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Times Guaranty Limited (IN:TIMESGTY)
:TIMESGTY
India Market
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Times Guaranty Limited (TIMESGTY) Ratios

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Times Guaranty Limited Ratios

IN:TIMESGTY's free cash flow for Q4 2025 was ₹1.00. For the 2025 fiscal year, IN:TIMESGTY's free cash flow was decreased by ₹ and operating cash flow was ₹0.88. See a summary of the company’s cash flow.
Ratios
TTM
Mar 25Mar 24Mar 23Mar 22
Liquidity Ratios
Current Ratio
330.42 93.85 330.42 49.91 64.14
Quick Ratio
676.69 93.85 676.69 463.28 159.68
Cash Ratio
2.01 13.65 2.01 4.62 2.84
Solvency Ratio
28.79 25.57 28.79 20.86 21.32
Operating Cash Flow Ratio
141.88 -11.43 141.88 51.36 -20.95
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
₹ 200.62M₹ 64.25M₹ 200.62M₹ 36.15M₹ 164.25M
Leverage Ratios
Debt-to-Assets Ratio
0.03 0.00 0.03 0.26 0.25
Debt-to-Equity Ratio
0.03 0.00 0.03 0.26 0.25
Debt-to-Capital Ratio
0.03 0.00 0.03 0.21 0.20
Long-Term Debt-to-Capital Ratio
0.00 0.00 0.00 0.00 0.00
Financial Leverage Ratio
1.00 1.00 1.00 1.00 1.01
Debt Service Coverage Ratio
188.30 3.58K 188.30 196.66 96.11
Interest Coverage Ratio
215.70 4.73K 215.70 251.76 117.79
Debt to Market Cap
0.00 0.00 0.00 0.00 0.00
Interest Debt Per Share
1.34 <0.01 1.34 12.30 11.51
Net Debt to EBITDA
1.00 -0.40 1.00 5.32 1.18
Profitability Margins
Gross Profit Margin
89.54%86.39%89.54%87.35%97.39%
EBIT Margin
60.38%193.06%60.38%165.24%127.21%
EBITDA Margin
60.38%193.06%60.38%165.24%127.21%
Operating Profit Margin
60.38%193.06%60.38%165.24%127.21%
Pretax Profit Margin
60.10%193.06%60.10%164.58%126.13%
Net Profit Margin
52.43%146.41%52.43%128.42%102.72%
Continuous Operations Profit Margin
52.43%146.41%52.43%128.42%102.72%
Net Income Per EBT
87.24%75.84%87.24%78.03%81.44%
EBT Per EBIT
99.54%100.00%99.54%99.60%99.15%
Return on Assets (ROA)
2.14%3.94%2.14%3.66%15.84%
Return on Equity (ROE)
2.15%3.94%2.15%3.67%15.94%
Return on Capital Employed (ROCE)
2.47%5.20%2.47%4.72%19.74%
Return on Invested Capital (ROIC)
2.16%5.89%2.16%3.68%16.07%
Return on Tangible Assets
2.14%3.94%2.14%3.66%15.84%
Earnings Yield
2.12%2.19%2.12%3.15%30.88%
Efficiency Ratios
Receivables Turnover
2.85 0.00 2.85 1.67 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
>-0.01 0.00 >-0.01 >-0.01 >-0.01
Fixed Asset Turnover
0.00 0.00 0.00 0.00 0.00
Asset Turnover
0.04 0.03 0.04 0.03 0.15
Working Capital Turnover Ratio
0.15 0.09 0.15 0.12 0.70
Cash Conversion Cycle
-41.08K 0.00 -41.08K -72.09K -54.46K
Days of Sales Outstanding
128.20 0.00 128.20 218.12 0.00
Days of Inventory Outstanding
-41.20K 0.00 -41.20K -72.31K -54.46K
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
-41.08K 0.00 -41.08K -72.09K -54.46K
Cash Flow Ratios
Operating Cash Flow Per Share
9.61 -0.87 9.61 4.22 -6.06
Free Cash Flow Per Share
9.61 -0.87 9.61 4.22 -6.06
CapEx Per Share
0.00 0.00 0.00 0.00 0.00
Free Cash Flow to Operating Cash Flow
1.00 1.00 1.00 1.00 1.00
Dividend Paid and CapEx Coverage Ratio
0.00 0.00 0.00 0.00 0.00
Capital Expenditure Coverage Ratio
0.00 0.00 0.00 0.00 0.00
Operating Cash Flow Coverage Ratio
7.20 0.00 7.20 0.34 -0.53
Operating Cash Flow to Sales Ratio
4.84 -0.65 4.84 3.11 -0.85
Free Cash Flow Yield
19.59%-0.97%19.59%7.65%-25.69%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
47.10 45.66 47.10 31.71 3.24
Price-to-Sales (P/S) Ratio
24.69 66.85 24.69 40.73 3.33
Price-to-Book (P/B) Ratio
1.01 1.80 1.01 1.16 0.52
Price-to-Free Cash Flow (P/FCF) Ratio
5.11 -103.41 5.11 13.08 -3.89
Price-to-Operating Cash Flow Ratio
5.11 -103.41 5.11 13.08 -3.89
Price-to-Earnings Growth (PEG) Ratio
-1.17 0.51 -1.17 -0.42 <0.01
Price-to-Fair Value
1.01 1.80 1.01 1.16 0.52
Enterprise Value Multiple
41.90 34.22 41.90 29.97 3.79
Enterprise Value
451.88M 808.81M 451.88M 603.56M 307.67M
EV to EBITDA
41.90 34.22 41.90 29.97 3.79
EV to Sales
25.30 66.07 25.30 49.52 4.82
EV to Free Cash Flow
5.23 -102.21 5.23 15.90 -5.64
EV to Operating Cash Flow
5.23 -102.21 5.23 15.90 -5.64
Tangible Book Value Per Share
48.54 50.19 48.54 47.49 45.71
Shareholders’ Equity Per Share
48.54 50.19 48.54 47.49 45.71
Tax and Other Ratios
Effective Tax Rate
0.13 0.24 0.13 0.22 0.19
Revenue Per Share
1.99 1.35 1.99 1.36 7.09
Net Income Per Share
1.04 1.98 1.04 1.74 7.29
Tax Burden
0.87 0.76 0.87 0.78 0.81
Interest Burden
1.00 1.00 1.00 1.00 0.99
Research & Development to Revenue
<0.01 0.00 <0.01 <0.01 <0.01
SG&A to Revenue
0.14 0.20 0.14 0.19 0.04
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
8.05 -0.44 8.05 1.89 -0.68
Currency in INR
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