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MGIC Investment (MTG)
NYSE:MTG
US Market

MGIC Investment (MTG) Ratios

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MGIC Investment Ratios

MTG's free cash flow for Q1 2025 was $1.00. For the 2025 fiscal year, MTG's free cash flow was decreased by $ and operating cash flow was $0.00. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
1.43 0.00 1.43 0.43 0.49
Quick Ratio
7.42 0.00 7.42 1.35 1.50
Cash Ratio
1.95 0.00 1.95 0.35 0.37
Solvency Ratio
0.59 0.51 0.59 0.61 0.41
Operating Cash Flow Ratio
3.87 0.00 3.87 0.85 0.93
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -1.33B$ -1.25B$ -1.33B$ -795.12M$ -860.20M
Leverage Ratios
Debt-to-Assets Ratio
0.11 0.10 0.11 0.16 0.17
Debt-to-Equity Ratio
0.14 0.13 0.14 0.24 0.26
Debt-to-Capital Ratio
0.12 0.11 0.12 0.19 0.21
Long-Term Debt-to-Capital Ratio
0.12 0.11 0.12 0.19 0.21
Financial Leverage Ratio
1.34 1.29 1.34 1.51 1.57
Debt Service Coverage Ratio
20.14 21.27 20.14 10.82 9.46
Interest Coverage Ratio
23.68 30.44 23.68 11.12 9.23
Debt to Market Cap
0.17 0.12 0.17 0.24 0.29
Interest Debt Per Share
2.32 2.40 2.32 3.64 3.83
Net Debt to EBITDA
0.28 0.29 0.28 0.92 1.41
Profitability Margins
Gross Profit Margin
79.82%80.43%79.82%83.26%85.29%
EBIT Margin
97.04%81.30%97.04%73.64%51.61%
EBITDA Margin
101.67%84.35%101.67%79.21%56.43%
Operating Profit Margin
97.04%97.26%97.04%66.93%45.88%
Pretax Profit Margin
92.94%78.11%92.94%67.62%46.64%
Net Profit Margin
73.79%61.72%73.79%53.55%37.20%
Continuous Operations Profit Margin
73.79%61.72%73.79%53.55%37.20%
Net Income Per EBT
79.39%79.02%79.39%79.20%79.76%
EBT Per EBIT
95.78%80.31%95.78%101.04%101.65%
Return on Assets (ROA)
13.93%10.90%13.93%8.67%6.07%
Return on Equity (ROE)
18.64%14.06%18.64%13.06%9.49%
Return on Capital Employed (ROCE)
18.82%17.18%18.82%12.19%8.37%
Return on Invested Capital (ROIC)
16.32%16.60%16.32%10.16%6.94%
Return on Tangible Assets
13.97%10.93%13.97%69.16%52.69%
Earnings Yield
21.76%13.03%21.76%13.17%10.46%
Efficiency Ratios
Receivables Turnover
1.36K 403.88 1.36K 17.72 12.62
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
-0.24 0.00 -0.24 -0.26 -0.22
Fixed Asset Turnover
28.32 29.81 28.32 25.99 25.44
Asset Turnover
0.19 0.18 0.19 0.16 0.16
Working Capital Turnover Ratio
-5.96 8.14 -5.96 -2.73 -3.20
Cash Conversion Cycle
-1.55K 0.90 -1.55K -1.37K -1.62K
Days of Sales Outstanding
0.27 0.90 0.27 20.60 28.93
Days of Inventory Outstanding
-1.55K 0.00 -1.55K -1.39K -1.65K
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
-1.55K 0.90 -1.55K -1.37K -1.62K
Cash Flow Ratios
Operating Cash Flow Per Share
2.13 2.51 2.13 2.08 2.15
Free Cash Flow Per Share
2.11 2.51 2.11 2.07 2.14
CapEx Per Share
0.01 <0.01 0.01 0.01 <0.01
Free Cash Flow to Operating Cash Flow
0.99 1.00 0.99 0.99 1.00
Dividend Paid and CapEx Coverage Ratio
5.69 5.71 5.69 7.08 8.58
Capital Expenditure Coverage Ratio
199.76 356.66 199.76 169.21 221.17
Operating Cash Flow Coverage Ratio
0.98 1.11 0.98 0.61 0.59
Operating Cash Flow to Sales Ratio
0.55 0.62 0.55 0.59 0.61
Free Cash Flow Yield
16.27%13.00%16.27%14.36%17.09%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
4.59 7.67 4.59 7.59 9.56
Price-to-Sales (P/S) Ratio
3.39 4.74 3.39 4.07 3.56
Price-to-Book (P/B) Ratio
0.86 1.08 0.86 0.99 0.91
Price-to-Free Cash Flow (P/FCF) Ratio
6.15 7.69 6.15 6.96 5.85
Price-to-Operating Cash Flow Ratio
6.12 7.67 6.12 6.92 5.83
Price-to-Earnings Growth (PEG) Ratio
0.09 -0.70 0.09 0.17 -0.30
Price-to-Fair Value
0.86 1.08 0.86 0.99 0.91
Enterprise Value Multiple
3.62 5.90 3.62 6.05 7.72
Enterprise Value
4.31B 5.75B 4.31B 5.68B 5.22B
EV to EBITDA
3.62 5.90 3.62 6.05 7.72
EV to Sales
3.68 4.98 3.68 4.79 4.35
EV to Free Cash Flow
6.67 8.09 6.67 8.21 7.16
EV to Operating Cash Flow
6.63 8.07 6.63 8.16 7.13
Tangible Book Value Per Share
15.12 17.83 15.12 -0.68 -1.17
Shareholders’ Equity Per Share
15.18 17.88 15.18 14.54 13.82
Tax and Other Ratios
Effective Tax Rate
0.21 0.21 0.21 0.21 0.20
Revenue Per Share
3.83 4.07 3.83 3.55 3.53
Net Income Per Share
2.83 2.51 2.83 1.90 1.31
Tax Burden
0.79 0.79 0.79 0.79 0.80
Interest Burden
0.96 0.96 0.96 0.92 0.90
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.00 0.00 0.00 0.00
Stock-Based Compensation to Revenue
0.02 0.03 0.02 0.01 0.01
Income Quality
0.75 1.00 0.75 1.10 1.64
Currency in USD
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