Insignia Financial Ltd (IOOFF) Earnings Dates, Call Summary & Reports

Compare

27 Followers

Earnings Data

Report Date

Aug 26, 2026

TBA (Confirmed)

Period Ending

2026 (Q4)

Consensus EPS Forecast

0.12

Last Year’s EPS

0.14

Same Quarter Last Year

Analyst Consensus

Hold

Based on 2 Analysts Ratings

Earnings Call Summary

Q2 2026

Earnings Call Date:Feb 18, 2026|

% Change Since:

Earnings Call Sentiment|Positive

The call highlighted meaningful operational and financial improvements: higher UNPAT, EBITDA growth, strong FUMA/FUA growth, substantial reduction in below-the-line cash costs, positive free cash flow turnaround, and clear progress across Advice, Wrap, Master Trust and Asset Management including AI enablement and an effective brand relaunch. Offsetting these positives are margin pressure (group margin down to 42 bps), margin impacts from prior repricing and divestments, delays in platform migrations that push some benefits into FY27, ongoing reinvestment spend, and remaining remediation and funding obligations. On balance the positive performance, cash flow improvement and structural cost reductions materially outweigh the challenges and timing risks noted.

Company Guidance

Management updated FY26 guidance by lifting Master Trust net revenue margin guidance to 51.5–52.5 bps (from 51–52 bps) and trimming Wrap margin guidance to 27–28 bps (from 27.5–28.5 bps), while corporate revenue guidance was increased due to delayed Wrap white‑label migrations; overall cost guidance for FY26 is unchanged. Key financial context: 1H26 net revenue was $718.2m (+1.8%), UNPAT $132.1m (+6.3%), average FUMA $339bn (+$19bn, +6% y/y) and group net revenue margin was 42 bps (down from 43.8 bps). Operating metrics include base OpEx down 6.4% to $449.2m, total OpEx $480m, reinvestment OpEx $30.8m in H1 (management expects average reinvestment OpEx of $60–80m p.a. over the five‑year plan and acceleration in H2), below‑the‑line cash items cut from $153m to $15.9m, free cash flow positive $52m (vs –$239m prior) and senior leverage ~0.9x net debt/EBITDA at the half with closing FY26 leverage expected around 1x; remediation funding of ~$54m and repayment of $254m subordinated notes are forecast, and no dividend will be paid under the scheme (a special dividend may be possible after 22 Jul 2026 at 50% of monthly UNPAT subject to net debt < $500m).

UNPAT and Profitability Improvement

Underlying net profit after tax (UNPAT) increased ~6% to $132.1 million (1H FY26), with EBITDA up 6.5% to $238.2 million and reported NPAT recovering from a loss of $16.8 million to a profit of $78.8 million.

Revenue and FUMA Growth

Net revenue rose 1.8% to $718.2 million, supported by higher average FUMA/A of $339 billion (up $19 billion year-on-year, ~6% average FUMA growth) and positive market movement (+3.9% over the half).

Material Reduction in Below-the-Line Cash Costs

Below-the-line cash costs (UNPAT adjusted cash items) fell dramatically from $153 million in 1H FY25 to ~$15.9 million in 1H FY26, reflecting completion of separation projects and reclassification of project spend.

Base Operating Expense Decline

Base operating expenses declined ~6.4% (down $31 million) to $449.2 million, demonstrating disciplined cost-out execution despite inflationary pressure.

Improved Cost Efficiency Metrics

Group cost-to-income ratio improved to 63% from 68%, and group net revenue margin was 42 bps (noting margin decline vs prior period) while Master Trust cost-to-serve improved to 32 bps from 36 bps.

Strong Cash Flow Turnaround

Free cash flow turned positive to $52 million in 1H FY26 versus negative $239 million in 1H FY25, aided by lower transformation/remediation spend and a $51 million reduction in IFL corporate balance sheet RFR.

Advice Business Momentum

Advice saw revenue per adviser increase 15% year-on-year, net new client growth, strong adviser recognition (27 Shadforth advisers in Barron's top 150), and strategic acquisition of PMD Financial Advisers adding ~400 client families and >$700 million FUA.

Wrap & Platform Flows and Efficiency

Wrap (MLC Expand) recorded $3.3 billion of net inflows in 1H FY26; Wrap FUA scale remains >$110 billion, cost-to-serve reduced and EBITDA increased, supported by AI investments improving adviser back-office efficiency.

Asset Management Performance and Product Growth

Investment outcomes strong: 87% of multi-asset FUM outperformed benchmarks and MLC MySuper Growth is top quartile over 5 years; $5 billion net flows into multi-asset, Alternatives grown to $4 billion and managed accounts >$4 billion; private equity progress with Co-investment Fund IV close.

Brand Relaunch and Early Marketing Traction

MLC brand relaunch (A Lifetime in the Making) delivered early momentum: awareness +1 point, consideration +3 points and reputation steady at 70%; new direct-to-consumer offering and refreshed mlc.com launched.

Scheme Agreement with CC Capital

Entered scheme implementation deed with CC Capital at $4.80 per share (~$3.3 billion equity value), representing ~57% premium to undisturbed close on 11 Dec 2024; Board unanimously recommends the scheme.

Leverage and Funding Profile Simplification

Senior leverage at the half was ~0.9x net debt to EBITDA with closing FY26 leverage expected around ~1x, reflecting a much simpler funding profile as transformation spend concludes.

Insignia Financial Ltd (IOOFF) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

IOOFF Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Aug 26, 2026	2026 (Q4)	0.12 / -	0.142	―	―	―
Feb 18, 2026	2026 (Q2)	0.13 / 0.14	0.132	6.45% (<+0.01)
Aug 20, 2025	2025 (Q4)	0.13 / 0.14	0.129	9.89% (+0.01)
Feb 19, 2025	2025 (Q2)	0.13 / 0.13	0.102	29.17% (+0.03)
Aug 21, 2024	2024 (Q4)	0.13 / 0.13	0.104	24.66% (+0.03)
Feb 21, 2024	2024 (Q2)	0.10 / 0.10	0.107	-4.00% (>-0.01)
Aug 23, 2023	2023 (Q4)	0.10 / 0.10	0.127	-18.44% (-0.02)
Feb 22, 2023	2023 (Q2)	0.10 / 0.11	0.129	-17.58% (-0.02)
Aug 24, 2022	2022 (Q4)	0.12 / 0.13	0.09	42.06% (+0.04)	―	―
Feb 23, 2022	2022 (Q2)	0.17 / 0.13	0.072	78.43% (+0.06)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

IOOFF Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Feb 18, 2026	$2.56	$2.56	0.00%
Aug 20, 2025	$2.56	$2.56	0.00%
Feb 19, 2025	$2.93	$2.90	-0.85%
Aug 21, 2024	$1.97	$1.67	-15.48%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Insignia Financial Ltd (IOOFF) report earnings?

Insignia Financial Ltd (IOOFF) is schdueled to report earning on Aug 26, 2026, TBA (Confirmed).

What is Insignia Financial Ltd (IOOFF) earnings time?

Insignia Financial Ltd (IOOFF) earnings time is at Aug 26, 2026, TBA (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is IOOFF EPS forecast?

IOOFF EPS forecast for the fiscal quarter 2026 (Q4) is 0.12.