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Merchants Financial Group Inc (MFGI)
OTHER OTC:MFGI
US Market

Merchants Financial Group (MFGI) Ratios

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Merchants Financial Group Ratios

MFGI's free cash flow for Q1 2024 was $0.68. For the 2024 fiscal year, MFGI's free cash flow was decreased by $ and operating cash flow was $0.19. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.35 2.60 0.35 1.36 0.75
Quick Ratio
0.35 2.60 0.35 1.36 0.75
Cash Ratio
0.35 2.60 0.35 1.36 0.74
Solvency Ratio
0.02 >-0.01 0.02 0.01 0.01
Operating Cash Flow Ratio
0.09 2.27 0.09 0.07 0.06
Short-Term Operating Cash Flow Coverage
3.43 0.00 3.43 26.68 2.40
Net Current Asset Value
$ -2.11B$ -2.30B$ -2.11B$ -1.75B$ -1.86B
Leverage Ratios
Debt-to-Assets Ratio
0.03 0.01 0.03 0.02 0.03
Debt-to-Equity Ratio
0.27 0.12 0.27 0.25 0.34
Debt-to-Capital Ratio
0.21 0.11 0.21 0.20 0.25
Long-Term Debt-to-Capital Ratio
0.17 0.11 0.17 0.19 0.21
Financial Leverage Ratio
10.70 9.85 10.70 12.26 11.84
Debt Service Coverage Ratio
-0.56 -0.37 -0.56 -1.59 -0.55
Interest Coverage Ratio
5.33 1.12 5.33 5.38 2.84
Debt to Market Cap
0.28 0.17 0.28 0.03 0.14
Interest Debt Per Share
9.34 7.91 9.34 2.78 10.59
Net Debt to EBITDA
48.84 2.60 48.84 142.05 44.11
Profitability Margins
Gross Profit Margin
100.00%100.00%100.00%100.00%93.69%
EBIT Margin
-7.53%30.23%-7.53%-8.30%-9.38%
EBITDA Margin
-2.71%-2.72%-2.71%-4.40%-6.31%
Operating Profit Margin
36.29%31.46%36.29%35.35%29.36%
Pretax Profit Margin
33.53%30.23%33.53%30.94%23.05%
Net Profit Margin
24.89%22.70%24.89%22.73%16.99%
Continuous Operations Profit Margin
24.89%22.70%24.89%22.73%16.99%
Net Income Per EBT
74.22%75.07%74.22%73.47%73.69%
EBT Per EBIT
92.39%96.10%92.39%87.54%78.52%
Return on Assets (ROA)
1.18%0.98%1.18%1.02%0.86%
Return on Equity (ROE)
12.62%9.66%12.62%12.48%10.20%
Return on Capital Employed (ROCE)
2.31%1.37%2.31%2.03%1.93%
Return on Invested Capital (ROIC)
1.70%1.03%1.70%1.49%1.41%
Return on Tangible Assets
1.20%0.99%1.20%1.04%0.88%
Earnings Yield
13.24%13.58%13.24%1.61%4.20%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
2.55 2.44 2.55 2.81 3.17
Asset Turnover
0.05 0.04 0.05 0.04 0.05
Working Capital Turnover Ratio
-1.21 -0.56 -1.21 3.18 -0.52
Cash Conversion Cycle
0.00 0.00 0.00 0.00 0.00
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
7.18 4.31 7.18 1.91 4.58
Free Cash Flow Per Share
4.90 3.73 4.90 1.47 3.27
CapEx Per Share
2.27 0.59 2.27 0.45 1.32
Free Cash Flow to Operating Cash Flow
0.68 0.86 0.68 0.77 0.71
Dividend Paid and CapEx Coverage Ratio
2.47 3.35 2.47 2.59 2.52
Capital Expenditure Coverage Ratio
3.16 7.34 3.16 4.30 3.48
Operating Cash Flow Coverage Ratio
0.87 1.10 0.87 0.79 0.51
Operating Cash Flow to Sales Ratio
0.46 0.30 0.46 0.36 0.29
Free Cash Flow Yield
16.85%15.69%16.85%1.95%5.08%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
7.55 7.36 7.55 61.92 23.83
Price-to-Sales (P/S) Ratio
1.88 1.67 1.88 14.08 4.05
Price-to-Book (P/B) Ratio
0.95 0.71 0.95 7.73 2.43
Price-to-Free Cash Flow (P/FCF) Ratio
5.93 6.37 5.93 51.19 19.68
Price-to-Operating Cash Flow Ratio
4.05 5.51 4.05 39.29 14.03
Price-to-Earnings Growth (PEG) Ratio
0.04 -0.46 0.04 -1.13 2.56
Price-to-Fair Value
0.95 0.71 0.95 7.73 2.43
Enterprise Value Multiple
-20.51 -58.91 -20.51 -177.59 -20.09
Enterprise Value
67.94M 179.86M 67.94M 990.04M 160.41M
EV to EBITDA
-20.51 -58.91 -20.51 -177.59 -20.09
EV to Sales
0.56 1.60 0.56 7.82 1.27
EV to Free Cash Flow
1.75 6.10 1.75 28.44 6.16
EV to Operating Cash Flow
1.20 5.27 1.20 21.83 4.39
Tangible Book Value Per Share
23.82 28.83 23.82 7.48 19.90
Shareholders’ Equity Per Share
30.55 33.38 30.55 9.74 26.42
Tax and Other Ratios
Effective Tax Rate
0.26 0.25 0.26 0.27 0.26
Revenue Per Share
15.49 14.21 15.49 5.34 15.87
Net Income Per Share
3.85 3.23 3.85 1.22 2.70
Tax Burden
0.74 0.75 0.74 0.73 0.74
Interest Burden
-4.45 1.00 -4.45 -3.73 -2.46
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.00 0.00 0.00 0.00
Stock-Based Compensation to Revenue
0.01 0.02 0.01 <0.01 <0.01
Income Quality
1.86 1.34 1.86 1.58 1.70
Currency in USD
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