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Southern First Bancshares (SFST)
NASDAQ:SFST
US Market
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Southern First Bancshares (SFST) Stock Statistics & Valuation Metrics

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Total Valuation

Southern First Bancshares has a market cap or net worth of $366.41M. The enterprise value is $571.52M.
Market Cap$366.41M
Enterprise Value$571.52M

Share Statistics

Southern First Bancshares has 8,180,715 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding8,180,715
Owned by Insiders6.13%
Owned by Institutions37.80%

Financial Efficiency

Southern First Bancshares’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 2.37%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.37%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee718.27K
Profits Per Employee52.29K
Employee Count297
Asset Turnover0.05
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Southern First Bancshares is 16.6. Southern First Bancshares’s PEG ratio is ―.
PE Ratio16.6
PS Ratio
PB Ratio
Price to Fair Value0.97
Price to FCF
Price to Operating Cash Flow8.08
PEG Ratio

Income Statement

In the last 12 months, Southern First Bancshares had revenue of 213.32M and earned 15.53M in profits. Earnings per share was 1.92.
Revenue213.32M
Gross Profit93.33M
Operating Income19.91M
Pretax Income19.91M
Net Income15.53M
EBITDA24.72M
Earnings Per Share (EPS)1.92

Cash Flow

In the last 12 months, operating cash flow was 42.58M and capital expenditures -634.00K, giving a free cash flow of 41.95M billion.
Operating Cash Flow42.58M
Free Cash Flow41.95M
Free Cash Flow per Share5.13

Dividends & Yields

Southern First Bancshares pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share
Dividend Yield
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.94
52-Week Price Change44.16%
50-Day Moving Average41.76
200-Day Moving Average37.83
Relative Strength Index (RSI)60.23
Average Volume (3m)23.80K

Important Dates

Southern First Bancshares upcoming earnings date is Oct 28, 2025, TBA (Confirmed).
Last Earnings DateJul 22, 2025
Next Earnings DateOct 28, 2025
Ex-Dividend Date

Financial Position

Southern First Bancshares as a current ratio of 0.01, with Debt / Equity ratio of 76.68%
Current Ratio0.01
Quick Ratio0.01
Debt to Market Cap0.83
Net Debt to EBITDA9.32
Interest Coverage Ratio0.17

Taxes

In the past 12 months, Southern First Bancshares has paid 4.38M in taxes.
Income Tax4.38M
Effective Tax Rate0.22

Enterprise Valuation

Southern First Bancshares EV to EBITDA ratio is 22.32, with an EV/FCF ratio of 22.27.
EV to Sales2.59
EV to EBITDA22.32
EV to Free Cash Flow22.27
EV to Operating Cash Flow21.59

Balance Sheet

Southern First Bancshares has $154.05M in cash and marketable securities with $264.90M in debt, giving a net cash position of $110.85M billion.
Cash & Marketable Securities$154.05M
Total Debt$264.90M
Net Cash$110.85M
Net Cash Per Share$13.55
Tangible Book Value Per Share$40.89

Margins

Gross margin is 47.48%, with operating margin of 9.33%, and net profit margin of 7.28%.
Gross Margin47.48%
Operating Margin9.33%
Pretax Margin9.33%
Net Profit Margin7.28%
EBITDA Margin11.59%
EBIT Margin9.33%

Analyst Forecast

The average price target for Southern First Bancshares is $49.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$49.00
Price Target Upside9.40% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast4.79%
EPS Growth Forecast58.67%

Scores

Smart Score6
AI Score73
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