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Inter & Company Incorporation Class A (INTR)
:INTR
US Market

Inter & Company Incorporation Class A (INTR) Ratios

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Inter & Company Incorporation Class A Ratios

INTR's free cash flow for Q3 2025 was R$1.00. For the 2025 fiscal year, INTR's free cash flow was decreased by R$ and operating cash flow was R$0.00. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 0.00 71.54 0.98 9.35K
Quick Ratio
0.00 0.00 109.46 1.26 13.28K
Cash Ratio
0.00 0.00 31.16 0.24 3.52K
Solvency Ratio
0.02 <0.01 <0.01 0.04 <0.01
Operating Cash Flow Ratio
0.00 0.00 8.89 <0.01 2.09K
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 2.09K
Net Current Asset Value
R$ -82.00BR$ -47.66BR$ -21.24BR$ 16.99BR$ -4.76B
Leverage Ratios
Debt-to-Assets Ratio
0.30 0.14 0.14 0.10 0.09
Debt-to-Equity Ratio
2.81 1.11 0.91 0.42 0.53
Debt-to-Capital Ratio
0.74 0.53 0.48 0.30 0.35
Long-Term Debt-to-Capital Ratio
0.74 0.29 0.47 0.30 0.35
Financial Leverage Ratio
9.48 8.08 6.63 4.30 6.00
Debt Service Coverage Ratio
0.30 0.18 0.08 0.16 0.23
Interest Coverage Ratio
0.48 0.15 0.91 -0.10 -0.26
Debt to Market Cap
1.36 0.28 1.24 0.70 0.13
Interest Debt Per Share
68.49 27.81 20.84 15.72 2.61
Net Debt to EBITDA
16.70 11.92 0.00 0.00 0.00
Profitability Margins
Gross Profit Margin
52.09%42.03%100.00%100.00%100.00%
EBIT Margin
10.06%5.76%-4.60%-2.26%-3.81%
EBITDA Margin
11.96%7.86%0.00%0.00%0.00%
Operating Profit Margin
15.72%5.76%50.45%-2.29%-5.40%
Pretax Profit Margin
13.95%5.76%-5.01%-1.12%-4.29%
Net Profit Margin
11.29%3.96%-0.40%2.51%0.49%
Continuous Operations Profit Margin
12.00%4.61%-0.40%-2.14%2.68%
Net Income Per EBT
80.92%68.74%7.88%-223.78%-11.36%
EBT Per EBIT
88.74%100.00%-9.94%49.02%79.35%
Return on Assets (ROA)
1.32%0.50%-0.03%0.18%0.03%
Return on Equity (ROE)
13.20%4.05%-0.20%0.76%0.17%
Return on Capital Employed (ROCE)
1.84%0.73%3.90%-0.38%-0.31%
Return on Invested Capital (ROIC)
1.58%0.58%0.45%1.02%0.04%
Return on Tangible Assets
1.35%0.51%-0.03%0.18%0.03%
Earnings Yield
5.94%2.78%-0.28%1.25%0.04%
Efficiency Ratios
Receivables Turnover
0.00 9.15 7.60 7.52 0.00
Payables Turnover
0.00 0.62 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
29.27 45.60 18.95 71.33 38.29
Asset Turnover
0.12 0.13 0.08 0.07 0.06
Working Capital Turnover Ratio
-0.70 0.67 0.41 0.46 0.14
Cash Conversion Cycle
0.00 -551.89 48.05 48.53 0.00
Days of Sales Outstanding
0.00 39.89 48.05 48.53 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 591.78 0.00 0.00 0.00
Operating Cycle
0.00 39.89 48.05 48.53 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
11.93 5.51 5.58 0.63 3.41
Free Cash Flow Per Share
10.89 4.83 4.86 -0.55 3.15
CapEx Per Share
1.03 0.04 0.72 1.18 0.26
Free Cash Flow to Operating Cash Flow
0.91 0.88 0.87 -0.88 0.93
Dividend Paid and CapEx Coverage Ratio
7.62 53.57 6.12 0.50 11.19
Capital Expenditure Coverage Ratio
11.54 124.28 7.72 0.53 13.36
Operating Cash Flow Coverage Ratio
0.20 0.27 0.35 0.05 1.48
Operating Cash Flow to Sales Ratio
0.50 0.29 0.63 0.06 2.28
Free Cash Flow Yield
24.37%17.90%38.80%-2.86%17.45%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
16.81 35.97 -356.96 79.78 2.48K
Price-to-Sales (P/S) Ratio
1.86 1.42 1.41 2.00 12.07
Price-to-Book (P/B) Ratio
2.11 1.46 0.72 0.61 4.18
Price-to-Free Cash Flow (P/FCF) Ratio
4.10 5.59 2.58 -34.98 5.73
Price-to-Operating Cash Flow Ratio
3.81 4.89 2.24 30.81 5.30
Price-to-Earnings Growth (PEG) Ratio
1.94 -0.01 3.11 0.03 -30.80
Price-to-Fair Value
2.11 1.46 0.72 0.61 4.18
Enterprise Value Multiple
32.27 30.04 0.00 0.00 0.00
Enterprise Value
41.52B 18.03B 3.56B 3.80B 11.18B
EV to EBITDA
32.29 30.04 0.00 0.00 0.00
EV to Sales
3.86 2.36 1.00 1.48 9.77
EV to Free Cash Flow
8.50 9.26 1.83 -25.78 4.64
EV to Operating Cash Flow
7.76 8.11 1.59 22.71 4.29
Tangible Book Value Per Share
17.40 16.11 14.58 121.72 4.09
Shareholders’ Equity Per Share
21.58 18.53 17.43 31.88 4.32
Tax and Other Ratios
Effective Tax Rate
0.14 0.20 0.92 3.24 1.11
Revenue Per Share
23.97 18.95 8.88 9.68 1.50
Net Income Per Share
2.71 0.75 -0.04 0.24 <0.01
Tax Burden
0.81 0.69 0.08 -2.24 -0.11
Interest Burden
1.39 1.00 1.09 0.50 1.12
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.25 0.28 0.58 0.44 0.59
Stock-Based Compensation to Revenue
<0.01 <0.01 0.01 0.00 0.00
Income Quality
4.21 6.31 -159.12 2.59 467.11
Currency in BRL