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Santander Bank Polska SA (PL:SPL)
:SPL
Total Valuation
Santander Bank Polska SA has a market cap or net worth of zł53.42B. The enterprise value is zł60.71B.
Market Capzł53.42B
Enterprise Valuezł60.71B
Share Statistics
Santander Bank Polska SA has 102,189,316 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding102,189,316
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Santander Bank Polska SA’s return on equity (ROE) is 0.16 and return on invested capital (ROIC) is 7.44%.
Return on Equity (ROE)0.16
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)7.44%
Return on Capital Employed (ROCE)0.10
Revenue Per Employee1.98M
Profits Per Employee643.78K
Employee Count11,286
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Santander Bank Polska SA is 9.6. Santander Bank Polska SA’s PEG ratio is 1.14.
PE Ratio9.6
PS Ratio2.09
PB Ratio1.44
Price to Fair Value1.44
Price to FCF18.18
Price to Operating Cash Flow5.12
PEG Ratio1.14
Income Statement
In the last 12 months, Santander Bank Polska SA had revenue of 22.33B and earned 5.21B in profits. Earnings per share was 51.01.
Revenue22.33B
Gross Profit17.08B
Operating Income7.27B
Pretax Income7.27B
Net Income5.21B
EBITDA7.88B
Earnings Per Share (EPS)51.01
Cash Flow
In the last 12 months, operating cash flow was 10.32B and capital expenditures -573.42M, giving a free cash flow of 9.74B billion.
Operating Cash Flow10.32B
Free Cash Flow9.74B
Free Cash Flow per Share95.33
Dividends & Yields
Santander Bank Polska SA pays an annual dividend of zł46.37, resulting in a dividend yield of 8.84%
Dividend Per Sharezł46.37
Dividend Yield8.84%
Payout Ratio84.45%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.30
52-Week Price Change21.79%
50-Day Moving Average497.85
200-Day Moving Average506.13
Relative Strength Index (RSI)62.44
Average Volume (3m)75.00K
Important Dates
Santander Bank Polska SA upcoming earnings date is Feb 4, 2026, TBA (Confirmed).
Last Earnings DateOct 29, 2025
Next Earnings DateFeb 4, 2026
Ex-Dividend Date―
Financial Position
Santander Bank Polska SA as a current ratio of 0.07, with Debt / Equity ratio of 44.90%
Current Ratio0.07
Quick Ratio0.07
Debt to Market Cap0.38
Net Debt to EBITDA0.65
Interest Coverage Ratio1.38
Taxes
In the past 12 months, Santander Bank Polska SA has paid 2.02B in taxes.
Income Tax2.02B
Effective Tax Rate0.28
Enterprise Valuation
Santander Bank Polska SA EV to EBITDA ratio is 6.59, with an EV/FCF ratio of 20.19.
EV to Sales2.33
EV to EBITDA6.59
EV to Free Cash Flow20.19
EV to Operating Cash Flow16.20
Balance Sheet
Santander Bank Polska SA has zł13.62B in cash and marketable securities with zł18.04B in debt, giving a net cash position of -zł4.43B billion.
Cash & Marketable Securitieszł13.62B
Total Debtzł18.04B
Net Cash-zł4.43B
Net Cash Per Share-zł43.30
Tangible Book Value Per Sharezł310.69
Margins
Gross margin is 76.47%, with operating margin of 32.54%, and net profit margin of 23.34%.
Gross Margin76.47%
Operating Margin32.54%
Pretax Margin32.54%
Net Profit Margin23.34%
EBITDA Margin35.29%
EBIT Margin32.54%
Analyst Forecast
The average price target for Santander Bank Polska SA is zł533.00, which is 11.43% higher than the current price. The consensus rating is Moderate Sell
Price Targetzł533.00
Price Target Upside1.56% Upside
Analyst ConsensusModerate Sell
Analyst Count1
Revenue Growth Forecast―
EPS Growth Forecast―