Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR (MURGY)
OTHER OTC:MURGY
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MURGY Stock Chart & Stats
$12.59
-$0.02(-0.19%)
At close: 4:00 PM EST
$12.59
-$0.02(-0.19%)
Day’s Range― - ―
52-Week Range$11.87 - $14.13
Previous CloseN/A
Volume81.04K
Average Volume (3M)13.07K
Market Cap
$76.05B
Enterprise Value$69.32B
Total Cash (Recent Filing)$176.70B
Total Debt (Recent Filing)$6.11B
Price to Earnings (P/E)12.4
Beta0.34
Next Earnings
May 12, 2026EPS Estimate
0.32Next Dividend Ex-DateN/A
Dividend Yield3.42%
Share Statistics
EPS (TTM)0.17
Shares Outstanding6,348,506,000
10 Day Avg. Volume0
30 Day Avg. Volume13,073
Financial Highlights & Ratios
PEG Ratio-0.16
Price to Book (P/B)2.19
Price to Sales (P/S)1.09
P/FCF Ratio68.61
Enterprise Value/Market Cap0.91
Enterprise Value/Revenue1.69
Enterprise Value/Gross Profit1.69
Enterprise Value/Ebitda8.86
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)1.18
Revenue Forecast (FY)$76.81B
Bulls Say, Bears Say
Bulls Say
Capital StrengthA Solvency II ratio near 298% and >EUR10bn of distributable HGB earnings create a durable capital buffer. This level of solvency supports sustained dividends, buybacks and strategic optionality through underwriting cycles, reducing regulatory and liquidity risk over the medium term.
High And Consistent ROEConsistently strong ROE (around 15–20% in 2022–2025 and 18.3% FY2025) and record net earnings indicate disciplined underwriting and effective capital allocation. Sustained returns above cost of capital suggest durable profitability and capacity to generate shareholder value across industry cycles.
Diversified, Less-Cyclical Growth MixManagement is emphasizing growth in Life & Health Re, Global Specialty Insurance and ERGO, with CSM exceeding EUR15bn and explicit CAGR targets. This structural diversification into less cyclical lines should smooth earnings volatility and improve sustainable revenue growth over multiple years.
Bears Say
Cash-Flow VolatilityOperating and free cash flow have been uneven: large negative cash flow in 2022 and a meaningful OCF decline in 2025 despite positive FCF in other years. This volatility complicates predictable funding for underwriting, reinvestment and an aggressive payout policy, increasing reliance on capital buffers.
Renewal Price & Volume PressurePersistent renewal headwinds — price erosion and falling treaty volumes — reflect structural reinsurance cycle weakness and deliberate portfolio pruning. Reduced pricing power and shrinking volumes can depress premium growth and underwriting scale for multiple quarters, challenging top-line stability.
Long-Tail Reserve UncertaintyManagement's prudential reserve builds for long-tail liabilities highlight exposure to uncertain casualty drivers (PFAS, social inflation, legacy liability). Such reserve volatility raises combined-ratio risk and can shift capital from growth or distributions to reserve strengthening for several years.
Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR News
MURGY FAQ
What was Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR’s price range in the past 12 months?
Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR lowest stock price was $11.87 and its highest was $14.13 in the past 12 months.
What is Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR’s market cap?
Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR’s market cap is $76.05B.
When is Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR’s upcoming earnings report date?
Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR’s upcoming earnings report date is May 12, 2026 which is in 10 days.
How were Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR’s earnings last quarter?
Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR released its earnings results on Feb 26, 2026. The company reported $0.171 earnings per share for the quarter, beating the consensus estimate of $0.168 by $0.003.
Is Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR overvalued?
According to Wall Street analysts Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR’s price is currently Overvalued.
Does Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR pay dividends?
Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR pays a Annually dividend of $0.453 which represents an annual dividend yield of 3.42%. See more information on Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR dividends here
What is Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR’s EPS estimate?
Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR’s EPS estimate is 0.32.
How many shares outstanding does Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR have?
Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR has 6,348,506,000 shares outstanding.
What happened to Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR’s price movement after its last earnings report?
Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR reported an EPS of $0.171 in its last earnings report, beating expectations of $0.168. Following the earnings report the stock price went down -0.751%.
Which hedge fund is a major shareholder of Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR?
Currently, no hedge funds are holding shares in MURGY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
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Blogger Sentiment
Neutral
MURGY Sentiment 50%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
30.88%
12-Months-Change
Fundamentals
Return on Equity
18.94%
Trailing 12-Months
Asset Growth
10.81%
Trailing 12-Months
Company Description
Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR
Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München engages in the insurance and reinsurance businesses worldwide. The company operates through five segments: Life and Health Reinsurance; Property-Casualty Reinsurance; ERGO Life and Health Germany; ERGO Property-Casualty Germany; and ERGO International. It offers life and health reinsurance solutions, such as financial market risks, data analytics, claims handling and underwriting, medical research, health market, capital management, and digital underwriting and analytics, as well as MIRA digital suite; and property and casualty reinsurance solutions, including agricultural risk, data analytics, infrastructure risk profiler, remote inspection, retroactive reinsurance, insurance linked securities, location risk, risk transfer, and cyber, as well as NatCatSERVICE for natural catastrophe loss database, REALYTIX ZERO, IMPROVEX, cert2go, consulting for product development, prospective structured reinsurance, and Vahana AI for motor claims. The company also provides solutions for industry clients, such as IoT cover, earnings quality insurance protection, captive insurance and risk transfer, liability, weather risks, space and satellite insurance, bioenergy plant performance insurance, solar energy insurance, wind farm insurance, mining insurance, construction projects covers and services, aviation insurance, power and utilities, oil and gas companies insurance, industrial cyber insurance, risk suite, data and location risk intelligence, digital risks, PV warranty insurance, parametric, Insure AI, liquidation damage cover, and natural catastrophes solutions. In addition, it offers life, property-casualty, health, legal protection, and travel insurance products under the ERGO brand name. The company was founded in 1880 and is based in Munich, Germany.
Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft Unsponsored ADR (MURGY) Earnings & Revenues
MURGY Company Deck
MURGY Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a strongly positive operational and financial performance with record earnings, high ROE, robust segment execution (GSI, Life & Health Re, ERGO), strong capital generation and an exceptionally high Solvency II ratio enabling generous capital returns (dividend +20%, EUR 2.25bn buybacks). Challenges were acknowledged — top-line shortfalls (missed revenue guidance), price pressure at January renewals (portfolio price -2.5% and volume down ~7.8%), deliberate Q4 prudence that reduced immediate reserve releases and increased short-term combined ratios, currency impacts, and near-term costs from acquisitions (NEXT) and reallocation of fixed-income assets. Overall, positives materially outweigh the manageable and mostly intentional prudent actions.View all MURGY earnings summariesMURGY Stock 12 Month Forecast
Average Price Target
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Ownership Overview
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Insiders
<0.01% Mutual Funds
0.12% Other Institutional Investors
99.87% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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