Qualitas reported strong growth in market share and premium income, with effective management of cybersecurity risks and expansion in international markets. However, the company faces seasonal challenges in claims ratio, potential impacts from currency depreciation, and ongoing VAT litigation risks.

Company Guidance -

Q3 2025

During the Q3 2024 earnings call for Qualitas, the executives provided numerous metrics and insights reflecting the company's strong performance and strategic outlook. Jose Correa Etchegaray, the CEO, highlighted that Qualitas achieved a record high 33.1% market share in written premiums, representing 83% of the total underwriting industry results and 44% of the industry net result, with the best combined ratio among the top five companies. The company experienced a 24% growth in written premiums for the quarter, taking the year-to-date growth to 30%, with a 10.5% increase in new car sales over the same period last year. The claims ratio stood at 59.2% for the quarter, contributing to a year-to-date combined ratio of 92.9%, within the targeted 92% to 94% range. Additionally, investment income grew by 16% for the quarter, leading to a 12-month ROE of 22.4%. Looking ahead, Roberto Araujo, the CFO, indicated a cautious approach with expected growth rates of 20% to 25% for the full year, while maintaining focus on providing short- and long-term value.

Record Market Share and Financial Performance

Qualitas achieved a record high market share of 33.1% in the auto insurance industry and represents 83% of the total underwriting industry results. The company also posted a strong combined ratio within the top five companies.

Strong Premium Growth

The company reported a 23.9% increase in written premiums for Q3 and a 29.6% increase year-to-date, with the fleet business showing a 26% quarterly increase and 41% year-to-date increase.

International Expansion

Qualitas has expanded its operations with a focus on profitable reshaping in the U.S., resulting in a 63% increase in the cross-border portfolio. The Peruvian subsidiary also saw a significant premium growth of 63% quarterly.

Investment Income and Portfolio

Investment income grew 16% in the quarter and 18% year-to-date, with a total investment portfolio of MXN 49 billion and a yield to maturity of 9.3%.

Cybersecurity Incident Management

A cybersecurity incident was managed without material impact on operations, showcasing strong preventive measures and response protocols.

Qualitas Controladora I (QUCOF) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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QUCOF Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 16, 2025	2025 (Q3)	0.21 / -	0.153	―	―	―
Jul 18, 2025	2025 (Q2)	0.26 / 0.19	0.185	2.61% (<+0.01)	―	―
Apr 22, 2025	2025 (Q1)	0.21 / 0.29	0.165	73.46% (+0.12)
Jan 27, 2025	2024 (Q4)	0.20 / 0.18	0.149	23.74% (+0.04)
Oct 17, 2024	2024 (Q3)	0.20 / 0.15	0.135	13.49% (+0.02)
Jul 18, 2024	2024 (Q2)	0.20 / 0.18	0.099	85.98% (+0.09)
Apr 18, 2024	2024 (Q1)	0.18 / 0.17	0.118	39.82% (+0.05)
Jan 25, 2024	2023 (Q4)	0.14 / 0.15	0.08	85.33% (+0.07)
Oct 19, 2023	2023 (Q3)	0.13 / 0.13	0.028	384.62% (+0.11)
Jul 20, 2023	2023 (Q2)	0.14 / 0.10	0.087	14.51% (+0.01)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

QUCOF Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 18, 2025	$8.80	$9.50	+7.95%
Apr 22, 2025	$8.54	$8.54	0.00%
Jan 27, 2025	$6.82	$6.82	0.00%
Oct 17, 2024	$7.54	$7.54	0.00%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Qualitas Controladora SAB de CV Class I (QUCOF) report earnings?

Qualitas Controladora SAB de CV Class I (QUCOF) is schdueled to report earning on Oct 16, 2025, After Close (Confirmed).

What is Qualitas Controladora SAB de CV Class I (QUCOF) earnings time?

Qualitas Controladora SAB de CV Class I (QUCOF) earnings time is at Oct 16, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is QUCOF EPS forecast?

QUCOF EPS forecast for the fiscal quarter 2025 (Q3) is 0.21.

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