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Komercni banka, a.s. (KMERF)
OTHER OTC:KMERF
Earnings Data
Report Date
Feb 06, 2026Before Open (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
1.01Last Year’s EPS
1.18Same Quarter Last Year
Based on 1 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
Komercni banka demonstrated strong performance with significant loan growth, net profit increase, and successful digital transformation. However, challenges in deposit growth and subdued corporate loans indicate areas for improvement. The overall sentiment is optimistic given the achievements and strong capital position.Company Guidance
Strong Loan Book Growth
Komercni banka's loan book grew by 3.6% year-over-year, driven by housing loans with almost 50% growth. The bank also achieved high productivity gains by merging product lines.
Net Profit and Cost Management Success
Net profit for the first 9 months totaled CZK 13.6 billion, up 8.3% year-over-year. Excluding one-off effects, the recurring growth was 35.1%. Cost-to-income ratio improved to 46.4% due to strict cost management.
Digital Transformation Success
The digital transformation, including the launch of KB+, resulted in a high Net Promoter Score of 38 and significant increases in digital sales and productivity.
Robust Capital Position
Strong capital base with Core Tier 1 ratio at 17.6% and loan-to-deposit ratio at 82%, indicating a safe liquidity position.
Positive Cost of Risk
The cost of risk was released by CZK 328 million due to strong asset quality, resulting in a cost of risk of -20 basis points for the first 9 months.
KMERF Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
KMERF Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 30, 2025 | $50.81 | $49.44 | -2.70% |
Jul 31, 2025 | $49.24 | $48.18 | -2.15% |
Apr 30, 2025 | $45.57 | $44.30 | -2.79% |
Feb 06, 2025 | $34.31 | $35.25 | +2.74% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Komercni banka, a.s. (KMERF) report earnings?
Komercni banka, a.s. (KMERF) is schdueled to report earning on Feb 06, 2026, Before Open (Confirmed).
What is Komercni banka, a.s. (KMERF) earnings time?
Komercni banka, a.s. (KMERF) earnings time is at Feb 06, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is KMERF EPS forecast?
KMERF EPS forecast for the fiscal quarter 2025 (Q4) is 1.01.