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Israel Discount Bank Limited Class A (ISDAF)
OTHER OTC:ISDAF
ISDAF Stock Chart & Stats
$10.83
$0.00(0.00%)
At close: 4:00 PM EDT
$10.83
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$6.20 - $13.90
Previous CloseN/A
Volume14.20K
Average Volume (3M)0.00
Market Cap
$13.25B
Enterprise Value$27.00B
Total Cash (Recent Filing)$58.91B
Total Debt (Recent Filing)$44.68B
Price to Earnings (P/E)10.1
Beta0.43
Next Earnings
May 25, 2026EPS Estimate
0.25Next Dividend Ex-DateN/A
Dividend Yield5.57%
Share Statistics
EPS (TTM)0.23
Shares Outstanding1,223,274,700
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio-3.48
Price to Book (P/B)1.23
Price to Sales (P/S)1.65
P/FCF Ratio3.75
Enterprise Value/Market Cap2.04
Enterprise Value/Revenue1.04
Enterprise Value/Gross Profit1.98
Enterprise Value/Ebitda4.08
Forecast
1Y Price Target
$12.87Price Target Upside18.84% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.01
Revenue Forecast (FY)$50.46M
Bulls Say, Bears Say
Bulls Say
Return On EquityConsistent ROE in the low‑teens and mid‑teens net margins point to a durable earnings base and effective capital deployment. This level of profitability supports internal capital generation, dividend capacity and reinvestment, improving resilience versus peers over a multi‑quarter horizon.
Cash Flow ReboundA meaningful improvement in operating and free cash flow in 2025 enhances liquidity and funds strategic priorities without immediate external financing. Strong FCF supports dividends, debt servicing or selective growth investments and improves the firm's ability to navigate medium‑term stress.
Margin ResilienceSustained mid‑teens net margins and healthy operating margins indicate pricing power and cost control versus peers. Margin resilience helps protect earnings during revenue softness, sustaining ROE and cash conversion over several quarters and enabling continued investment in core banking operations.
Bears Say
Rising LeverageA material increase in leverage materially raises financial and liquidity risk, reducing flexibility to absorb shocks or fund growth from internal sources. Higher debt levels increase sensitivity to funding cost shifts and constrain capital allocation choices over the medium term.
Revenue DeclineA sequential revenue contraction signals weakening demand or reduced fee/loan growth, which pressures margins and earnings sustainability. Persistent top‑line weakness would erode internal cash generation and make deleveraging or reinvestment harder over multiple quarters.
Cash Flow VolatilityHistoric swings in operating and free cash flow, including negative cash flow in 2022, indicate uncertainty around the durability of the 2025 rebound. Volatile cash generation increases reliance on markets or balance sheet flexibility during downturns, especially with elevated leverage.
Discount News
ISDAF FAQ
What was Israel Discount Bank Limited Class A’s price range in the past 12 months?
Israel Discount Bank Limited Class A lowest stock price was $6.20 and its highest was $13.90 in the past 12 months.
What is Israel Discount Bank Limited Class A’s market cap?
Israel Discount Bank Limited Class A’s market cap is $13.25B.
When is Israel Discount Bank Limited Class A’s upcoming earnings report date?
Israel Discount Bank Limited Class A’s upcoming earnings report date is May 25, 2026 which is in 62 days.
How were Israel Discount Bank Limited Class A’s earnings last quarter?
Israel Discount Bank Limited Class A released its earnings results on Mar 10, 2026. The company reported $0.225 earnings per share for the quarter, missing the consensus estimate of $0.257 by -$0.032.
Is Israel Discount Bank Limited Class A overvalued?
According to Wall Street analysts Israel Discount Bank Limited Class A’s price is currently Undervalued.
Does Israel Discount Bank Limited Class A pay dividends?
Israel Discount Bank Limited Class A pays a Notavailable dividend of $0.142 which represents an annual dividend yield of 5.57%. See more information on Israel Discount Bank Limited Class A dividends here
What is Israel Discount Bank Limited Class A’s EPS estimate?
Israel Discount Bank Limited Class A’s EPS estimate is 0.25.
How many shares outstanding does Israel Discount Bank Limited Class A have?
Israel Discount Bank Limited Class A has 1,223,274,700 shares outstanding.
What happened to Israel Discount Bank Limited Class A’s price movement after its last earnings report?
Israel Discount Bank Limited Class A reported an EPS of $0.225 in its last earnings report, missing expectations of $0.257. Following the earnings report the stock price went down -5.613%.
Which hedge fund is a major shareholder of Israel Discount Bank Limited Class A?
Currently, no hedge funds are holding shares in ISDAF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Israel Discount Bank Limited Class A
Israel Discount Bank Limited, together with its subsidiaries, provides various banking and financial services in Israel, Europe, and North America. The company operates through Retail Banking, Middle Market Banking, Corporate Banking, Financial Operations, Discount Capital, Discount Bancorp, Israel Credit Cards Company, and Other segments. Its personal banking services include checking accounts, deposits and savings products, loans and credit facilities, mortgages, credit cards, capital market products, consulting services, family banking programs, and tax exemption services. The company also provides accounts, credit, funds, credit cards, and loans for small businesses; commercial business products for factories, workshops, service providers, and merchants; corporate, residential and commercial construction, infrastructure, and rental property financing; and personal consulting services for corporations and executives in various fields of investment, inliquidity, and asset management; brokerage and trading services; customized services for diamond traders; and capital market consulting, including foreign trade, documentary collection and credit, foreign guarantee, export financing, online foreign trade, anti money laundering, and mutual fund services. In addition, it offers tools for capital market transactions; provides Israeli private banking, foreign currency, commercial payment, securities custody and execution, capital market advisory, international banking, portfolio management, and online and digital banking services; manages securities investment portfolios for private customers, corporations, not-for-profit organizations, and institutional bodies; and initiates and assists public offerings and private placements, as well as provides underwriting and distribution services. The company operates through a chain of 171 branches in Israel. Israel Discount Bank Limited was incorporated in 1935 and is based in Tel Aviv, Israel.
ISDAF Company Deck
ISDAF Earnings Call
Q4 2026
0:00 / 0:00
ISDAF Stock 12 Month Forecast
Average Price Target
$12.87
▲(18.84% Upside)
Technical Analysis
Ownership Overview
―
Insiders
6.95% Mutual Funds
― Other Institutional Investors
65.51% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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