Stocks
ETFs
Options
Commodities
Crypto
Currency
Pro Newsletters
Research Tools
Daily Feeds
Calendars
Economic Indicators
Class Actions
Calculators
Education
About Us
Working with TipRanks
Follow Us
Komercni banka, a.s. (KMERF)
:KMERF
Earnings Data
Report Date
Apr 30, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
0.64Last Year’s EPS
59.4Same Quarter Last Year
Based on 1 Analysts Ratings
---
Earnings Call Summary
Earnings Call Date:Feb 06, 2025
|% Change Since: -4.61%
|Next Earnings Date:Apr 30, 2025
Earnings Call Sentiment|Positive
The earnings call reflects a strong financial performance with significant growth in net income, loans, and assets under management, alongside disciplined cost management. However, there are challenges such as moderate corporate financing growth and regulatory charges affecting net interest income.Company Guidance
During the call, Komercni banka's leadership provided detailed guidance and metrics for 2024. The bank reported a year-over-year growth in client deposits by 2.3% and client loans by 2.5%, with new housing sales increasing by 34.1%. Other assets under management grew by 11%, driven by a more than 20% growth in mutual funds. The insurance segment saw a 2.9% growth in life insurance premiums and 18% in non-life insurance. Komercni banka maintained a strong capital position with a total capital ratio of 18.77% and a core Tier 1 ratio of 17.64%. The liquidity coverage ratio (LCR) was at 166%, and the net stable funding ratio (NSFR) was at 131%, with a loan to deposit ratio at 82.9%. The group net income reached CZK 1.2 billion, while earnings per share were CZK 91.3. The cost to income ratio was compressed to 48.2%, and the return on equity was 13.7%. The bank's board proposed distributing the entire profit as dividends, reflecting strong financial performance and capital management.Strong Financial Performance
Komercni banka reported a record fourth quarter net income, the strongest in the bank's history, with a full-year net income of CZK17.2 billion, growing over 10% from the previous year.
Increase in Client Loans and Deposits
Client deposits grew by 2.3% year-over-year, while client loans increased by 2.5%, including a significant 34.1% rise in new housing loans.
Significant Growth in Assets Under Management
Assets under management rose by 11%, with mutual funds growing by over 20%.
Award and Dividend Proposal
Komercni banka was named the Responsible Bank of the Year 2024 and proposed a 100% dividend payout of consolidated net profit for both 2024 and 2025.
Positive Cost Management
Operating expenses grew by only 2.3%, below the inflation rate, with a cost-to-income ratio improving to 48.2%.
---
KMERF Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
---
KMERF Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Feb 06, 2025 | $37.55 | $38.58 | +2.74% |
| Oct 31, 2024 | $34.75 | $34.38 | -1.06% |
| Aug 01, 2024 | $34.31 | $33.80 | -1.49% |
| May 03, 2024 | $37.25 | $34.10 | -8.46% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
---
FAQ
When does Komercni banka, a.s. (KMERF) report earnings?
Komercni banka, a.s. (KMERF) is schdueled to report earning on Apr 30, 2025, TBA Not Confirmed.
What is Komercni banka, a.s. (KMERF) earnings time?
Komercni banka, a.s. (KMERF) earnings time is at Apr 30, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is KMERF EPS forecast?
KMERF EPS forecast for the fiscal quarter 2025 (Q1) is 0.64.
---