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MGIC Investment Corp (MTG)
NYSE:MTG
US Market
MTG
MGIC Investment
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MGIC Investment (MTG) Ratios

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MGIC Investment Ratios

MTG's free cash flow for Q1 2026 was $0.88. For the 2026 fiscal year, MTG's free cash flow was decreased by $ and operating cash flow was $0.72. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 10.40 0.00 10.73 0.00 0.00
Quick Ratio
 10.40 0.00 10.73 0.00 0.00
Cash Ratio
 0.40 0.00 0.39 0.00 0.00
Solvency Ratio
 0.52 0.50 0.57 0.51 0.59
Operating Cash Flow Ratio
 1.19 0.00 1.24 0.00 0.00
Short-Term Operating Cash Flow Coverage
 0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ 4.78B$ -1.49B$ 4.88B$ -1.47B$ -1.57B
Leverage Ratios
Debt-to-Assets Ratio
 0.10 0.10 0.10 0.10 0.11
Debt-to-Equity Ratio
 0.13 0.13 0.12 0.13 0.14
Debt-to-Capital Ratio
 0.11 0.11 0.11 0.11 0.12
Long-Term Debt-to-Capital Ratio
 0.11 0.11 0.11 0.11 0.12
Financial Leverage Ratio
 1.27 1.29 1.27 1.29 1.34
Debt Service Coverage Ratio
 21.93 22.63 22.95 21.27 20.14
Interest Coverage Ratio
 26.33 26.91 27.21 24.45 22.68
Debt to Market Cap
 0.12 0.10 0.10 0.12 0.17
Interest Debt Per Share
 3.15 3.02 2.60 2.40 2.32
Net Debt to EBITDA
 0.44 0.28 0.41 0.29 0.28
Profitability Margins
Gross Profit Margin
93.58%94.90%100.49%100.87%120.65%
EBIT Margin
77.63%79.44%83.16%81.30%97.04%
EBITDA Margin
77.99%80.01%84.68%84.35%101.67%
Operating Profit Margin
75.42%76.51%80.21%78.11%92.94%
Pretax Profit Margin
74.78%76.51%80.21%78.11%92.94%
Net Profit Margin
59.63%60.84%63.18%61.72%73.79%
Continuous Operations Profit Margin
59.63%60.84%63.18%61.72%73.79%
Net Income Per EBT
79.74%79.52%78.76%79.02%79.39%
EBT Per EBIT
99.16%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
11.19%11.12%11.65%10.90%13.93%
Return on Equity (ROE)
14.00%14.34%14.75%14.06%18.64%
Return on Capital Employed (ROCE)
15.59%13.99%16.24%13.80%17.54%
Return on Invested Capital (ROIC)
12.43%11.12%12.79%0.00%0.00%
Return on Tangible Assets
11.21%11.13%11.67%10.93%13.97%
Earnings Yield
12.75%11.19%12.30%13.03%21.76%
Efficiency Ratios
Receivables Turnover
 5.95 20.86 7.10 11.36 11.24
Payables Turnover
 0.00 0.00 0.00 0.00 0.00
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 37.70 37.40 33.85 29.81 28.32
Asset Turnover
 0.19 0.18 0.18 0.18 0.19
Working Capital Turnover Ratio
 0.41 0.43 0.21 0.00 3.11
Cash Conversion Cycle
 61.36 17.50 51.40 32.14 32.47
Days of Sales Outstanding
 61.36 17.50 51.40 32.14 32.47
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 0.00 0.00 0.00 0.00
Operating Cycle
 61.36 17.50 51.40 32.14 32.47
Cash Flow Ratios
Operating Cash Flow Per Share
 3.27 3.78 2.77 2.51 2.13
Free Cash Flow Per Share
 3.26 3.77 2.77 2.51 2.11
CapEx Per Share
 <0.01 <0.01 <0.01 <0.01 0.01
Free Cash Flow to Operating Cash Flow
 1.00 1.00 1.00 1.00 0.99
Dividend Paid and CapEx Coverage Ratio
 5.24 6.39 5.51 5.71 5.69
Capital Expenditure Coverage Ratio
 651.33 832.00 617.57 356.66 199.76
Operating Cash Flow Coverage Ratio
 1.09 1.32 1.12 1.11 0.98
Operating Cash Flow to Sales Ratio
 0.59 0.70 0.60 0.62 0.55
Free Cash Flow Yield
12.79%12.91%11.67%13.00%16.27%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 7.85 8.93 8.13 7.67 4.59
Price-to-Sales (P/S) Ratio
 4.58 5.43 5.14 4.74 3.39
Price-to-Book (P/B) Ratio
 1.12 1.28 1.20 1.08 0.86
Price-to-Free Cash Flow (P/FCF) Ratio
 7.82 7.74 8.57 7.69 6.15
Price-to-Operating Cash Flow Ratio
 7.98 7.73 8.56 7.67 6.12
Price-to-Earnings Growth (PEG) Ratio
 1.98 1.04 0.51 -0.70 0.09
Price-to-Fair Value
 1.12 1.28 1.20 1.08 0.86
Enterprise Value Multiple
 6.31 7.07 6.47 5.90 3.62
Enterprise Value
 5.92B 6.87B 6.62B 5.75B 4.31B
EV to EBITDA
 6.31 7.07 6.47 5.90 3.62
EV to Sales
 4.92 5.66 5.48 4.98 3.68
EV to Free Cash Flow
 8.40 8.06 9.15 8.09 6.67
EV to Operating Cash Flow
 8.39 8.05 9.13 8.07 6.63
Tangible Book Value Per Share
 23.27 22.77 19.72 17.83 15.12
Shareholders’ Equity Per Share
 23.31 22.80 19.77 17.88 15.18
Tax and Other Ratios
Effective Tax Rate
 0.20 0.20 0.21 0.21 0.21
Revenue Per Share
 5.57 5.38 4.62 4.07 3.83
Net Income Per Share
 3.32 3.27 2.92 2.51 2.83
Tax Burden
 0.80 0.80 0.79 0.79 0.79
Interest Burden
 0.96 0.96 0.96 0.96 0.96
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.04 0.04 0.00 0.00 0.00
Stock-Based Compensation to Revenue
 0.01 0.00 0.03 0.03 0.02
Income Quality
 0.98 1.16 0.95 1.00 0.75
Currency in USD