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Southern First Bancshares (SFST)
NASDAQ:SFST
US Market
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Southern First Bancshares (SFST) Stock Statistics & Valuation Metrics

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Total Valuation

Southern First Bancshares has a market cap or net worth of $590.00M. The enterprise value is $792.69.
Market Cap$590.00M
Enterprise Value$792.69

Share Statistics

Southern First Bancshares has 9,455,165 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding9,455,165
Owned by Insiders5.42%
Owned by Institutions0.87%

Financial Efficiency

Southern First Bancshares’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 4.42%.
Return on Equity (ROE)0.08
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)4.42%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee713.08K
Profits Per Employee96.40K
Employee Count315
Asset Turnover0.05
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Southern First Bancshares is 13.2. Southern First Bancshares’s PEG ratio is 0.14.
PE Ratio13.2
PS Ratio1.85
PB Ratio1.12
Price to Fair Value1.12
Price to FCF13.88
Price to Operating Cash Flow24.73
PEG Ratio0.14

Income Statement

In the last 12 months, Southern First Bancshares had revenue of 224.62M and earned 30.37M in profits. Earnings per share was 3.77.
Revenue224.62M
Gross Profit115.14M
Operating Income39.60M
Pretax Income39.60M
Net Income30.37M
EBITDA44.34M
Earnings Per Share (EPS)3.77

Cash Flow

In the last 12 months, operating cash flow was 23.17M and capital expenditures -640.00K, giving a free cash flow of 22.53M billion.
Operating Cash Flow23.17M
Free Cash Flow22.53M
Free Cash Flow per Share2.38

Dividends & Yields

Southern First Bancshares pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share
Dividend Yield
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.93
52-Week Price Change52.46%
50-Day Moving Average60.01
200-Day Moving Average54.89
Relative Strength Index (RSI)53.68
Average Volume (3m)17.98K

Important Dates

Southern First Bancshares upcoming earnings date is Oct 27, 2026, TBA (Confirmed).
Last Earnings DateJul 21, 2026
Next Earnings DateOct 27, 2026
Ex-Dividend Date

Financial Position

Southern First Bancshares as a current ratio of 0.02, with Debt / Equity ratio of 56.03%
Current Ratio0.02
Quick Ratio0.02
Debt to Market Cap0.64
Net Debt to EBITDA4.03
Interest Coverage Ratio0.37

Taxes

In the past 12 months, Southern First Bancshares has paid 9.24M in taxes.
Income Tax9.24M
Effective Tax Rate0.23

Enterprise Valuation

Southern First Bancshares EV to EBITDA ratio is 13.38, with an EV/FCF ratio of 19.86.
EV to Sales2.64
EV to EBITDA13.38
EV to Free Cash Flow19.86
EV to Operating Cash Flow19.48

Balance Sheet

Southern First Bancshares has $30.10M in cash and marketable securities with $253.40M in debt, giving a net cash position of -$223.30M billion.
Cash & Marketable Securities$30.10M
Total Debt$253.40M
Net Cash-$223.30M
Net Cash Per Share-$23.62
Tangible Book Value Per Share$45.81

Margins

Gross margin is 60.86%, with operating margin of 17.63%, and net profit margin of 13.52%.
Gross Margin60.86%
Operating Margin17.63%
Pretax Margin17.63%
Net Profit Margin13.52%
EBITDA Margin19.74%
EBIT Margin17.63%

Analyst Forecast

The average price target for Southern First Bancshares is $67.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$67.00
Price Target Upside8.96% Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast8.92%
EPS Growth Forecast74.86%

Scores

Smart Score5
AI Score