ING Bank Slaski S.A. (ING) AI Stock Analysis

• Market Cap: zł41.05B
• Dividend Yield: 7.98%
• Average Volume (3M): 6.14K
• Price to Earnings (P/E): 9.0
• Beta (1Y): 1.06
• Revenue Growth: 7.35%
• EPS Growth: 3.83%
• Country: PL
• Employees: 8,001
• Sector: Financial
• Sector Strength: 70
• Industry: Banks - Regional
• EPS (TTM): 8.54
• Shares Outstanding: 130,100,000
• 10 Day Avg. Volume: 7,159
• 30 Day Avg. Volume: 6,136
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 75 Outperform
• Price Target: zł345.00 ▲(11.83% Upside)

The overall stock score of 75 reflects ING Bank Slaski S.A.'s strong financial performance and attractive valuation, which are offset by bearish technical indicators. The bank's robust profitability and efficient operations are significant strengths, while the current market momentum suggests caution. The high dividend yield adds to the stock's appeal, but investors should monitor technical trends closely.

ING Bank Slaski S.A. Business Overview & Revenue Model

Company Description

ING Bank Slaski S.A. is a prominent Polish banking institution that operates as a subsidiary of the global financial services company ING Group. Established in 1988, the bank offers a wide range of financial products and services to both individual and corporate clients. Its core offerings include retail banking services such as savings accounts, loans, mortgages, and investment products, as well as corporate banking services including financing, cash management, and trade finance solutions. ING Bank Slaski is recognized for its innovative digital banking solutions and commitment to customer service.

How the Company Makes Money

ING Bank Slaski generates revenue primarily through interest income from lending activities, such as personal loans, mortgages, and business loans. The bank earns interest on the loans it provides to customers, which is a significant portion of its revenue. Additionally, ING Bank Slaski receives fees and commissions from various banking services, including account management, transaction processing, and advisory services for corporate clients. The bank also makes money through its investment products, which may generate management fees. Strategic partnerships with fintech companies and other financial institutions further enhance its service offerings and attract more customers, contributing to its overall earnings.

ING Bank Slaski S.A. Financial Statement Overview

Summary

Income Statement

Balance Sheet

Cash Flow

Breakdown
Income Statement
Total Revenue
Gross Profit
EBITDA
Net Income
Balance Sheet
Total Assets
Cash, Cash Equivalents and Short-Term Investments
Total Debt
Total Liabilities
Stockholders Equity
Cash Flow
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Operating Cash Flow
Investing Cash Flow
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ING Bank Slaski S.A. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 308.50
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PL:ING, the sentiment is Positive. The current price of 308.5 is below the 20-day moving average (MA) of 309.80, below the 50-day MA of 309.15, and above the 200-day MA of 303.50, indicating a bullish trend. The MACD of 2.83 indicates Negative momentum. The RSI at 54.31 is Neutral, neither overbought nor oversold. The STOCH value of 70.91 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for PL:ING.

ING Bank Slaski S.A. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ING	―	zł41.05B	8.99	25.90%	7.98%	7.35%	3.83%
Sector *	―	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
PKO	―	zł94.62B	9.43	―	7.24%	6.34%	27.79%
MIL	―	zł18.73B	18.22	12.54%	―	9.01%	51.90%