Coffee Holding Co (JVA) AI Stock Analysis

• Market Cap: $23.52M
• Dividend Yield: N/A
• Average Volume (3M): 41.29K
• Price to Earnings (P/E): 2.8
• Beta (1Y): 0.92
• Revenue Growth: 17.92%
• EPS Growth: 64.96%
• Country: US
• Employees: 92
• Sector: Consumer Defensive
• Sector Strength: 42
• Industry: Packaged Foods
• EPS (TTM): N/A
• Shares Outstanding: 5,708,599
• 10 Day Avg. Volume: 27,168
• 30 Day Avg. Volume: 41,290
• PEG Ratio: -0.46
• Price to Book (P/B): 0.84
• Price to Sales (P/S): 0.24
• P/FCF Ratio: -3.93
• Enterprise Value/Market Cap: 1.09
• Enterprise Value/Revenue: 0.25
• Enterprise Value/Gross Profit: 1.55
• Enterprise Value/Ebitda: 6.27
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 61 Neutral
• Price Target: $3.50 ▼(-4.63% Downside)
• Action: Reiterated Date: 03/17/26
• Date: Action: Reiterated 03/17/26

The score is driven primarily by improving financial performance and conservative leverage, offset by thin margins and inconsistent cash-flow stability. Technicals are mixed with longer-term averages still above the current price, while valuation is reasonable and corporate updates are net supportive but tempered by governance concerns.

Positive Factors

Conservative balance sheet

Low reported debt-to-equity (~0.17x) and improved ROE (~6.8%) provide lasting financial flexibility. Conservative leverage reduces refinancing and solvency risk, supports dividend capacity and liquidity planning, and gives the company room to absorb commodity swings or invest in consolidation benefits over the next several quarters.

Sustained revenue growth and diversified mix

Recent 20% quarter growth, plus prior annual increases, reflects demand across private-label, branded and green-bean channels. Diversified revenue streams lower single-channel risk and, combined with consolidation-driven cost efficiencies, support more durable top-line momentum and improved operating leverage over multiple quarters.

Long-term incentive alignment for CEO

Re-structuring CEO pay toward a multiyear incentive reduces near-term cash salary expense and ties leadership rewards to long-term performance and retention. This alignment can improve capital allocation discipline, help preserve liquidity during integration, and incentivize execution of multi-year initiatives critical to margin recovery.

Negative Factors

Thin margins and volatile cash flow

Net margin near 1.9% and historically volatile cash conversion make profitability fragile. Small adverse moves in green-bean costs, tariffs, or customer pricing could eliminate net income; prior negative operating cash flow in 2025 highlights working-capital swings that constrain the company’s ability to internally fund investment, dividends, or unexpected expenses.

Integration and one-time charge drag

Acquisition integration and the Comfort Foods facility closure produced meaningful one-time losses and cash drain, eroding FY2025 results. Realizing the cited $750k–$1M annualized savings from consolidation is necessary but not guaranteed; continued integration execution risk could prolong margin pressure and cash volatility into the next fiscal year.

Shareholder governance overhang

A majority advisory vote rejecting executive pay signals investor dissatisfaction and raises governance risk. This may invite heightened board scrutiny or activist engagement, constrain management flexibility on compensation design, and create distractions that impede strategic focus during ongoing integration and margin-recovery efforts.

Coffee Holding Co Business Overview & Revenue Model

Company Description

Coffee Holding Co., Inc. manufactures, roasts, packages, markets, and distributes roasted and blended coffees in the United States, Australia, Canada, England, and China. The company offers wholesale green coffee products, which include unroasted raw beans of approximately 90 varieties that are sold to large, medium, and small roasters, as well as coffee shop operators. It also roasts, blends, packages, and sells coffee under private labels. As of October 31, 2021, the company supplied private label coffee under approximately 21 labels to wholesalers and retailers in cans, brick packages, and instants of various sizes. In addition, it roasts and blends company label branded coffee to supermarkets, wholesalers, and individually owned and multi-unit retail customers. Further, the company offers tabletop coffee roasting equipment, instant coffees, and tea products for its customers. Its coffee brands include Cafe Caribe, Don Manuel, S&W, Cafe Supremo, Via Roma, Premier Roasters, Harmony Bay, and Steep and Brew. The company was formerly known as Transpacific International Group Corp and changed its name to Coffee Holding Co., Inc. in April 1998. Coffee Holding Co., Inc. was founded in 1971 and is headquartered in Staten Island, New York.

How the Company Makes Money

Coffee Holding Co. makes money primarily by selling coffee products across wholesale and related distribution channels. Key revenue streams include: (1) Wholesale sales of roasted coffee: JVA roasts coffee and sells it in bulk and packaged formats to business customers (e.g., foodservice operators, distributors, and other commercial buyers), generating revenue based on volume and pricing for roasted product. (2) Sales of green (unroasted) coffee: JVA also sells green coffee to customers who roast or process coffee themselves, earning revenue from sourcing and reselling green coffee lots. (3) Branded and private-label programs: The company sells coffee under its own brands and also produces private-label coffee for third parties; private-label relationships typically drive recurring order flow where JVA earns revenue as the manufacturer/supplier. (4) Contract/processing and related services: Where applicable, JVA may generate revenue from providing roasting/packaging or other coffee-related processing services for customers, earning fees embedded in product pricing or as service income. Overall earnings are influenced by customer demand across these channels, JVA’s ability to source coffee at competitive costs, pricing and product mix (roasted vs. green, branded vs. private label), and the spread between input costs (notably green coffee) and finished-goods selling prices.

Coffee Holding Co Financial Statement Overview

Summary

Financials show a recovery to positive profitability with modest TTM revenue growth (4.4%) and low leverage (~0.17x debt/equity), but earnings quality is constrained by thin margins (~1.9% net margin) and uneven cash-flow conversion/volatility (including a weak 2025 annual cash-flow profile).

Income Statement

In TTM (Trailing-Twelve-Months), revenue grew 4.4% and profitability is positive (about 1.9% net margin). The company has improved meaningfully versus 2022–2023, when results were loss-making, and it has maintained revenue growth across most annual periods. However, margins are thin and have compressed versus the stronger 2024 annual period (notably lower gross and operating profitability), which limits earnings resilience if costs rise or demand softens.

Balance Sheet

Leverage looks conservative in TTM (Trailing-Twelve-Months) with debt at roughly 0.17x equity, and profitability on equity is positive (~6.8%). The balance sheet has also improved versus 2022–2023 when leverage was higher and returns were negative. The main watch item is that assets are slightly lower than the 2023–2024 annual levels, and returns remain modest rather than strong.

Cash Flow

TTM (Trailing-Twelve-Months) cash generation is positive (operating cash flow and free cash flow both positive), and free cash flow covers a large portion of net income (~0.78x). That said, cash flow has been volatile: 2025 annual showed negative operating and free cash flow, and TTM free cash flow growth is sharply negative, signaling uneven conversion of earnings into cash and potentially higher working-capital swings.

Breakdown	TTM	Oct 2025	Oct 2024	Oct 2023	Oct 2022	Jan 2022
Income Statement
Total Revenue	100.54M	96.28M	78.56M	68.17M	65.71M	63.92M
Gross Profit	16.49M	15.41M	16.04M	10.96M	11.01M	16.02M
EBITDA	4.08M	3.65M	4.23M	375.19K	-4.11M	2.31M
Net Income	1.90M	1.40M	2.22M	-835.58K	-3.74M	1.26M
Balance Sheet
Total Assets	41.15M	42.05M	34.01M	42.19M	42.69M	43.31M
Cash, Cash Equivalents and Short-Term Investments	2.75M	701.87K	1.38M	2.73M	2.52M	3.70M
Total Debt	4.83M	8.39M	1.17M	12.86M	12.56M	7.46M
Total Liabilities	12.39M	14.47M	7.83M	18.48M	18.14M	13.94M
Stockholders Equity	28.76M	27.58M	26.18M	23.96M	24.80M	28.53M
Cash Flow
Free Cash Flow	1.55M	-5.93M	5.12M	-205.68K	-6.50M	3.21M
Operating Cash Flow	1.99M	-5.02M	5.43M	652.08K	-5.44M	4.71M
Investing Cash Flow	-2.06M	-1.71M	2.84M	-857.76K	-729.21K	-3.89M
Financing Cash Flow	450.00K	6.05M	-9.63M	423.78K	4.99M	-1.05K

Coffee Holding Co Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 3.67
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JVA, the sentiment is Positive. The current price of 3.67 is above the 20-day moving average (MA) of 3.19, above the 50-day MA of 3.33, and below the 200-day MA of 3.88, indicating a bullish trend. The MACD of 0.05 indicates Negative momentum. The RSI at 80.26 is Negative, neither overbought nor oversold. The STOCH value of 79.43 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JVA.

Coffee Holding Co Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	62 Neutral	$20.33B	14.63	-3.31%	3.23%	1.93%	-12.26%
JVA	61 Neutral	$23.52M	2.76	6.84%	―	17.92%	64.96%
WYHG	57 Neutral	$22.66M	-350.92	4089.67%	―	0.04%	-65.10%
LSF	52 Neutral	$25.90M	-15.26	-14.36%	―	17.73%	-34.71%
FARM	44 Neutral	$26.72M	-1.63	-48.26%	―	-1.58%	-78.08%
FAMI	42 Neutral	$17.96M	-0.07	-36.55%	―	-49.19%	-394.71%

Coffee Holding Co Corporate Events

Coffee Holding Co posts strong Q1 revenue growth

On March 16, 2026, Coffee Holding Co., Inc. reported results for its fiscal first quarter ended January 31, 2026, posting a 20% revenue increase to $25.6 million from $21.3 million a year earlier. Net income rose to $0.29 per share from $0.20, as the company benefited from reduced tariff-related expenses and cost efficiencies after consolidating to a single East Coast manufacturing facility, with management noting continued strength across private-label, branded and green coffee bean sales despite volatile coffee markets and macroeconomic headwinds.

The most recent analyst rating on (JVA) stock is a Hold with a $3.00 price target. To see the full list of analyst forecasts on Coffee Holding Co stock, see the JVA Stock Forecast page.

Coffee Holding Extends Webster Bank Loan Maturity Date

Coffee Holding Co., Inc. and its subsidiary Organic Products Trading Company LLC, as borrowers under an Amended and Restated Loan and Security Agreement with Webster Bank dated April 25, 2017, amended that facility on March 4, 2026, to extend the loan’s maturity date to December 28, 2026. The twelfth modification keeps all other terms of the credit agreement in full force, signaling a continuation of the company’s existing financing structure and providing additional time for repayment without altering other material loan conditions.

As of March 4, 2026, the amendment represents a direct financial obligation of Coffee Holding Co., Inc. under essentially unchanged terms aside from the new maturity date. The extension may support the company’s liquidity planning and operational stability by preserving its relationship with Webster Bank while deferring the loan’s final due date into late 2026.

The most recent analyst rating on (JVA) stock is a Sell with a $3.00 price target. To see the full list of analyst forecasts on Coffee Holding Co stock, see the JVA Stock Forecast page.

Coffee Holding Restructures CEO Pay With Long-Term Incentive

On February 26, 2026, Coffee Holding Co., Inc. amended its long-standing employment agreement with President and CEO Andrew Gordon, sharply reducing his base salary from $325,000 to $80,000 per year. In exchange, Gordon became eligible for a $1.6 million incentive bonus if he remains with the company through January 1, 2030, with payment due by March 16, 2030.

The amendment also introduced a requirement that Gordon execute a general release to receive any severance benefits, tightening the company’s control over potential post-employment claims. The move signals a restructuring of executive compensation toward long-term retention incentives while lowering ongoing cash salary obligations, with implications for both cost management and leadership stability.

The most recent analyst rating on (JVA) stock is a Sell with a $3.00 price target. To see the full list of analyst forecasts on Coffee Holding Co stock, see the JVA Stock Forecast page.

Coffee Holding Co posts 2025 results, declares dividend

On January 28, 2026, Coffee Holding Co. reported its operating results for the fiscal year ended October 31, 2025, posting a 23% year-over-year increase in sales to $96.3 million but a decline in net income to $0.25 per share from $0.39 per share in 2024, and announced a cash dividend of $0.08 per share to its stockholders. Management attributed the earnings pressure and a roughly $1 million negative cash balance to absorbing tariff-related costs in the second half of fiscal 2025 to protect key customers from price hikes, as well as more than $1 million in losses tied to the first full year of integrating Empire Coffee Company and about $350,000 in one-time charges related to discontinuing operations at a subsidiary and closing the Comfort Foods facility; the company indicated that tariff elimination, anticipated annualized cost savings of $750,000 to $1 million from consolidation of operations, and the absence of these one-off integration and shutdown costs are expected to improve profitability and expand gross margins in fiscal 2026, even as gross profit in fiscal 2025 declined only 1% despite these headwinds.

The most recent analyst rating on (JVA) stock is a Hold with a $3.50 price target. To see the full list of analyst forecasts on Coffee Holding Co stock, see the JVA Stock Forecast page.

Coffee Holding shareholders reject executive pay in annual meeting

At its Annual Meeting of Stockholders held on December 16, 2025, Coffee Holding Co., Inc. reported that approximately 53.9% of its 5,708,599 outstanding common shares were represented in person or by proxy, constituting a quorum for voting. Shareholders re-elected directors Gerard DeCapua and George F. Thomas to three-year terms and approved the ratification of CBIZ CPAs P.C. as the company’s independent registered public accounting firm for the fiscal year ending October 31, 2025. However, in a notable rebuke of management, investors voted against the advisory resolution on executive compensation, while approving an annual frequency for future advisory votes on pay, signaling heightened shareholder scrutiny of the company’s compensation practices and governance oversight.

The most recent analyst rating on (JVA) stock is a Hold with a $3.50 price target. To see the full list of analyst forecasts on Coffee Holding Co stock, see the JVA Stock Forecast page.