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Credit Saison Co Ltd (JP:8253)
:8253
Japanese Market
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Credit Saison Co (8253) Ratios

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Credit Saison Co Ratios

JP:8253's free cash flow for Q4 2025 was ¥0.79. For the 2025 fiscal year, JP:8253's free cash flow was decreased by ¥ and operating cash flow was ¥0.20. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 10.77 12.45 11.78 12.07
Quick Ratio
0.00 10.31 11.95 11.28 11.48
Cash Ratio
0.00 0.32 0.61 0.42 0.43
Solvency Ratio
0.03 0.03 0.10 0.11 0.10
Operating Cash Flow Ratio
0.00 -0.64 -0.49 -0.27 -0.02
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
¥ -3.95T¥ -11.15B¥ -11.60B¥ -15.06B¥ -28.82B
Leverage Ratios
Debt-to-Assets Ratio
0.73 0.71 0.72 0.71 0.72
Debt-to-Equity Ratio
4.82 4.34 4.70 4.57 4.59
Debt-to-Capital Ratio
0.83 0.81 0.82 0.82 0.82
Long-Term Debt-to-Capital Ratio
0.83 0.76 0.82 0.82 0.82
Financial Leverage Ratio
6.62 6.15 6.51 6.42 6.42
Debt Service Coverage Ratio
0.00 5.44 3.79 4.88 4.53
Interest Coverage Ratio
0.00 4.77 2.85 3.53 3.29
Debt to Market Cap
5.55 4.60 10.71 12.62 11.76
Interest Debt Per Share
22.43K 19.13K 18.09K 16.51K 15.68K
Net Debt to EBITDA
24.10 18.42 35.39 35.01 35.57
Profitability Margins
Gross Profit Margin
81.54%78.50%84.34%82.38%86.86%
EBIT Margin
23.98%29.23%19.95%16.92%19.11%
EBITDA Margin
27.49%38.09%19.60%19.36%20.20%
Operating Profit Margin
37.16%28.27%11.37%11.14%11.41%
Pretax Profit Margin
17.62%23.30%15.96%13.76%15.65%
Net Profit Margin
13.47%17.36%11.40%9.75%11.10%
Continuous Operations Profit Margin
11.93%17.44%11.47%8.33%11.14%
Net Income Per EBT
76.46%74.51%71.42%70.84%70.97%
EBT Per EBIT
47.42%82.43%140.37%123.48%137.19%
Return on Assets (ROA)
1.42%1.68%1.12%0.98%1.06%
Return on Equity (ROE)
9.45%10.35%7.29%6.29%6.80%
Return on Capital Employed (ROCE)
3.92%2.97%1.20%1.21%1.17%
Return on Invested Capital (ROIC)
0.00%2.22%0.86%0.86%0.83%
Return on Tangible Assets
1.46%1.74%1.16%1.03%1.12%
Earnings Yield
11.93%14.88%16.60%17.37%17.41%
Efficiency Ratios
Receivables Turnover
0.14 0.13 0.13 0.00 0.00
Payables Turnover
0.00 0.28 0.24 0.26 0.19
Inventory Turnover
0.00 0.59 0.45 0.50 0.31
Fixed Asset Turnover
11.14 9.11 9.61 8.50 7.40
Asset Turnover
0.11 0.10 0.10 0.10 0.10
Working Capital Turnover Ratio
0.27 0.13 0.13 0.13 0.13
Cash Conversion Cycle
2.68K 2.22K 2.12K -661.57 -772.02
Days of Sales Outstanding
2.68K 2.90K 2.85K 0.00 0.00
Days of Inventory Outstanding
0.00 621.04 811.91 733.36 1.19K
Days of Payables Outstanding
0.00 1.30K 1.54K 1.39K 1.96K
Operating Cycle
2.68K 3.53K 3.67K 733.36 1.19K
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 -1.32K -832.23 -450.72 -30.05
Free Cash Flow Per Share
0.00 -1.44K -932.25 -555.88 -139.76
CapEx Per Share
0.00 119.64 100.03 105.16 109.71
Free Cash Flow to Operating Cash Flow
0.00 1.09 1.12 1.23 4.65
Dividend Paid and CapEx Coverage Ratio
0.00 -7.06 -5.37 -3.00 -0.19
Capital Expenditure Coverage Ratio
0.00 -11.07 -8.32 -4.29 -0.27
Operating Cash Flow Coverage Ratio
0.00 -0.07 -0.05 -0.03 >-0.01
Operating Cash Flow to Sales Ratio
0.00 -0.51 -0.34 -0.19 -0.01
Free Cash Flow Yield
0.00%-47.45%-55.49%-42.66%-10.52%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
9.42 6.72 6.02 5.76 5.74
Price-to-Sales (P/S) Ratio
1.24 1.17 0.69 0.56 0.64
Price-to-Book (P/B) Ratio
0.89 0.70 0.44 0.36 0.39
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 -2.11 -1.80 -2.34 -9.50
Price-to-Operating Cash Flow Ratio
0.00 -2.30 -2.02 -2.89 -44.20
Price-to-Earnings Growth (PEG) Ratio
-4.59 0.11 0.26 -2.72 0.09
Price-to-Fair Value
0.89 0.70 0.44 0.36 0.39
Enterprise Value Multiple
28.62 21.48 38.90 37.91 38.73
Enterprise Value
3.81T 3.44T 2.92T 2.66T 2.55T
EV to EBITDA
28.13 21.48 38.90 37.91 38.73
EV to Sales
7.73 8.18 7.62 7.34 7.82
EV to Free Cash Flow
0.00 -14.78 -20.01 -30.66 -116.58
EV to Operating Cash Flow
0.00 -16.11 -22.41 -37.81 -542.24
Tangible Book Value Per Share
4.74K 3.59K 2.87K 2.56K 2.31K
Shareholders’ Equity Per Share
4.65K 4.38K 3.83K 3.60K 3.40K
Tax and Other Ratios
Effective Tax Rate
0.29 0.25 0.28 0.29 0.29
Revenue Per Share
3.25K 2.61K 2.45K 2.32K 2.08K
Net Income Per Share
437.39 453.08 278.91 226.35 231.24
Tax Burden
0.76 0.75 0.71 0.71 0.71
Interest Burden
0.73 0.80 0.80 0.81 0.82
Research & Development to Revenue
0.00 0.00 <0.01 <0.01 <0.01
SG&A to Revenue
0.00 0.38 0.60 0.61 0.62
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
0.00 -2.92 -2.13 -1.41 -0.09
Currency in JPY
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