Israel Discount Bank Limited Class A (ISDAF)
OTHER OTC:ISDAF
ISDAF Stock Chart & Stats
$11.15
$0.00(0.00%)
At close: 4:00 PM EDT
$11.15
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$6.55 - $13.90
Previous CloseN/A
Volume14.20K
Average Volume (3M)0.00
Market Cap
$14.00B
Enterprise Value$28.60B
Total Cash (Recent Filing)$58.91B
Total Debt (Recent Filing)$44.68B
Price to Earnings (P/E)10.1
Beta0.47
Next Earnings
May 25, 2026EPS Estimate
0.26Next Dividend Ex-DateN/A
Dividend Yield5.57%
Share Statistics
EPS (TTM)0.23
Shares Outstanding1,223,482,000
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio-3.48
Price to Book (P/B)1.23
Price to Sales (P/S)1.65
P/FCF Ratio3.75
Enterprise Value/Market Cap2.04
Enterprise Value/Revenue1.10
Enterprise Value/Gross Profit2.10
Enterprise Value/Ebitda4.03
Forecast
1Y Price Target
$13.13Price Target Upside17.76% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.01
Revenue Forecast (FY)$50.46M
Bulls Say, Bears Say
Bulls Say
Improved Cash GenerationA strong 2025 cash-flow rebound (OCF ~11.8B; FCF ~11.1B; FCF ≈ 0.94x net income) indicates the business can fund operations, dividends and reinvestment from internal cash. Durable cash conversion supports financial flexibility and earnings quality over the medium term.
Healthy Operating And Net MarginsSustained operating (~24%) and net (~16%) margins in 2025 reflect underlying business efficiency and pricing power. Stable margins help preserve cash flow and return generation through business cycles, supporting long-term shareholder distributions and capital allocation choices.
Sizable Equity Base With Steady ROEA sizable equity base combined with a ~12% ROE provides a capital buffer and indicates moderate efficiency in deploying capital. This foundation enhances resilience to shocks, supports regulatory capital needs, and underpins sustainable return generation over the medium term.
Bears Say
Rising LeverageA sharp increase in debt-to-equity (≈0.59 → ≈1.32) materially raises financial risk and reduces flexibility. For a regional bank, higher leverage can constrain lending capacity, increase funding costs, and elevate sensitivity to rate or credit stress, limiting strategic optionality.
Top-line Decline In 2025A ~6% revenue decline in 2025 signals weakening demand or market share pressure. Persistent top-line softness would erode operating leverage, make margin maintenance harder, and could force higher-cost measures to sustain earnings, affecting medium-term growth prospects.
Historical Cash-flow VolatilityPrior periods of negative OCF and FCF (notably 2022) show cash generation can be uneven. That volatility undermines predictability for dividends, debt servicing and reinvestment; without sustained consistency, funding and planning risks persist despite the 2025 recovery.
Discount News
ISDAF FAQ
What was Israel Discount Bank Limited Class A’s price range in the past 12 months?
Israel Discount Bank Limited Class A lowest stock price was $6.55 and its highest was $13.90 in the past 12 months.
What is Israel Discount Bank Limited Class A’s market cap?
Israel Discount Bank Limited Class A’s market cap is $14.00B.
When is Israel Discount Bank Limited Class A’s upcoming earnings report date?
Israel Discount Bank Limited Class A’s upcoming earnings report date is May 25, 2026 which is in 40 days.
How were Israel Discount Bank Limited Class A’s earnings last quarter?
Israel Discount Bank Limited Class A released its earnings results on Mar 10, 2026. The company reported $0.234 earnings per share for the quarter, missing the consensus estimate of $0.266 by -$0.033.
Is Israel Discount Bank Limited Class A overvalued?
According to Wall Street analysts Israel Discount Bank Limited Class A’s price is currently Undervalued.
Does Israel Discount Bank Limited Class A pay dividends?
Israel Discount Bank Limited Class A pays a Notavailable dividend of $0.142 which represents an annual dividend yield of 5.57%. See more information on Israel Discount Bank Limited Class A dividends here
What is Israel Discount Bank Limited Class A’s EPS estimate?
Israel Discount Bank Limited Class A’s EPS estimate is 0.26.
How many shares outstanding does Israel Discount Bank Limited Class A have?
Israel Discount Bank Limited Class A has 1,223,482,000 shares outstanding.
What happened to Israel Discount Bank Limited Class A’s price movement after its last earnings report?
Israel Discount Bank Limited Class A reported an EPS of $0.234 in its last earnings report, missing expectations of $0.266. Following the earnings report the stock price went down -5.615%.
Which hedge fund is a major shareholder of Israel Discount Bank Limited Class A?
Currently, no hedge funds are holding shares in ISDAF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Israel Discount Bank Limited Class A
Israel Discount Bank Limited, together with its subsidiaries, provides various banking and financial services in Israel, Europe, and North America. The company operates through Retail Banking, Middle Market Banking, Corporate Banking, Financial Operations, Discount Capital, Discount Bancorp, Israel Credit Cards Company, and Other segments. Its personal banking services include checking accounts, deposits and savings products, loans and credit facilities, mortgages, credit cards, capital market products, consulting services, family banking programs, and tax exemption services. The company also provides accounts, credit, funds, credit cards, and loans for small businesses; commercial business products for factories, workshops, service providers, and merchants; corporate, residential and commercial construction, infrastructure, and rental property financing; and personal consulting services for corporations and executives in various fields of investment, inliquidity, and asset management; brokerage and trading services; customized services for diamond traders; and capital market consulting, including foreign trade, documentary collection and credit, foreign guarantee, export financing, online foreign trade, anti money laundering, and mutual fund services. In addition, it offers tools for capital market transactions; provides Israeli private banking, foreign currency, commercial payment, securities custody and execution, capital market advisory, international banking, portfolio management, and online and digital banking services; manages securities investment portfolios for private customers, corporations, not-for-profit organizations, and institutional bodies; and initiates and assists public offerings and private placements, as well as provides underwriting and distribution services. The company operates through a chain of 171 branches in Israel. Israel Discount Bank Limited was incorporated in 1935 and is based in Tel Aviv, Israel.
ISDAF Company Deck
ISDAF Earnings Call
Q4 2026
0:00 / 0:00
ISDAF Stock 12 Month Forecast
Average Price Target
$13.13
▲(17.76% Upside)
Technical Analysis
Ownership Overview
―
Insiders
7.27% Mutual Funds
― Other Institutional Investors
72.12% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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