Steady Business Lending Growth
Consistent investment in SME franchise supported 42% growth in Business and Private Banking, Business Lending balances over four years. Business lending in BNPB grew by 8%, which was in excess of the system.
Strong Deposit Growth
NAB has grown deposits at 1.6x system in business deposits and 1.1x system in household deposits over the last four years.
Improved Digital Engagement
Launched tools like NAB Goodies loyalty program, which received 2.8 million visits since June and paid over $3 million in cashbacks.
Resilience in Capital and Liquidity
Common equity Tier 1 ratio at 12.35% and strong liquidity coverage ratio well above minimum requirements.
Stabilized NIM Trends
NIM down only two basis points this half, reflecting a more stable operating environment.