Mennica Polska S.A. (MNC) AI Stock Analysis

• Market Cap: €1.78B
• Dividend Yield: 3.12%
• Average Volume (3M): 8.99K
• Price to Earnings (P/E): 16.2
• Beta (1Y): 0.30
• Revenue Growth: 8.25%
• EPS Growth: 13.02%
• Country: PL
• Employees: 413
• Sector: Industrials
• Sector Strength: 72
• Industry: Manufacturing - Metal Fabrication
• EPS (TTM): N/A
• Shares Outstanding: 51,087,193
• 10 Day Avg. Volume: 20,039
• 30 Day Avg. Volume: 8,986
• PEG Ratio: -0.85
• Price to Book (P/B): 1.40
• Price to Sales (P/S): 0.69
• P/FCF Ratio: 40.56
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 78 Outperform
• Price Target: zł37.00 ▲(3.35% Upside)

Mennica Polska S.A. receives a strong overall score driven by robust financial performance and positive technical indicators. The stock is fairly valued with an attractive dividend yield. The absence of earnings call data and corporate events does not impact the overall assessment.

Mennica Polska S.A. Business Overview & Revenue Model

Company Description

Mennica Polska S.A. produces and distributes mint products for time-engraving medals in Poland and internationally. It operates through three segments: Coin Products, Electronic Payments, and Real Estate Development. The Coin Products segment produces and sells various mint products, including circulation and collector coins, such as the sale of silver and gold; investment products, primarily gold investment bars and bullion coins; tokens and other mint products; and engraving and medallion products comprising medals, decorations, stamps, seals, date stamps, and hallmarking stamps, as well as commercial and marketing activities related in particular to the promotion and distribution of collector coins, numismatics, bars, and other investment products and other mint goods. The Electronic Payments segment engages in the operation of city card systems; and sale and intermediation in the sale of tickets public transport, pre-paid tickets, railway tickets, maintenance services, and technical devices for electronic payment processing. The Real Estate Development segment is involved in the implementation of development projects; and rental of office and warehouse spaces. The company serves foreign issuers, national and foreign distributors of mint products, collectors, investors, and corporations interested in token coin programs; local government units servicing public transport, railway companies, and individual customers; and institutional clients and natural persons. Mennica Polska S.A. was founded in 1766 and is headquartered in Warsaw, Poland.

How the Company Makes Money

Mennica Polska generates revenue through multiple streams, primarily from the sale of precious metal products such as gold and silver coins, bullion bars, and collectible medals. The company's minting services offer customization options for clients, including governmental and institutional orders, which further enhance revenue. Additionally, Mennica Polska capitalizes on its expertise in precious metals trading, facilitating transactions and investments for both retail and institutional clients. The company has established partnerships with financial institutions and other stakeholders to expand its market reach and enhance its payment solutions, thus contributing to its overall earnings through transaction fees and service charges. Moreover, the growth of digital payment systems and e-wallet services presents new revenue opportunities in the evolving financial landscape.

Mennica Polska S.A. Financial Statement Overview

Summary

Mennica Polska S.A. shows strong financial performance with solid profitability and efficient capital management. Revenue and profit margins are improving, but challenges in cash flow conversion and cost management persist. The balance sheet remains robust, supporting future growth opportunities.

Income Statement

Mennica Polska S.A. has demonstrated strong revenue growth over the TTM period, with a 1.52% increase, indicating a positive trajectory. The gross profit margin is slightly below industry standards at 9.87%, but the net profit margin has improved to 7.43%, reflecting enhanced profitability. EBIT and EBITDA margins are healthy at 9.99% and 11.47%, respectively, showcasing operational efficiency. However, the gross profit margin decline from the previous year suggests potential cost management issues.

Balance Sheet

The company maintains a solid balance sheet with a low debt-to-equity ratio of 0.22, indicating prudent financial leverage. The return on equity is robust at 15.78%, reflecting effective use of shareholder capital. The equity ratio stands at 45.42%, suggesting a stable financial structure. Overall, the balance sheet reflects financial stability and efficient capital management.

Cash Flow

Cash flow analysis reveals a mixed picture. The operating cash flow to net income ratio is low at 0.14, indicating potential challenges in converting income into cash. Free cash flow has decreased by 7.99%, which could impact future investments. However, the free cash flow to net income ratio is strong at 0.86, suggesting that the company is still generating significant cash relative to its net income.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	1.48B	1.39B	1.23B	1.28B	1.31B	943.43M
Gross Profit	146.43M	178.45M	155.15M	114.22M	148.84M	128.73M
EBITDA	170.29M	149.91M	165.34M	62.18M	140.09M	95.57M
Net Income	110.22M	77.92M	91.52M	34.46M	87.00M	57.82M
Balance Sheet
Total Assets	1.55B	1.40B	1.09B	967.13M	917.77M	882.29M
Cash, Cash Equivalents and Short-Term Investments	95.81M	121.69M	216.58M	54.91M	96.85M	105.42M
Total Debt	153.94M	365.20M	77.82M	82.40M	76.02M	80.33M
Total Liabilities	754.96M	616.92M	340.55M	329.45M	276.67M	294.81M
Stockholders Equity	705.34M	686.42M	672.85M	586.44M	587.84M	536.63M
Cash Flow
Free Cash Flow	86.41M	23.61M	154.35M	-2.23M	21.01M	-30.45M
Operating Cash Flow	100.72M	39.54M	165.44M	9.63M	36.57M	-15.35M
Investing Cash Flow	-86.99M	-179.08M	13.28M	-11.76M	1.74M	-20.04M
Financing Cash Flow	-10.52M	-9.03M	-14.16M	-33.59M	-35.82M	-26.57M

Mennica Polska S.A. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 35.80
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PL:MNC, the sentiment is Positive. The current price of 35.8 is above the 20-day moving average (MA) of 34.59, above the 50-day MA of 33.57, and above the 200-day MA of 28.63, indicating a bullish trend. The MACD of 0.39 indicates Negative momentum. The RSI at 65.71 is Neutral, neither overbought nor oversold. The STOCH value of 85.49 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for PL:MNC.

Mennica Polska S.A. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
MNC	78 Outperform	€1.78B	16.16	55.08%	3.12%	8.25%	13.02%
GEA	77 Outperform	€1.82B	5.03	16.15%	―	11.24%	83.75%
BRS	66 Neutral	€1.19B	10.48	7.72%	6.03%	-2.15%	58.77%
Sector *	63 Neutral	$10.79B	15.43	7.44%	2.01%	2.89%	-14.66%