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If Bancorp Inc. (IROQ)
NASDAQ:IROQ
Total Valuation
IF Bancorp has a market cap or net worth of $82.11M. The enterprise value is $185.88M.
Market Cap$82.11M
Enterprise Value$185.88M
Share Statistics
IF Bancorp has 3.35M shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding3.35M
Owened by Insiders20.01%
Owened by Instutions33.27%
Financial Efficiency
IF Bancorp’s return on equity (ROE) is 0.02 and return on invested capital (ROIC) is 0.20%.
Return on Equity (ROE)2.42%
Return on Assets (ROA)0.20%
Return on Invested Capital (ROIC)0.20%
Return on Capital Employed (ROCE)0.27%
Revenue Per Employee$376,568.807
Profits Per Employee$27,440.367
Employee Count109
Asset Turnover0.02
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of IF Bancorp is 29.22. IF Bancorp’s PEG ratio is -0.47.
PE Ratio29.22
PS Ratio2.37
PB Ratio0.71
Price to Fair Value0.71
Price to FCF25.69
Price to Operating Cash Flow22.91
PEG Ratio-0.47
Income Statement
In the last 12 months, IF Bancorp had revenue of $41.05M and earned $2.99M in profits. Earnings per share was $0.93.
Revenue$41.05M
Gross Profit$34.89M
Operating Income$24.59M
Pretax Income$4.01M
Net Income$2.99M
EBITDA1.12M
Earnings Per Share (EPS)0.93
Cash Flow
In the last 12 months, operating cash flow was $2.96M and capital expenditures -$140.00K, giving a free cash flow of $2.81M billion.
Operating Cash Flow$2.96M
Free Cash Flow$2.81M
Free Cash Flow per Share$0.84
Dividends & Yields
IF Bancorp pays an annual dividend of $0.20, resulting in a dividend yield of 1.63%
Dividend Per Share$0.20
Dividend Yield1.63%
Payout Ratio43.10%
Free Cash Flow Yield3.89%
Earnings Yield3.42%
Stock Price Statistics
Beta-0.05
52-Week Price Change50.77%
50-Day Moving Average23.92
200-Day Moving Average20.71
Relative Strength Index (RSI)51.86
Average Volume (3m)2.96K
Important Dates
IF Bancorp upcoming earnings date is Apr 25, 2025, After Close.
Last Earnings DateJan 30, 2025
Next Earnings DateApr 25, 2025
Ex-Dividend DateMar 21, 2025
Financial Position
IF Bancorp as a current ratio of 0.00, with Debt / Equity ratio of 0.79
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap1.11
Net Debt to EBITDA16.09
Interest Coverage Ratio0.10
Taxes
In the past 12 months, IF Bancorp has paid $1.02M in taxes.
Income Tax$1.02M
Effective Tax Rate23.99%
Enterprise Valuation
IF Bancorp EV to EBITDA ratio is 33.37, with an EV/FCF ratio of 49.60.
EV to Sales4.57
EV to EBITDA33.37
EV to Free Cash Flow49.60
EV to Operating Cash Flow44.23
Balance Sheet
IF Bancorp has $188.57M in cash and marketable securities with $99.00M in debt, giving a net cash position of -$89.57M billion.
Cash & Marketable Securities$188.57M
Total Debt$99.00M
Net Cash-$89.57M
Net Cash Per Share-$26.73
Tangible Book Value Per Share$23.12
Margins
Gross margin is 100.00%, with operating margin of 10.66%, and net profit margin of 8.11%.
Gross Margin100.00%
Operating Margin10.66%
Pretax Margin10.66%
Net Profit Margin8.11%
EBITDA Margin13.70%
EBIT Margin10.66%
Analyst Forecast
The average price target for IF Bancorp is , which is 11.43% higher than the current price. The consensus rating is
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast19.70%
EPS Growth Forecast53.15%