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Swedbank (SE:SWED.A)
:SWED.A
Sweden Market
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Swedbank (SWED.A) Ratios

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Swedbank Ratios

SE:SWED.A's free cash flow for Q3 2025 was kr0.00. For the 2025 fiscal year, SE:SWED.A's free cash flow was decreased by kr and operating cash flow was kr0.34. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 2.38 0.66 0.76 0.68
Quick Ratio
0.00 2.38 1.77 2.04 1.90
Cash Ratio
0.00 2.38 0.66 0.76 0.67
Solvency Ratio
0.01 0.01 <0.01 0.03 0.02
Operating Cash Flow Ratio
0.00 -1.36 -0.03 0.10 0.25
Short-Term Operating Cash Flow Coverage
0.18 0.00 0.00 0.00 0.00
Net Current Asset Value
kr -2.91Tkr -2.40Tkr -2.31Tkr -445.46Bkr -475.86B
Leverage Ratios
Debt-to-Assets Ratio
0.34 0.30 0.31 0.29 0.30
Debt-to-Equity Ratio
4.84 4.36 5.01 4.99 4.96
Debt-to-Capital Ratio
0.83 0.81 0.83 0.83 0.83
Long-Term Debt-to-Capital Ratio
0.77 0.00 0.76 0.00 0.00
Financial Leverage Ratio
14.35 14.37 16.21 17.01 16.72
Debt Service Coverage Ratio
0.10 0.60 1.68 5.74 2.06
Interest Coverage Ratio
1.02 0.81 2.98 6.89 2.48
Debt to Market Cap
3.09 0.00 2.81 0.00 0.00
Interest Debt Per Share
974.50 822.68 796.75 722.37 693.91
Net Debt to EBITDA
24.33 13.71 18.59 16.85 26.80
Profitability Margins
Gross Profit Margin
42.06%101.22%100.00%100.00%100.00%
EBIT Margin
33.42%59.98%49.59%54.10%35.92%
EBITDA Margin
34.73%62.67%52.82%57.66%39.43%
Operating Profit Margin
33.42%66.43%75.23%56.23%37.21%
Pretax Profit Margin
33.59%61.11%52.13%56.23%37.21%
Net Profit Margin
26.50%47.81%40.71%45.46%28.67%
Continuous Operations Profit Margin
26.49%47.81%39.31%43.33%27.38%
Net Income Per EBT
78.87%78.24%78.09%80.84%77.05%
EBT Per EBIT
100.51%91.99%69.29%100.00%100.00%
Return on Assets (ROA)
1.06%1.20%0.75%0.76%0.50%
Return on Equity (ROE)
15.64%17.17%12.13%12.91%8.33%
Return on Capital Employed (ROCE)
1.33%1.73%1.72%1.13%0.78%
Return on Invested Capital (ROIC)
10.32%1.33%33.01%10.57%7.80%
Return on Tangible Assets
1.07%1.20%0.75%0.76%0.50%
Earnings Yield
9.68%14.93%10.73%10.22%8.01%
Efficiency Ratios
Receivables Turnover
0.00 155.52 118.47 92.76 82.28
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.00 12.88 9.63 8.31 8.32
Asset Turnover
0.04 0.02 0.02 0.02 0.02
Working Capital Turnover Ratio
-0.22 -3.39 -0.35 -0.36 1.78
Cash Conversion Cycle
0.00 2.35 3.08 3.94 4.44
Days of Sales Outstanding
0.00 2.35 3.08 3.94 4.44
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 2.35 3.08 3.94 4.44
Cash Flow Ratios
Operating Cash Flow Per Share
51.43 -129.08 -16.58 44.07 97.56
Free Cash Flow Per Share
50.99 -129.83 -16.91 43.85 97.23
CapEx Per Share
0.44 0.76 0.32 0.23 0.33
Free Cash Flow to Operating Cash Flow
0.99 1.01 1.02 0.99 1.00
Dividend Paid and CapEx Coverage Ratio
2.32 -12.28 -1.43 2.98 300.10
Capital Expenditure Coverage Ratio
115.64 -170.36 -51.29 195.29 300.10
Operating Cash Flow Coverage Ratio
0.05 -0.17 -0.02 0.06 0.14
Operating Cash Flow to Sales Ratio
0.46 -2.03 -0.35 1.08 2.42
Free Cash Flow Yield
16.77%-63.86%-9.54%24.08%67.47%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
10.34 6.70 9.32 9.78 12.48
Price-to-Sales (P/S) Ratio
2.74 3.20 3.79 4.45 3.58
Price-to-Book (P/B) Ratio
1.57 1.15 1.13 1.26 1.04
Price-to-Free Cash Flow (P/FCF) Ratio
5.96 -1.57 -10.49 4.15 1.48
Price-to-Operating Cash Flow Ratio
5.91 -1.58 -10.69 4.13 1.48
Price-to-Earnings Growth (PEG) Ratio
-4.10 0.12 2.02 0.16 -0.36
Price-to-Fair Value
1.57 1.15 1.13 1.26 1.04
Enterprise Value Multiple
32.22 18.82 25.77 24.56 35.87
Enterprise Value
1.40T 841.84B 714.45B 650.11B 637.78B
EV to EBITDA
32.22 18.82 25.77 24.56 35.87
EV to Sales
11.19 11.79 13.61 14.16 14.14
EV to Free Cash Flow
24.36 -5.77 -37.64 13.23 5.86
EV to Operating Cash Flow
24.15 -5.80 -38.37 13.16 5.84
Tangible Book Value Per Share
175.05 158.60 139.12 1.72K 1.61K
Shareholders’ Equity Per Share
193.68 176.75 156.80 144.20 138.58
Tax and Other Ratios
Effective Tax Rate
0.21 0.22 0.20 0.19 0.23
Revenue Per Share
111.00 63.48 46.74 40.95 40.27
Net Income Per Share
29.41 30.35 19.03 18.62 11.55
Tax Burden
0.79 0.78 0.78 0.81 0.77
Interest Burden
1.01 1.02 1.05 1.04 1.04
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.04 0.09 0.11 0.12 0.14
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
1.55 -4.25 -0.68 1.91 6.51
Currency in SEK
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