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Times Guaranty Limited (IN:TIMESGTY)
:TIMESGTY
India Market

Times Guaranty Limited (TIMESGTY) Ratios

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Times Guaranty Limited Ratios

IN:TIMESGTY's free cash flow for Q4 2025 was ₹1.00. For the 2025 fiscal year, IN:TIMESGTY's free cash flow was decreased by ₹ and operating cash flow was ₹0.88. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
3.68K 3.30K 93.85 330.42 49.91
Quick Ratio
3.68K 3.30K 93.85 676.69 463.28
Cash Ratio
36.54 151.51 13.65 2.01 4.62
Solvency Ratio
16.33 -2.80 25.57 28.79 20.86
Operating Cash Flow Ratio
0.00 -56.33 -11.43 141.88 51.36
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
₹ 311.63M₹ 473.00M₹ 200.62M₹ 36.15M₹ 167.05M
Leverage Ratios
Debt-to-Assets Ratio
0.00 0.00 0.00 0.03 0.26
Debt-to-Equity Ratio
0.00 0.00 0.00 0.03 0.26
Debt-to-Capital Ratio
0.00 0.00 0.00 0.03 0.21
Long-Term Debt-to-Capital Ratio
0.00 0.00 0.00 0.00 0.00
Financial Leverage Ratio
1.00 1.00 1.00 1.00 1.00
Debt Service Coverage Ratio
0.00 0.00 3.58K 188.30 196.66
Interest Coverage Ratio
0.00 0.00 4.73K 215.70 251.76
Debt to Market Cap
0.00 0.00 0.00 0.00 0.00
Interest Debt Per Share
0.00 0.00 <0.01 1.34 12.30
Net Debt to EBITDA
-0.14 0.00 1.00 5.32 1.18
Profitability Margins
Gross Profit Margin
96.10%100.00%86.39%89.54%87.35%
EBIT Margin
75.32%79.77%193.06%60.38%165.24%
EBITDA Margin
54.63%0.00%193.06%60.38%165.24%
Operating Profit Margin
76.97%97.15%193.06%60.38%165.24%
Pretax Profit Margin
75.32%79.77%193.06%60.10%164.58%
Net Profit Margin
60.61%66.50%146.41%52.43%128.42%
Continuous Operations Profit Margin
60.61%66.50%146.41%52.43%128.42%
Net Income Per EBT
80.48%83.37%75.84%87.24%78.03%
EBT Per EBIT
97.86%82.11%100.00%99.54%99.60%
Return on Assets (ROA)
5.14%4.90%2.14%3.66%15.84%
Return on Equity (ROE)
5.28%4.91%2.15%3.67%15.94%
Return on Capital Employed (ROCE)
6.53%7.16%2.47%2.78%17.71%
Return on Invested Capital (ROIC)
5.25%5.97%1.50%2.17%14.43%
Return on Tangible Assets
5.14%4.90%2.14%3.66%15.84%
Earnings Yield
1.05%1.55%2.12%3.15%30.88%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 2.85 1.67
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 >-0.01 >-0.01
Fixed Asset Turnover
0.00 0.00 0.00 0.00 0.00
Asset Turnover
0.08 0.07 0.03 0.04 0.03
Working Capital Turnover Ratio
0.27 0.13 0.09 0.15 0.12
Cash Conversion Cycle
0.00 0.00 -2.45K 218.12 281.67
Days of Sales Outstanding
0.00 0.00 462.53 218.12 281.67
Days of Inventory Outstanding
0.00 0.00 -2.91K 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 0.00 -2.45K 218.12 281.67
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 -0.90 -0.87 9.61 4.22
Free Cash Flow Per Share
0.00 -0.90 -0.87 9.61 4.22
CapEx Per Share
0.00 2.78 0.00 0.00 0.00
Free Cash Flow to Operating Cash Flow
0.00 1.00 1.00 1.00 1.00
Dividend Paid and CapEx Coverage Ratio
0.00 -0.32 0.00 0.00 0.00
Capital Expenditure Coverage Ratio
0.00 -0.32 0.00 0.00 0.00
Operating Cash Flow Coverage Ratio
0.00 0.00 0.00 7.20 0.34
Operating Cash Flow to Sales Ratio
0.00 -0.23 -0.65 4.84 3.11
Free Cash Flow Yield
0.00%-0.53%19.59%7.65%-25.69%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
95.20 64.67 45.66 47.10 31.71
Price-to-Sales (P/S) Ratio
57.34 43.00 66.85 24.69 40.73
Price-to-Book (P/B) Ratio
4.90 3.18 1.80 1.01 1.16
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 -187.12 -103.41 5.11 13.08
Price-to-Operating Cash Flow Ratio
0.00 -187.12 -103.41 5.11 13.08
Price-to-Earnings Growth (PEG) Ratio
13.03 2.07 0.51 -1.17 -0.42
Price-to-Fair Value
4.90 3.18 1.80 1.01 1.16
Enterprise Value Multiple
104.82 0.00 34.22 41.90 29.97
Enterprise Value
2.38B 1.50B 451.88M 603.56M 307.67M
EV to EBITDA
104.82 0.00 41.90 29.97 3.79
EV to Sales
57.27 42.38 91.27 49.52 4.82
EV to Free Cash Flow
0.00 -184.43 5.23 15.90 -5.64
EV to Operating Cash Flow
0.00 -184.43 5.23 15.90 -5.64
Tangible Book Value Per Share
54.14 52.92 50.19 48.54 47.49
Shareholders’ Equity Per Share
54.14 52.92 50.19 48.54 47.49
Tax and Other Ratios
Effective Tax Rate
0.20 0.17 0.24 0.13 0.22
Revenue Per Share
4.60 3.91 1.35 1.99 1.36
Net Income Per Share
2.79 2.60 1.98 1.04 1.74
Tax Burden
0.80 0.83 0.87 0.78 0.81
Interest Burden
1.00 1.00 1.00 1.00 0.99
Research & Development to Revenue
0.00 0.00 <0.01 0.00 0.00
SG&A to Revenue
0.00 0.00 0.51 0.19 0.04
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
0.00 -0.35 8.05 1.89 -0.68
Currency in INR