Ponce Financial Group Inc (PDLB)
NASDAQ:PDLB
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Total Valuation
Ponce Financial Group Inc has a market cap or net worth of $454.97M. The enterprise value is $1.03B.
Market Cap$454.97M
Enterprise Value$1.03B
Share Statistics
Ponce Financial Group Inc has 24,187,900 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding24,187,900
Owned by Insiders5.57%
Owned by Institutions18.98%
Financial Efficiency
Ponce Financial Group Inc’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 2.51%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.51%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee920.89K
Profits Per Employee136.03K
Employee Count211
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Ponce Financial Group Inc is 13.8. Ponce Financial Group Inc’s PEG ratio is 0.08.
PE Ratio13.8
PS Ratio1.92
PB Ratio0.69
Price to Fair Value0.69
Price to FCF6.84
Price to Operating Cash Flow7.70
PEG Ratio0.08
Income Statement
In the last 12 months, Ponce Financial Group Inc had revenue of 194.31M and earned 28.70M in profits. Earnings per share was 1.21.
Revenue194.31M
Gross Profit105.89M
Operating Income39.51M
Pretax Income38.43M
Net Income28.70M
EBITDA43.03M
Earnings Per Share (EPS)1.21
Cash Flow
In the last 12 months, operating cash flow was 56.39M and capital expenditures 142.00K, giving a free cash flow of 56.58M billion.
Operating Cash Flow56.39M
Free Cash Flow56.58M
Free Cash Flow per Share2.34
Dividends & Yields
Ponce Financial Group Inc pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.82
52-Week Price Change41.64%
50-Day Moving Average17.55
200-Day Moving Average16.11
Relative Strength Index (RSI)72.45
Average Volume (3m)74.25K
Important Dates
Ponce Financial Group Inc upcoming earnings date is Jul 24, 2026, After Close (Confirmed).
Last Earnings DateApr 24, 2026
Next Earnings DateJul 24, 2026
Ex-Dividend Date―
Financial Position
Ponce Financial Group Inc as a current ratio of 0.12, with Debt / Equity ratio of 108.92%
Current Ratio0.12
Quick Ratio0.12
Debt to Market Cap1.60
Net Debt to EBITDA11.60
Interest Coverage Ratio0.46
Taxes
In the past 12 months, Ponce Financial Group Inc has paid 9.73M in taxes.
Income Tax9.73M
Effective Tax Rate0.25
Enterprise Valuation
Ponce Financial Group Inc EV to EBITDA ratio is 20.27, with an EV/FCF ratio of 15.97.
EV to Sales4.49
EV to EBITDA20.27
EV to Free Cash Flow15.97
EV to Operating Cash Flow15.69
Balance Sheet
Ponce Financial Group Inc has $114.58M in cash and marketable securities with $600.53M in debt, giving a net cash position of -$485.95M billion.
Cash & Marketable Securities$114.58M
Total Debt$600.53M
Net Cash-$485.95M
Net Cash Per Share-$20.09
Tangible Book Value Per Share$23.71
Margins
Gross margin is 55.28%, with operating margin of 20.33%, and net profit margin of 14.77%.
Gross Margin55.28%
Operating Margin20.33%
Pretax Margin19.78%
Net Profit Margin14.77%
EBITDA Margin22.15%
EBIT Margin20.33%
Analyst Forecast
The average price target for Ponce Financial Group Inc is $24.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$24.00
Price Target Upside50.28% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast13.13%
EPS Growth Forecast119.50%