Vardhman Holdings Limited (VHL) AI Stock Analysis

• Market Cap: ₹11.26B
• Dividend Yield: 0.14%
• Average Volume (3M): 106.00
• Price to Earnings (P/E): 4.6
• Beta (1Y): 1.52
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: IN
• Employees: 3
• Sector: Consumer Defensive
• Sector Strength: 42
• Industry: Financial - Credit Services
• EPS (TTM): 144.51
• Shares Outstanding: 3,191,536
• 10 Day Avg. Volume: 70
• 30 Day Avg. Volume: 106
• PEG Ratio: 0.11
• Price to Book (P/B): 0.32
• Price to Sales (P/S): 84.33
• P/FCF Ratio: -202.56
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 65 Neutral
• Price Target: ₹3,876.00 ▲(7.50% Upside)

The score is primarily supported by a very conservative balance sheet and attractive valuation (low P/E and high dividend yield). These positives are tempered by weak cash-flow conversion and volatile revenue, while technicals remain soft with the stock below key longer-term moving averages and negative MACD.

Vardhman Holdings Limited Business Overview & Revenue Model

Company Description

Vardhman Holdings Limited operates as a non-banking financial company in India. It primarily engages in the lending and investing activities. The company was formerly known as Vardhman Spinning and General Mills Limited and changed its name to Vardhman Holdings Limited in March 2006. Vardhman Holdings Limited was incorporated in 1962 and is based in Ludhiana, India.

How the Company Makes Money

Vardhman Holdings Limited Financial Statement Overview

Summary

Income Statement

Balance Sheet

Cash Flow

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	169.74M	132.34M	84.78M	244.13M	140.99M	136.72M
Gross Profit	164.91M	126.11M	79.94M	231.65M	132.35M	130.23M
EBITDA	180.43M	202.70M	134.39M	33.41M	309.90M	187.62M
Net Income	2.47B	2.58B	1.85B	2.28B	4.29B	1.30B
Balance Sheet
Total Assets	0.00	35.41B	32.98B	31.01B	27.78B	23.07B
Cash, Cash Equivalents and Short-Term Investments	15.20M	1.19B	816.30M	624.52M	2.12B	1.15B
Total Debt	0.00	0.00	0.00	0.00	0.00	0.00
Total Liabilities	-35.40B	5.29M	5.98M	10.99M	6.75M	15.46M
Stockholders Equity	35.40B	35.40B	32.97B	31.00B	27.77B	23.06B
Cash Flow
Free Cash Flow	0.00	-55.10M	-28.91M	-2.87M	-35.96M	821.43M
Operating Cash Flow	0.00	-55.10M	-28.91M	12.85M	-35.96M	821.43M
Investing Cash Flow	0.00	47.60M	43.93M	20.48M	-685.74M	-104.19M
Financing Cash Flow	0.00	-16.10M	-16.02M	-15.95M	-15.96M	-231.00K

Vardhman Holdings Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
BUTTERFLY	66 Neutral	₹11.21B	26.94	―	―	7.32%	―
VHL	65 Neutral	₹11.26B	4.61	―	0.14%	―	―
Sector *	62 Neutral	$20.33B	14.63	-3.31%	3.23%	1.93%	-12.26%
BCLIND	60 Neutral	₹8.93B	8.57	―	0.81%	14.16%	-4.42%
ICEMAKE	58 Neutral	₹11.80B	77.73	―	0.28%	33.81%	-39.04%
KOKUYOCMLN	49 Neutral	₹9.07B	49.98	―	0.55%	-3.15%	-15.95%

Vardhman Holdings Limited Corporate Events

Vardhman Holdings Opens Special Window for Physical Share Transfers

Vardhman Holdings Limited announced the opening of a special window for the re-lodgement of transfer requests for physical shares, as per SEBI regulations. This move is significant for shareholders holding physical shares, providing them with an opportunity to update their shareholding records, which could impact the company’s stakeholder engagement and compliance with regulatory requirements.