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Penns Woods Bancorp (PWOD)
NASDAQ:PWOD
US Market

Penns Woods Bancorp (PWOD) Stock Statistics & Valuation Metrics

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Total Valuation

Penns Woods Bancorp has a market cap or net worth of $222.26M. The enterprise value is $281.95M.
Market Cap$222.26M
Enterprise Value$281.95M

Share Statistics

Penns Woods Bancorp has 7,614,214 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding7,614,214
Owned by Insiders4.89%
Owned by Institutions8.43%

Financial Efficiency

Penns Woods Bancorp’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 6.93%.
Return on Equity (ROE)0.09
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)6.93%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee220.25K
Profits Per Employee57.04K
Employee Count311
Asset Turnover0.03
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Penns Woods Bancorp is 12.91. Penns Woods Bancorp’s PEG ratio is 0.54.
PE Ratio12.91
PS Ratio0.00
PB Ratio1.06
Price to Fair Value1.12
Price to FCF12.42
Price to Operating Cash Flow11.62
PEG Ratio0.54

Income Statement

In the last 12 months, Penns Woods Bancorp had revenue of 68.50M and earned 17.74M in profits. Earnings per share was 2.35.
Revenue68.50M
Gross Profit27.30M
Operating Income22.63M
Pretax Income21.89M
Net Income17.74M
EBITDA0.00
Earnings Per Share (EPS)2.35

Cash Flow

In the last 12 months, operating cash flow was 19.36M and capital expenditures -1.20M, giving a free cash flow of 18.17M billion.
Operating Cash Flow19.36M
Free Cash Flow18.17M
Free Cash Flow per Share2.39

Dividends & Yields

Penns Woods Bancorp pays an annual dividend of $1.276, resulting in a dividend yield of 4.34%
Dividend Per Share$1.276
Dividend Yield4.34%
Payout Ratio45.72%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.48
52-Week Price Change56.94%
50-Day Moving Average28.24
200-Day Moving Average27.35
Relative Strength Index (RSI)53.58
Average Volume (3m)22.18K

Important Dates

Penns Woods Bancorp upcoming earnings date is Jul 23, 2025, TBA Not Confirmed.
Last Earnings DateApr 25, 2025
Next Earnings DateJul 23, 2025
Ex-Dividend DateMar 11, 2025

Financial Position

Penns Woods Bancorp as a current ratio of 4.80, with Debt / Equity ratio of 39.10%
Current Ratio4.80
Quick Ratio4.80
Debt to Market Cap0.18
Net Debt to EBITDA0.00
Interest Coverage Ratio0.45

Taxes

In the past 12 months, Penns Woods Bancorp has paid 4.15M in taxes.
Income Tax4.15M
Effective Tax Rate0.19

Enterprise Valuation

Penns Woods Bancorp EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 27.40.
EV to Sales7.27
EV to EBITDA0.00
EV to Free Cash Flow27.40
EV to Operating Cash Flow25.70

Balance Sheet

Penns Woods Bancorp has $204.53M in cash and marketable securities with $297.74M in debt, giving a net cash position of $93.21M billion.
Cash & Marketable Securities$204.53M
Total Debt$297.74M
Net Cash$93.21M
Net Cash Per Share$12.24
Tangible Book Value Per Share$25.04

Margins

Gross margin is 100.00%, with operating margin of 33.03%, and net profit margin of 25.90%.
Gross Margin100.00%
Operating Margin33.03%
Pretax Margin31.96%
Net Profit Margin25.90%
EBITDA Margin0.00%
EBIT Margin-6.00%

Analyst Forecast

The average price target for Penns Woods Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast14.11%
EPS Growth Forecast29.41%

Scores

Smart Score5
AI Score67
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