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STOCKS

National Bank of Canada (NTIOF)

OTHER OTC:NTIOF

NTIOF

National Bank of Canada

RESEARCH TOOLSreports

National Bank of Canada (NTIOF) Ratios

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86 Followers

National Bank of Canada Ratios

NTIOF's free cash flow for Q3 2025 was C$0.42. For the 2025 fiscal year, NTIOF's free cash flow was decreased by C$ and operating cash flow was C$0.17. See a summary of the company’s cash flow.

Ratios	TTM	Dec 24	Dec 23	Dec 22	Dec 21
Liquidity Ratios
Current Ratio	0.09	0.21	1.93	1.83	2.23
Quick Ratio	0.09	0.21	9.90	8.69	10.82
Cash Ratio	0.07	0.16	1.49	1.54	1.75
Solvency Ratio	<0.01	<0.01	0.01	0.01	<0.01
Operating Cash Flow Ratio	<0.01	0.02	-0.09	0.28	1.20
Short-Term Operating Cash Flow Coverage	0.04	0.25	-0.11	0.34	1.49
Net Current Asset Value	C$ -478.85B	C$ -354.57B	C$ -340.69B	C$ -296.77B	C$ -278.08B
Leverage Ratios
Debt-to-Assets Ratio	0.26	0.13	0.11	0.12	0.11
Debt-to-Equity Ratio	4.31	2.26	2.11	2.31	2.23
Debt-to-Capital Ratio	0.81	0.69	0.68	0.70	0.69
Long-Term Debt-to-Capital Ratio	0.56	0.58	0.56	0.57	0.58
Financial Leverage Ratio	16.56	17.89	18.57	18.87	20.25
Debt Service Coverage Ratio	0.04	-0.02	0.18	0.17	0.15
Interest Coverage Ratio	0.22	0.35	2.00	1.85	0.75
Debt to Market Cap	2.31	1.82	1.42	1.24	1.67
Interest Debt Per Share	410.23	197.54	149.07	135.94	118.67
Net Debt to EBITDA	20.95	0.00	2.98	2.19	2.49
Profitability Margins
Gross Profit Margin	58.43%	103.97%	100.00%	100.00%	100.00%
EBIT Margin	22.85%	-5.36%	44.17%	44.91%	31.76%
EBITDA Margin	25.84%	0.00%	49.17%	50.03%	37.44%
Operating Profit Margin	17.51%	47.51%	88.91%	45.73%	31.59%
Pretax Profit Margin	23.47%	40.64%	44.46%	45.73%	32.12%
Net Profit Margin	18.53%	34.15%	35.18%	35.27%	25.85%
Continuous Operations Profit Margin	18.52%	34.12%	34.88%	35.27%	26.03%
Net Income Per EBT	78.94%	84.01%	79.12%	77.11%	80.48%
EBT Per EBIT	134.01%	85.55%	50.01%	100.00%	101.68%
Return on Assets (ROA)	0.71%	0.79%	0.84%	0.88%	0.62%
Return on Equity (ROE)	13.24%	14.09%	15.56%	16.66%	12.46%
Return on Capital Employed (ROCE)	3.04%	2.28%	2.24%	1.22%	0.79%
Return on Invested Capital (ROIC)	1.31%	1.80%	4.48%	2.16%	1.46%
Return on Tangible Assets	0.71%	0.79%	0.84%	0.89%	0.62%
Earnings Yield	6.30%	11.46%	10.82%	9.07%	9.51%
Efficiency Ratios
Receivables Turnover	3.12	1.58	1.94	0.00	0.00
Payables Turnover	1.95	-0.08	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	9.95	6.14	6.89	7.32	6.84
Asset Turnover	0.04	0.02	0.02	0.03	0.02
Working Capital Turnover Ratio	-0.06	-0.06	0.51	0.46	0.98
Cash Conversion Cycle	-70.33	5.07K	188.25	0.00	0.00
Days of Sales Outstanding	117.15	231.03	188.25	0.00	0.00
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	187.48	-4.84K	0.00	0.00	0.00
Operating Cycle	117.15	231.03	188.25	0.00	0.00
Cash Flow Ratios
Operating Cash Flow Per Share	9.91	15.30	-5.70	18.13	59.55
Free Cash Flow Per Share	8.70	13.37	-7.69	16.45	58.02
CapEx Per Share	1.05	1.04	1.99	1.68	1.53
Free Cash Flow to Operating Cash Flow	0.88	0.87	1.35	0.91	0.97
Dividend Paid and CapEx Coverage Ratio	1.71	2.78	-0.96	3.66	11.01
Capital Expenditure Coverage Ratio	9.44	14.68	-2.87	10.78	38.87
Operating Cash Flow Coverage Ratio	0.03	0.10	-0.04	0.14	0.55
Operating Cash Flow to Sales Ratio	0.18	0.53	-0.20	0.69	2.53
Free Cash Flow Yield	5.48%	15.51%	-8.29%	16.02%	90.75%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	15.86	8.72	9.24	11.02	10.51
Price-to-Sales (P/S) Ratio	2.94	2.98	3.25	3.89	2.72
Price-to-Book (P/B) Ratio	1.86	1.23	1.44	1.84	1.31
Price-to-Free Cash Flow (P/FCF) Ratio	18.24	6.45	-12.06	6.24	1.10
Price-to-Operating Cash Flow Ratio	15.99	5.64	-16.27	5.66	1.07
Price-to-Earnings Growth (PEG) Ratio	-5.43	-3.39	1.07	0.20	-1.02
Price-to-Fair Value	1.86	1.23	1.44	1.84	1.31
Enterprise Value Multiple	32.33	0.00	9.59	9.96	9.74
Enterprise Value	176.46B	47.39B	45.38B	44.37B	28.80B
EV to EBITDA	32.33	0.00	9.59	9.96	9.74
EV to Sales	8.35	4.85	4.72	4.98	3.65
EV to Free Cash Flow	51.81	10.50	-17.51	8.00	1.48
EV to Operating Cash Flow	45.47	9.17	-23.61	7.26	1.44
Tangible Book Value Per Share	72.68	61.90	55.97	46.98	40.34
Shareholders’ Equity Per Share	85.23	70.12	64.50	55.91	48.82
Tax and Other Ratios
Effective Tax Rate	0.21	0.16	0.21	0.22	0.18
Revenue Per Share	53.93	28.94	28.53	26.40	23.53
Net Income Per Share	9.99	9.88	10.04	9.31	6.08
Tax Burden	0.79	0.84	0.79	0.77	0.80
Interest Burden	1.03	-7.58	1.01	1.02	1.01
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.21	0.14	0.34	0.34	0.34
Stock-Based Compensation to Revenue	<0.01	0.02	<0.01	<0.01	<0.01
Income Quality	0.99	1.55	-0.57	1.92	9.59

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