One Liberty Properties (OLP) AI Stock Analysis

• Market Cap: $503.23M
• Dividend Yield: 9.03%
• Average Volume (3M): 73.01K
• Price to Earnings (P/E): 16.6
• Beta (1Y): 0.48
• Revenue Growth: 7.71%
• EPS Growth: -5.37%
• Country: US
• Employees: 10
• Sector: Real Estate
• Sector Strength: 53
• Industry: REIT - Diversified
• EPS (TTM): 0.10
• Shares Outstanding: 21,813,128
• 10 Day Avg. Volume: 79,153
• 30 Day Avg. Volume: 73,014
• PEG Ratio: -1.23
• Price to Book (P/B): 1.41
• Price to Sales (P/S): 4.35
• P/FCF Ratio: 12.22
• Enterprise Value/Market Cap: 2.00
• Enterprise Value/Revenue: 10.36
• Enterprise Value/Gross Profit: 43.87
• Enterprise Value/Ebitda: 12.90
• 1Y Price Target: $26.25
• Price Target Upside: 13.78% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 2
• EPS Forecast (FY): 0.37
• Revenue Forecast (FY): $106.77M

• Rating: 66 Neutral
• Price Target: $26.00 ▲(12.70% Upside)
• Action: Downgraded Date: 03/07/26
• Date: Action: Downgraded 03/07/26

The score is primarily held back by financial performance, especially elevated and worsening leverage alongside weakening 2025 revenue/earnings and softer cash flow. Offsetting that, technicals are strong (price above key moving averages with positive MACD) and valuation is supported by a high dividend yield with a reasonable P/E.

Positive Factors

Net-lease business model

One Liberty’s focus on long-term single-tenant net leases creates predictable contractual rental cash flows and transfers many operating expenses to tenants. That structural revenue stability supports dividend distributions and reduces property-level volatility over a multi-month horizon.

Portfolio diversification

A diversified mix of property types, tenants and geographies lowers concentration risk and smooths income volatility. For a small REIT, cross-sector exposure helps mitigate sector-specific downturns and supports steadier occupancy and rent receipts over the coming months.

Strong operating margins

Reported high operating profitability and healthy net margins indicate efficient operations and cost absorption. Coupled with net-lease structures, strong margins provide a cash buffer to sustain distributions and absorb near-term revenue softness without immediate structural change.

Negative Factors

Elevated leverage

Rising debt and a debt-to-equity near 1.8 materially increase refinancing and interest-rate sensitivity for a capital-intensive REIT. Higher leverage reduces liquidity flexibility, raises borrowing costs, and limits ability to pursue accretive acquisitions or withstand sustained cash-flow interruptions.

Free cash flow deterioration

A sharp decline in operating and free cash flow undermines the core ability to fund dividends, service rising debt, and invest in selective acquisitions. Because FCF historically tracked earnings, the recent deterioration meaningfully reduces near-term financial flexibility and resilience.

Earnings contraction

Reported EPS decline of roughly 17% reflects weakening earnings momentum that constrains retained earnings and return on equity. Persistent earnings pressure, combined with higher leverage, makes it harder to rebuild equity cushions and threatens payout sustainability if trends persist.

One Liberty Properties Business Overview & Revenue Model

Company Description

One Liberty is a self-administered and self-managed real estate investment trust incorporated in Maryland in 1982. The Company acquires, owns and manages a geographically diversified portfolio consisting primarily of industrial, retail, restaurant, health and fitness and theater properties. Many of these properties are subject to long term net leases under which the tenant is typically responsible for the property's real estate taxes, insurance and ordinary maintenance and repairs.

How the Company Makes Money

One Liberty Properties generates revenue primarily through lease payments from tenants occupying its commercial properties. The company's revenue model is built around long-term net leases, which provide a steady and predictable cash flow, as tenants are responsible for most operating expenses. Key revenue streams include rental income from retail, industrial, and office spaces. Moreover, OLP may benefit from property appreciation over time, contributing to capital gains when properties are sold. The company's earnings are also supported by strategic partnerships with reliable tenants, which enhances portfolio stability and occupancy rates.

One Liberty Properties Financial Statement Overview

Summary

Profitability and cash generation remain generally solid, but recent fundamentals weakened: revenue and net income declined in 2025 and operating/free cash flow also fell. Balance-sheet risk is the key drag, with leverage elevated and worsening (debt-to-equity rising to ~1.77), increasing refinancing and rate sensitivity.

Income Statement

Profitability remains strong for a REIT, with consistently high operating profitability and healthy net profit margins across the period. However, the growth profile has weakened: revenue turned down in 2025 (annual revenue decline vs. near-flat results in 2024 and modest growth earlier), and net income also stepped down from 2024 to 2025. Overall, the income statement shows solid margin structure but a deteriorating top-line trajectory recently.

Balance Sheet

Leverage is elevated and trending worse: debt increased meaningfully in 2025 and debt-to-equity moved up to ~1.77 from ~1.37 in 2024, while equity stayed relatively flat. Returns on equity are positive but have softened versus prior years, consistent with lower earnings and higher leverage. The balance sheet supports operations, but higher debt levels raise refinancing and interest-rate sensitivity risk.

Cash Flow

Cash generation is generally steady, with free cash flow closely tracking earnings (free cash flow roughly in line with net income in most years). That said, operating cash flow and free cash flow declined in 2025, and free cash flow growth turned sharply negative, signaling weaker near-term cash momentum. Cash flow quality is acceptable, but recent pressure reduces flexibility.

Breakdown	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	97.23M	90.56M	90.65M	92.22M	82.74M
Gross Profit	22.96M	72.66M	74.20M	76.71M	68.94M
EBITDA	78.11M	74.55M	73.49M	83.60M	79.81M
Net Income	25.47M	30.42M	29.61M	42.18M	38.86M
Balance Sheet
Total Assets	857.57M	766.95M	761.61M	783.25M	752.95M
Cash, Cash Equivalents and Short-Term Investments	14.43M	42.31M	26.43M	6.72M	16.16M
Total Debt	530.29M	420.56M	431.81M	426.23M	407.83M
Total Liabilities	557.77M	458.38M	453.86M	466.32M	446.68M
Stockholders Equity	299.60M	307.43M	306.70M	315.96M	305.33M
Cash Flow
Free Cash Flow	34.63M	39.06M	48.33M	39.62M	44.55M
Operating Cash Flow	39.07M	39.06M	53.20M	44.20M	48.66M
Investing Cash Flow	-122.88M	9.71M	25.81M	-25.32M	23.30M
Financing Cash Flow	54.97M	-32.88M	-56.69M	-28.27M	-68.86M

One Liberty Properties Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 23.07
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For OLP, the sentiment is Positive. The current price of 23.07 is below the 20-day moving average (MA) of 23.29, above the 50-day MA of 22.27, and above the 200-day MA of 21.72, indicating a neutral trend. The MACD of 0.19 indicates Positive momentum. The RSI at 53.01 is Neutral, neither overbought nor oversold. The STOCH value of 38.91 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for OLP.

One Liberty Properties Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FVR	71 Outperform	$459.39M	―	-1.04%	5.74%	―	―
CTO	69 Neutral	$622.21M	58.86	1.78%	8.56%	23.84%	-312.04%
OLP	66 Neutral	$503.23M	16.62	8.41%	9.03%	7.71%	-5.37%
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
GOOD	55 Neutral	$595.26M	26.11	8.70%	11.56%	4.95%	-6.49%
PKST	54 Neutral	$774.84M	38.05	-37.92%	5.44%	-16.50%	-640.43%

One Liberty Properties Corporate Events

One Liberty Properties issues caution on forward-looking statements

The release consists solely of cautionary language reminding investors that any forward-looking statements are subject to numerous risks and uncertainties that could cause One Liberty Properties’ actual results, financial condition, cash flows, or performance to differ materially from projections. It underscores that expectations regarding rental income, property transactions, rent increases, and gains from sales or financings may not be realized as anticipated due to variable rents, deal execution risk, differing closing costs, and other factors beyond the company’s control, and advises stakeholders not to rely on such forward-looking statements.

The most recent analyst rating on (OLP) stock is a Buy with a $22.50 price target. To see the full list of analyst forecasts on One Liberty Properties stock, see the OLP Stock Forecast page.