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John Marshall Bancorp Inc (JMSB)
NASDAQ:JMSB
US Market

John Marshall Bancorp (JMSB) Ratios

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John Marshall Bancorp Ratios

JMSB's free cash flow for Q1 2025 was $0.53. For the 2025 fiscal year, JMSB's free cash flow was decreased by $ and operating cash flow was $0.23. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
410.34 0.06 410.34 415.23 337.13
Quick Ratio
475.20 0.06 475.20 546.60 501.06
Cash Ratio
59.52 0.06 59.52 125.50 157.88
Solvency Ratio
0.02 <0.01 0.02 0.01 0.01
Operating Cash Flow Ratio
32.03 0.01 32.03 38.38 27.85
Short-Term Operating Cash Flow Coverage
0.00 1.80 0.00 0.00 0.00
Net Current Asset Value
$ -1.71B$ -1.91B$ -1.71B$ -1.59B$ -1.40B
Leverage Ratios
Debt-to-Assets Ratio
0.01 0.01 0.01 0.02 0.03
Debt-to-Equity Ratio
0.14 0.13 0.14 0.23 0.28
Debt-to-Capital Ratio
0.12 0.11 0.12 0.19 0.22
Long-Term Debt-to-Capital Ratio
0.10 0.10 0.10 0.17 0.20
Financial Leverage Ratio
11.03 9.75 11.03 10.31 10.13
Debt Service Coverage Ratio
2.47 0.11 2.47 3.37 1.35
Interest Coverage Ratio
3.80 0.32 3.80 3.93 1.48
Debt to Market Cap
0.06 0.11 0.06 0.16 0.24
Interest Debt Per Share
3.10 5.64 3.10 4.13 5.09
Net Debt to EBITDA
-0.77 -7.20 -0.77 -1.68 -3.33
Profitability Margins
Gross Profit Margin
100.00%100.00%100.00%100.00%100.00%
EBIT Margin
55.56%20.57%55.56%47.70%39.47%
EBITDA Margin
58.21%24.99%58.21%51.00%43.94%
Operating Profit Margin
71.82%41.46%71.82%47.70%39.47%
Pretax Profit Margin
55.56%20.57%55.56%47.70%39.47%
Net Profit Margin
44.10%13.30%44.10%37.65%31.69%
Continuous Operations Profit Margin
44.10%13.30%44.10%37.65%31.69%
Net Income Per EBT
79.38%64.63%79.38%78.92%80.30%
EBT Per EBIT
77.36%49.62%77.36%100.00%100.00%
Return on Assets (ROA)
1.35%0.23%1.35%1.18%0.98%
Return on Equity (ROE)
14.95%2.24%14.95%12.21%9.96%
Return on Capital Employed (ROCE)
2.21%2.78%2.21%1.50%1.22%
Return on Invested Capital (ROIC)
4.63%1.76%4.63%3.62%4.06%
Return on Tangible Assets
1.35%0.23%1.35%1.18%0.98%
Earnings Yield
7.93%1.62%7.93%9.42%9.62%
Efficiency Ratios
Receivables Turnover
0.00 6.35 0.00 0.00 0.00
Payables Turnover
0.00 10.32 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
12.37 7.11 12.37 10.35 6.99
Asset Turnover
0.03 0.02 0.03 0.03 0.03
Working Capital Turnover Ratio
0.19 -0.07 0.19 0.21 0.23
Cash Conversion Cycle
0.00 22.10 0.00 0.00 0.00
Days of Sales Outstanding
0.00 57.48 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 35.38 0.00 0.00 0.00
Operating Cycle
0.00 57.48 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
2.38 1.28 2.38 2.38 1.81
Free Cash Flow Per Share
2.37 1.24 2.37 2.36 1.77
CapEx Per Share
0.01 0.04 0.01 0.03 0.04
Free Cash Flow to Operating Cash Flow
1.00 0.97 1.00 0.99 0.98
Dividend Paid and CapEx Coverage Ratio
11.22 4.84 11.22 91.65 41.83
Capital Expenditure Coverage Ratio
212.53 29.42 212.53 91.65 41.83
Operating Cash Flow Coverage Ratio
1.12 0.62 1.12 0.68 0.46
Operating Cash Flow to Sales Ratio
0.46 0.46 0.46 0.48 0.42
Free Cash Flow Yield
8.23%5.48%8.23%11.84%12.39%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
12.61 61.57 12.61 10.62 10.39
Price-to-Sales (P/S) Ratio
5.56 8.19 5.56 4.00 3.29
Price-to-Book (P/B) Ratio
1.88 1.38 1.88 1.30 1.03
Price-to-Free Cash Flow (P/FCF) Ratio
12.15 18.26 12.15 8.45 8.07
Price-to-Operating Cash Flow Ratio
12.09 17.64 12.09 8.35 7.88
Price-to-Earnings Growth (PEG) Ratio
0.59 -0.73 0.59 0.29 0.85
Price-to-Fair Value
1.88 1.38 1.88 1.30 1.03
Enterprise Value Multiple
8.79 25.55 8.79 6.16 4.16
Enterprise Value
368.84M 247.72M 368.84M 212.38M 106.92M
EV to EBITDA
8.79 25.55 8.79 6.16 4.16
EV to Sales
5.11 6.39 5.11 3.14 1.83
EV to Free Cash Flow
11.18 14.24 11.18 6.64 4.48
EV to Operating Cash Flow
11.12 13.76 11.12 6.56 4.38
Tangible Book Value Per Share
15.27 16.33 15.27 15.35 13.82
Shareholders’ Equity Per Share
15.27 16.33 15.27 15.35 13.82
Tax and Other Ratios
Effective Tax Rate
0.21 0.35 0.21 0.21 0.20
Revenue Per Share
5.18 2.76 5.18 4.98 4.34
Net Income Per Share
2.28 0.37 2.28 1.87 1.38
Tax Burden
0.79 0.65 0.79 0.79 0.80
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.28 0.55 0.28 0.33 0.32
Stock-Based Compensation to Revenue
<0.01 0.02 <0.01 <0.01 0.01
Income Quality
1.04 3.49 1.04 1.27 1.32
Currency in USD
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