31.94%

Financial Efficiency

Southern First Bancshares’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is -0.87%.
Return on Equity (ROE)0.08
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)-0.87%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee756.29K
Profits Per Employee102.24K
Employee Count297
Asset Turnover0.05
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Southern First Bancshares is 10.5. Southern First Bancshares’s PEG ratio is 0.14.
PE Ratio10.5
PS Ratio1.85
PB Ratio1.12
Price to Fair Value1.12
Price to FCF13.88
Price to Operating Cash Flow13.76
PEG Ratio0.14

Income Statement

In the last 12 months, Southern First Bancshares had revenue of 224.62M and earned 30.37M in profits. Earnings per share was 3.77.
Revenue224.62M
Gross Profit115.14M
Operating Income39.60M
Pretax Income39.60M
Net Income30.37M
EBITDA44.34M
Earnings Per Share (EPS)3.77

Cash Flow

In the last 12 months, operating cash flow was 30.46M and capital expenditures -581.00K, giving a free cash flow of 29.88M billion.
Operating Cash Flow30.46M
Free Cash Flow29.88M
Free Cash Flow per Share3.63

Dividends & Yields

Southern First Bancshares pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share
Dividend Yield
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.92
52-Week Price Change58.37%
50-Day Moving Average55.76
200-Day Moving Average46.95
Relative Strength Index (RSI)36.75
Average Volume (3m)17.98K

Important Dates

Southern First Bancshares upcoming earnings date is Apr 28, 2026, TBA (Confirmed).
Last Earnings DateJan 22, 2026
Next Earnings DateApr 28, 2026
Ex-Dividend Date

Financial Position

Southern First Bancshares as a current ratio of 0.04, with Debt / Equity ratio of 71.86%
Current Ratio0.04
Quick Ratio0.04
Debt to Market Cap0.64
Net Debt to EBITDA5.35
Interest Coverage Ratio0.37

Taxes

In the past 12 months, Southern First Bancshares has paid 9.24M in taxes.
Income Tax9.24M
Effective Tax Rate0.23

Enterprise Valuation

Southern First Bancshares EV to EBITDA ratio is 14.70, with an EV/FCF ratio of 21.81.
EV to Sales2.90
EV to EBITDA14.70
EV to Free Cash Flow21.81
EV to Operating Cash Flow21.40

Balance Sheet

Southern First Bancshares has $155.55M in cash and marketable securities with $264.90M in debt, giving a net cash position of -$109.35M billion.
Cash & Marketable Securities$155.55M
Total Debt$264.90M
Net Cash-$109.35M
Net Cash Per Share-$13.29
Tangible Book Value Per Share$45.81

Margins

Gross margin is 51.26%, with operating margin of 17.63%, and net profit margin of 13.52%.
Gross Margin51.26%
Operating Margin17.63%
Pretax Margin17.63%
Net Profit Margin13.52%
EBITDA Margin19.74%
EBIT Margin17.63%

Analyst Forecast

The average price target for Southern First Bancshares is $64.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$64.00
Price Target Upside22.61% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast4.74%
EPS Growth Forecast86.27%

Scores

Smart Score7
AI Score