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SBI Insurance Group Co., Ltd. (JP:7326)
:7326
Japanese Market

SBI Insurance Group Co., Ltd. (7326) Ratios

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SBI Insurance Group Co., Ltd. Ratios

JP:7326's free cash flow for Q1 2025 was ¥1.00. For the 2025 fiscal year, JP:7326's free cash flow was decreased by ¥ and operating cash flow was ¥0.09. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 1.39 75.04 70.89 74.34
Quick Ratio
0.00 1.39 75.04 70.89 74.34
Cash Ratio
0.00 1.04 75.04 70.89 74.34
Solvency Ratio
0.06 0.02 0.02 0.02 0.02
Operating Cash Flow Ratio
0.00 0.22 16.27 10.46 10.97
Short-Term Operating Cash Flow Coverage
0.00 7.29K 0.00 0.00 4.64K
Net Current Asset Value
¥ -177.32B¥ -129.50B¥ -136.73B¥ -119.07B¥ -117.59B
Leverage Ratios
Debt-to-Assets Ratio
0.07 0.08 0.00 <0.01 <0.01
Debt-to-Equity Ratio
0.36 0.41 0.00 <0.01 <0.01
Debt-to-Capital Ratio
0.27 0.29 0.00 <0.01 <0.01
Long-Term Debt-to-Capital Ratio
0.00 0.29 0.00 0.00 0.00
Financial Leverage Ratio
4.95 5.13 5.27 4.93 4.47
Debt Service Coverage Ratio
65.12 166.88 1.18K 1.63K 1.34K
Interest Coverage Ratio
763.02 90.22 692.00 3.30K 6.23K
Debt to Market Cap
0.00 0.63 0.00 0.00 <0.01
Interest Debt Per Share
658.65 708.97 0.12 0.12 0.12
Net Debt to EBITDA
-4.37 -4.12 -8.20 -8.60 -7.97
Profitability Margins
Gross Profit Margin
74.07%103.57%100.00%100.00%100.00%
EBIT Margin
2.73%1.79%1.89%1.97%2.49%
EBITDA Margin
2.73%3.48%3.81%4.10%4.53%
Operating Profit Margin
24.33%1.78%1.94%7.05%7.16%
Pretax Profit Margin
2.69%1.77%1.89%1.96%2.49%
Net Profit Margin
7.97%1.70%1.35%1.32%1.02%
Continuous Operations Profit Margin
8.46%1.71%1.36%1.33%1.03%
Net Income Per EBT
296.16%96.32%71.80%67.32%41.12%
EBT Per EBIT
11.07%99.47%97.35%27.88%34.80%
Return on Assets (ROA)
4.61%0.91%0.69%0.65%0.46%
Return on Equity (ROE)
23.62%4.69%3.64%3.20%2.07%
Return on Capital Employed (ROCE)
14.07%1.12%0.99%3.47%3.25%
Return on Invested Capital (ROIC)
0.00%0.87%0.75%10.71%6.45%
Return on Tangible Assets
4.77%0.94%0.72%0.68%0.48%
Earnings Yield
18.79%7.14%5.58%5.45%3.48%
Efficiency Ratios
Receivables Turnover
12.10 11.57 12.31 0.00 0.00
Payables Turnover
0.00 -0.51 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
137.68 116.65 135.01 109.39 123.58
Asset Turnover
0.58 0.54 0.51 0.49 0.45
Working Capital Turnover Ratio
0.00 4.19 3.56 2.94 2.74
Cash Conversion Cycle
30.18 747.31 29.64 0.00 0.00
Days of Sales Outstanding
30.18 31.56 29.64 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 -715.75 0.00 0.00 0.00
Operating Cycle
30.18 31.56 29.64 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 293.83 292.98 196.89 186.98
Free Cash Flow Per Share
0.00 281.78 236.86 114.62 104.31
CapEx Per Share
0.00 12.05 56.12 82.27 82.67
Free Cash Flow to Operating Cash Flow
0.00 0.96 0.81 0.58 0.56
Dividend Paid and CapEx Coverage Ratio
0.00 9.79 4.43 2.39 2.26
Capital Expenditure Coverage Ratio
0.00 24.39 5.22 2.39 2.26
Operating Cash Flow Coverage Ratio
0.00 0.41 0.00 4.89K 2.32K
Operating Cash Flow to Sales Ratio
0.00 0.06 0.07 0.05 0.05
Free Cash Flow Yield
0.00%25.11%22.60%12.50%10.12%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
5.32 14.01 17.93 18.36 28.72
Price-to-Sales (P/S) Ratio
0.42 0.24 0.24 0.24 0.29
Price-to-Book (P/B) Ratio
1.21 0.66 0.65 0.59 0.60
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 3.98 4.42 8.00 9.88
Price-to-Operating Cash Flow Ratio
0.00 3.82 3.58 4.66 5.51
Price-to-Earnings Growth (PEG) Ratio
-0.19 0.38 1.06 0.47 1.71
Price-to-Fair Value
1.21 0.66 0.65 0.59 0.60
Enterprise Value Multiple
11.20 2.73 -1.84 -2.69 -1.48
Enterprise Value
39.25B 11.09B -7.53B -10.34B -5.86B
EV to EBITDA
11.20 2.73 -1.84 -2.69 -1.48
EV to Sales
0.31 0.09 -0.07 -0.11 -0.07
EV to Free Cash Flow
0.00 1.59 -1.28 -3.64 -2.26
EV to Operating Cash Flow
0.00 1.52 -1.04 -2.12 -1.26
Tangible Book Value Per Share
1.52K 1.42K 1.31K 1.23K 1.40K
Shareholders’ Equity Per Share
1.81K 1.71K 1.61K 1.56K 1.73K
Tax and Other Ratios
Effective Tax Rate
0.24 0.03 0.28 0.32 0.59
Revenue Per Share
5.18K 4.71K 4.32K 3.78K 3.51K
Net Income Per Share
413.09 80.10 58.46 49.96 35.90
Tax Burden
2.96 0.96 0.72 0.67 0.41
Interest Burden
0.99 0.99 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.09 0.00 0.00 0.00
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
0.00 3.67 3.60 2.65 2.14
Currency in JPY