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NB Bancorp, Inc. (NBBK)
NASDAQ:NBBK
US Market
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NB Bancorp, Inc. (NBBK) Ratios

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NB Bancorp, Inc. Ratios

NBBK's free cash flow for Q1 2025 was $0.57. For the 2025 fiscal year, NBBK's free cash flow was decreased by $ and operating cash flow was $0.22. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 0.09 0.14 0.31
Quick Ratio
0.00 0.09 0.20 0.51
Cash Ratio
0.00 0.03 0.05 0.20
Solvency Ratio
0.01 <0.01 0.11 92.48
Operating Cash Flow Ratio
0.00 0.02 0.01 0.02
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 267.34
Net Current Asset Value
$ 464.65M$ -3.48B$ 98.44M$ 724.21M
Leverage Ratios
Debt-to-Assets Ratio
0.00 0.06 0.08 <0.01
Debt-to-Equity Ratio
0.00 0.37 0.85 <0.01
Debt-to-Capital Ratio
0.00 0.27 0.46 <0.01
Long-Term Debt-to-Capital Ratio
0.00 0.27 0.46 <0.01
Financial Leverage Ratio
7.09 5.98 10.44 8.96
Debt Service Coverage Ratio
0.53 0.14 2.09 1.85
Interest Coverage Ratio
0.66 0.13 2.34 2.19
Debt to Market Cap
0.00 0.50 0.50 <0.01
Interest Debt Per Share
2.76 8.90 7.23 0.30
Net Debt to EBITDA
-0.40 13.15 4.17 -15.37
Profitability Margins
Gross Profit Margin
45.18%56.08%100.00%100.00%
EBIT Margin
18.00%4.99%32.15%32.07%
EBITDA Margin
23.95%6.18%34.34%34.50%
Operating Profit Margin
23.18%4.99%32.15%32.07%
Pretax Profit Margin
23.02%4.99%32.15%32.07%
Net Profit Margin
17.66%4.14%26.57%25.04%
Continuous Operations Profit Margin
12.63%4.14%26.57%25.04%
Net Income Per EBT
76.69%82.95%82.62%78.08%
EBT Per EBIT
99.31%100.00%100.00%100.00%
Return on Assets (ROA)
0.98%0.22%0.84%0.74%
Return on Equity (ROE)
6.85%1.30%8.74%6.62%
Return on Capital Employed (ROCE)
1.29%1.12%4.85%4.72%
Return on Invested Capital (ROIC)
0.94%0.93%-1.39%-1.63%
Return on Tangible Assets
0.98%0.22%0.91%0.82%
Earnings Yield
8.07%1.74%5.11%3.67%
Efficiency Ratios
Receivables Turnover
0.06 13.74 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00
Fixed Asset Turnover
8.46 6.68 3.20 2.95
Asset Turnover
0.06 0.05 0.03 0.03
Working Capital Turnover Ratio
0.65 -0.08 -0.06 0.00
Cash Conversion Cycle
5.74K 26.56 0.00 0.00
Days of Sales Outstanding
5.74K 26.56 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00
Operating Cycle
5.74K 26.56 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
1.74 1.26 0.93 1.03
Free Cash Flow Per Share
1.69 1.19 0.73 0.98
CapEx Per Share
0.05 0.07 0.20 0.04
Free Cash Flow to Operating Cash Flow
0.97 0.95 0.79 0.96
Dividend Paid and CapEx Coverage Ratio
36.44 18.48 4.67 24.29
Capital Expenditure Coverage Ratio
36.44 18.48 4.67 24.29
Operating Cash Flow Coverage Ratio
0.00 0.19 0.14 171.27
Operating Cash Flow to Sales Ratio
0.22 0.22 0.35 0.51
Free Cash Flow Yield
10.45%8.86%5.31%7.15%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
12.45 57.52 19.56 27.26
Price-to-Sales (P/S) Ratio
2.09 2.38 5.20 6.82
Price-to-Book (P/B) Ratio
0.87 0.75 1.71 1.80
Price-to-Free Cash Flow (P/FCF) Ratio
9.62 11.28 18.84 13.99
Price-to-Operating Cash Flow Ratio
9.86 10.67 14.81 13.41
Price-to-Earnings Growth (PEG) Ratio
0.98 -0.86 0.53 0.00
Price-to-Fair Value
0.87 0.75 1.71 1.80
Enterprise Value Multiple
6.45 51.67 19.30 4.41
Enterprise Value
573.00M 758.00M 750.07M 131.13M
EV to EBITDA
7.78 51.67 19.30 4.41
EV to Sales
1.97 3.19 6.63 1.52
EV to Free Cash Flow
9.10 15.13 24.03 3.12
EV to Operating Cash Flow
8.85 14.31 18.89 2.99
Tangible Book Value Per Share
19.82 18.04 77.26 68.43
Shareholders’ Equity Per Share
19.82 18.04 8.06 7.64
Tax and Other Ratios
Effective Tax Rate
0.23 0.17 0.17 0.22
Revenue Per Share
7.80 5.65 2.65 2.02
Net Income Per Share
1.38 0.23 0.70 0.51
Tax Burden
0.77 0.83 0.83 0.78
Interest Burden
0.93 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00
SG&A to Revenue
0.16 0.36 0.51 0.53
Stock-Based Compensation to Revenue
0.01 0.00 0.02 0.00
Income Quality
1.40 5.39 1.32 2.03
Currency in USD
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