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Komercni banka, a.s. (KMERF)
:KMERF
US Market
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Komercni banka, a.s. (KMERF) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Oct 30, 2025
Before Open (Confirmed)
Period Ending
2025 (Q3)
Consensus EPS Forecast
1.04
Last Year’s EPS
1.55
Same Quarter Last Year
Based on 1 Analysts Ratings

Earnings Call Summary

Q2 2025
Earnings Call Date:Jul 31, 2025|
% Change Since: 0.48%|
Earnings Call Sentiment|Neutral
The earnings call showcased strong financial performance, with significant growth in net income and cost efficiency. However, challenges remain in deposit growth and fee development, balancing the overall sentiment.
Company Guidance -
Q3 2025
During the call held on July 31, 2025, Komerční banka's management provided an update on their financial performance and strategic direction. For Q2 2025, the bank reported a significant increase in net income, reaching AZN 4.6 billion, which marks a 30.6% year-over-year growth, translating to a net profit per share of CZK 24.48. The cost-to-income ratio improved to 45.7%, and the return on equity (ROE) approached 15%. The bank also highlighted a 4.3% year-over-year growth in loans driven by mortgages and housing loans, despite a 2.6% decline in deposits. Komerční banka's digital transformation is progressing well, with its new application, KB+, already serving 1.3 million clients. The bank underscored its strong asset quality, with a loans-to-deposits ratio of 83.5% and a total capital ratio of 18.6%. The call concluded with the announcement of leadership changes, welcoming new members and expressing gratitude to outgoing executives.
Strong Net Income Growth
Group net income for Q2 stood at AZN 4.6 billion, marking a 30.6% year-over-year increase, with a net profit per share of CZK 24.48.
Cost Efficiency Improvements
Cost-to-income ratio improved to 45.7%, with expectations of further improvement by the end of 2025 to around 44%.
Expanding Client Base
The bank saw an increase of 47,000 clients, nearing 1.8 million, with the KB+ application servicing 1.3 million clients.
Asset Management Growth
Assets under management grew by 8% year-over-year, with mutual funds experiencing a 14.2% increase.
Recognition and Awards
Komercni Banka was recognized by Visa as the #1 sustainable bank, and the SG Group received an award from Euromoney as the world's best bank for ESG.

Komercni banka, a.s. (KMERF) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

KMERF Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Oct 30, 2025
2025 (Q3)
1.04 / -
1.547
Jul 31, 2025
2025 (Q2)
1.04 / 4.40
0.884397.76% (+3.52)
Apr 30, 2025
2025 (Q1)
0.87 / 1.05
2.802-62.68% (-1.76)
Feb 06, 2025
2024 (Q4)
0.96 / 1.18
0.75256.26% (+0.42)
Oct 31, 2024
2024 (Q3)
1.37 / 1.55
1.06645.13% (+0.48)
Aug 01, 2024
2024 (Q2)
0.96 / 0.88
1.13-21.77% (-0.25)
May 03, 2024
2024 (Q1)
0.73 / 2.80
0.886216.11% (+1.92)
Feb 08, 2024
2023 (Q4)
0.75 / 0.75
0.9-16.46% (-0.15)
Nov 03, 2023
2023 (Q3)
0.98 / 1.07
1.143-6.75% (-0.08)
Aug 03, 2023
2023 (Q2)
0.93 / 1.13
1.164-2.94% (-0.03)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

KMERF Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Jul 31, 2025
$49.24$48.18-2.15%
Apr 30, 2025
$45.57$44.30-2.79%
Feb 06, 2025
$34.31$35.25+2.74%
Oct 31, 2024
$31.75$31.41-1.07%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Komercni banka, a.s. (KMERF) report earnings?
Komercni banka, a.s. (KMERF) is schdueled to report earning on Oct 30, 2025, Before Open (Confirmed).
    What is Komercni banka, a.s. (KMERF) earnings time?
    Komercni banka, a.s. (KMERF) earnings time is at Oct 30, 2025, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is KMERF EPS forecast?
          KMERF EPS forecast for the fiscal quarter 2025 (Q3) is 1.04.
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