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Penns Woods (PWOD)
:PWOD
US Market
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Penns Woods Bancorp (PWOD) Stock Statistics & Valuation Metrics

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Total Valuation

Penns Woods Bancorp has a market cap or net worth of $232.23M. The enterprise value is $508.18M.
Market Cap$232.23M
Enterprise Value$508.18M

Share Statistics

Penns Woods Bancorp has 7,614,214 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding7,614,214
Owned by Insiders3.50%
Owned by Institutions0.02%

Financial Efficiency

Penns Woods Bancorp’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 3.40%.
Return on Equity (ROE)0.09
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)3.40%
Return on Capital Employed (ROCE)0.05
Revenue Per Employee383.65K
Profits Per Employee57.04K
Employee Count311
Asset Turnover0.05
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of {name} is {pe}. {name}’s PEG ratio is {priceToEarningsGrowthRatio}.
PE Ratio11.3
PS Ratio0.00
PB Ratio1.15
Price to Fair Value1.12
Price to FCF15.21
Price to Operating Cash Flow14.25
PEG Ratio0.59

Income Statement

In the last 12 months, Penns Woods Bancorp had revenue of 119.32M and earned 17.74M in profits. Earnings per share was 2.35.
Revenue119.32M
Gross Profit68.38M
Operating Income21.89M
Pretax Income21.89M
Net Income17.74M
EBITDA26.00M
Earnings Per Share (EPS)2.35

Cash Flow

In the last 12 months, operating cash flow was 17.16M and capital expenditures -1.03M, giving a free cash flow of 16.13M billion.
Operating Cash Flow17.16M
Free Cash Flow16.13M
Free Cash Flow per Share2.12

Dividends & Yields

Penns Woods Bancorp pays an annual dividend of $1.276, resulting in a dividend yield of 4.2%
Dividend Per Share$1.276
Dividend Yield4.2%
Payout Ratio45.86%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.53
52-Week Price Change38.13%
50-Day Moving Average30.21
200-Day Moving Average28.89
Relative Strength Index (RSI)44.31
Average Volume (3m)57.44K

Important Dates

Penns Woods Bancorp upcoming earnings date is Jul 23, 2025, During Market Hours (Confirmed).
Last Earnings DateApr 25, 2025
Next Earnings DateJul 23, 2025
Ex-Dividend DateJun 10, 2025

Financial Position

Penns Woods Bancorp as a current ratio of 0.13, with Debt / Equity ratio of 141.63%
Current Ratio0.13
Quick Ratio0.13
Debt to Market Cap1.27
Net Debt to EBITDA10.41
Interest Coverage Ratio0.43

Taxes

In the past 12 months, Penns Woods Bancorp has paid 4.15M in taxes.
Income Tax4.15M
Effective Tax Rate0.19

Enterprise Valuation

Penns Woods Bancorp EV to EBITDA ratio is 19.22, with an EV/FCF ratio of 27.51.
EV to Sales4.19
EV to EBITDA19.22
EV to Free Cash Flow27.51
EV to Operating Cash Flow25.80

Balance Sheet

Penns Woods Bancorp has $101.69M in cash and marketable securities with $300.29M in debt, giving a net cash position of $198.61M billion.
Cash & Marketable Securities$101.69M
Total Debt$300.29M
Net Cash$198.61M
Net Cash Per Share$26.08
Tangible Book Value Per Share$25.04

Margins

Gross margin is 60.86%, with operating margin of 18.35%, and net profit margin of 14.87%.
Gross Margin60.86%
Operating Margin18.35%
Pretax Margin18.35%
Net Profit Margin14.87%
EBITDA Margin21.79%
EBIT Margin18.35%

Analyst Forecast

The average price target for Penns Woods Bancorp is $32.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$32.00
Price Target Upside4.92% Upside
Analyst ConsensusModerate Buy
Analyst Count0
Revenue Growth Forecast14.11%
EPS Growth Forecast29.41%

Scores

Smart Score5
AI Score76.1
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