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Ponce Financial Group Inc (PDLB)
:PDLB
Total Valuation
Ponce Financial Group Inc has a market cap or net worth of $355.70M. The enterprise value is $1.07B.
Market Cap$355.70M
Enterprise Value$1.07B
Share Statistics
Ponce Financial Group Inc has 24,001,125 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding24,001,125
Owned by Insiders0.56%
Owned by Institutions20.75%
Financial Efficiency
Ponce Financial Group Inc’s return on equity (ROE) is 0.02 and return on invested capital (ROIC) is 0.95%.
Return on Equity (ROE)0.02
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.95%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee792.87K
Profits Per Employee52.00K
Employee Count211
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Ponce Financial Group Inc is 20.9. Ponce Financial Group Inc’s PEG ratio is ―.
PE Ratio20.9
PS Ratio―
PB Ratio―
Price to Fair Value0.58
Price to FCF―
Price to Operating Cash Flow11.83
PEG Ratio―
Income Statement
In the last 12 months, Ponce Financial Group Inc had revenue of 167.29M and earned 10.97M in profits. Earnings per share was 0.46.
Revenue167.29M
Gross Profit79.80M
Operating Income15.69M
Pretax Income15.69M
Net Income10.97M
EBITDA20.42M
Earnings Per Share (EPS)0.46
Cash Flow
In the last 12 months, operating cash flow was 27.57M and capital expenditures -1.28M, giving a free cash flow of 26.29M billion.
Operating Cash Flow27.57M
Free Cash Flow26.29M
Free Cash Flow per Share1.10
Dividends & Yields
Ponce Financial Group Inc pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.90
52-Week Price Change33.06%
50-Day Moving Average14.16
200-Day Moving Average13.23
Relative Strength Index (RSI)60.70
Average Volume (3m)39.25K
Important Dates
Ponce Financial Group Inc upcoming earnings date is Nov 4, 2025, After Close (Confirmed).
Last Earnings DateJul 25, 2025
Next Earnings DateNov 4, 2025
Ex-Dividend Date―
Financial Position
Ponce Financial Group Inc as a current ratio of 0.14, with Debt / Equity ratio of 108.73%
Current Ratio0.14
Quick Ratio0.14
Debt to Market Cap2.04
Net Debt to EBITDA23.83
Interest Coverage Ratio0.18
Taxes
In the past 12 months, Ponce Financial Group Inc has paid 4.71M in taxes.
Income Tax4.71M
Effective Tax Rate0.30
Enterprise Valuation
Ponce Financial Group Inc EV to EBITDA ratio is 38.11, with an EV/FCF ratio of 173.20.
EV to Sales4.65
EV to EBITDA38.11
EV to Free Cash Flow173.20
EV to Operating Cash Flow107.93
Balance Sheet
Ponce Financial Group Inc has $132.33M in cash and marketable securities with $566.60M in debt, giving a net cash position of $434.27M billion.
Cash & Marketable Securities$132.33M
Total Debt$566.60M
Net Cash$434.27M
Net Cash Per Share$18.09
Tangible Book Value Per Share$22.53
Margins
Gross margin is 49.30%, with operating margin of 9.38%, and net profit margin of 6.56%.
Gross Margin49.30%
Operating Margin9.38%
Pretax Margin9.38%
Net Profit Margin6.56%
EBITDA Margin12.21%
EBIT Margin9.38%
Analyst Forecast
The average price target for Ponce Financial Group Inc is $16.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$16.00
Price Target Upside7.74% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast17.80%
EPS Growth Forecast86.24%