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Suryoday Small Finance Bank Limited (IN:SURYODAY)
:SURYODAY
India Market

Suryoday Small Finance Bank Limited (SURYODAY) Ratios

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Suryoday Small Finance Bank Limited Ratios

IN:SURYODAY's free cash flow for Q1 2024 was ₹1.00. For the 2024 fiscal year, IN:SURYODAY's free cash flow was decreased by ₹ and operating cash flow was ₹0.17. See a summary of the company’s cash flow.
Ratios
TTM
Mar 24Mar 23Mar 22Mar 21
Liquidity Ratios
Current Ratio
0.79 1.15 17.42 27.21 35.54
Quick Ratio
0.79 21.52 69.63 67.43 78.72
Cash Ratio
0.72 16.85 44.82 32.13 38.00
Solvency Ratio
0.03 0.01 -0.01 <0.01 0.03
Operating Cash Flow Ratio
0.23 -1.98 -15.94 -47.46 23.87
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
₹ -92.70B₹ -82.20B₹ -62.96B₹ -46.13B₹ -35.15B
Leverage Ratios
Debt-to-Assets Ratio
0.20 0.28 0.22 0.25 0.23
Debt-to-Equity Ratio
1.35 1.75 1.22 1.06 1.14
Debt-to-Capital Ratio
0.58 0.64 0.55 0.51 0.53
Long-Term Debt-to-Capital Ratio
0.00 0.55 0.57 0.41 0.41
Financial Leverage Ratio
6.86 6.22 5.43 4.20 5.03
Debt Service Coverage Ratio
-0.11 -0.05 -0.11 >-0.01 0.44
Interest Coverage Ratio
0.46 0.13 -0.22 >-0.01 0.52
Debt to Market Cap
0.00 1.91 2.18 0.45 0.33
Interest Debt Per Share
289.13 301.67 206.73 229.21 179.86
Net Debt to EBITDA
0.00 0.00 -11.71 0.00 2.31
Profitability Margins
Gross Profit Margin
178.09%100.00%100.00%100.00%100.00%
EBIT Margin
-5.06%-5.13%-13.72%-2.95%26.62%
EBITDA Margin
0.00%0.00%-10.86%0.00%28.32%
Operating Profit Margin
28.32%6.82%-11.56%-0.58%24.93%
Pretax Profit Margin
28.32%11.95%-18.74%2.32%26.69%
Net Profit Margin
21.27%9.21%-13.72%2.32%19.18%
Continuous Operations Profit Margin
21.27%9.20%-13.72%2.32%19.18%
Net Income Per EBT
75.10%77.04%73.22%100.00%71.86%
EBT Per EBIT
100.00%175.31%162.12%-403.92%107.06%
Return on Assets (ROA)
1.74%0.79%-1.14%0.18%2.07%
Return on Equity (ROE)
11.96%4.90%-6.18%0.74%10.40%
Return on Capital Employed (ROCE)
2.68%0.59%-0.96%-0.04%2.70%
Return on Invested Capital (ROIC)
1.85%25.82%-12.15%-0.55%12.99%
Return on Tangible Assets
1.74%0.78%-1.12%0.18%2.05%
Earnings Yield
12.32%7.68%-9.99%0.48%4.82%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
-9.23 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
6.01 5.13 5.88 11.80 14.93
Asset Turnover
0.08 0.09 0.08 0.08 0.11
Working Capital Turnover Ratio
-6.12 4.64 1.61 0.82 1.12
Cash Conversion Cycle
39.56 0.00 0.00 0.00 0.00
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
-39.56 0.00 0.00 0.00 0.00
Operating Cycle
0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
36.05 -9.20 -32.65 -97.71 63.42
Free Cash Flow Per Share
82.80 -17.93 -41.26 -99.89 59.85
CapEx Per Share
5.24 8.73 8.61 2.18 3.57
Free Cash Flow to Operating Cash Flow
2.30 1.95 1.26 1.02 0.94
Dividend Paid and CapEx Coverage Ratio
6.87 -1.05 -3.79 -44.88 17.78
Capital Expenditure Coverage Ratio
6.87 -1.05 -3.79 -44.88 17.78
Operating Cash Flow Coverage Ratio
0.16 -0.04 -0.19 -0.52 0.43
Operating Cash Flow to Sales Ratio
0.38 -0.12 -0.51 -1.72 0.91
Free Cash Flow Yield
50.17%-18.82%-47.02%-36.50%21.54%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
8.11 13.01 -10.01 207.06 20.76
Price-to-Sales (P/S) Ratio
1.73 1.20 1.37 4.81 3.98
Price-to-Book (P/B) Ratio
0.97 0.64 0.62 1.54 2.16
Price-to-Free Cash Flow (P/FCF) Ratio
1.99 -5.31 -2.13 -2.74 4.64
Price-to-Operating Cash Flow Ratio
4.58 -10.35 -2.69 -2.80 4.38
Price-to-Earnings Growth (PEG) Ratio
0.05 -0.07 0.01 -2.30 0.36
Price-to-Fair Value
0.97 0.64 0.62 1.54 2.16
Enterprise Value Multiple
0.00 0.00 -24.36 0.00 16.38
Enterprise Value
EV to EBITDA
0.00 0.00 -24.36 0.00 16.38
EV to Sales
2.97 3.49 2.65 6.96 4.64
EV to Free Cash Flow
3.43 -15.47 -4.10 -3.96 5.40
EV to Operating Cash Flow
7.88 -30.13 -5.18 -4.05 5.10
Tangible Book Value Per Share
170.02 149.28 141.80 178.05 128.60
Shareholders’ Equity Per Share
170.02 149.28 141.80 178.05 128.60
Tax and Other Ratios
Effective Tax Rate
0.25 0.23 0.27 0.02 0.28
Revenue Per Share
95.63 79.50 63.87 56.86 69.75
Net Income Per Share
20.34 7.32 -8.76 1.32 13.38
Tax Burden
0.75 0.77 0.73 1.00 0.72
Interest Burden
-5.60 -2.33 1.37 -0.79 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 0.01 <0.01
Income Quality
0.00 -1.26 3.72 -73.92 4.74
Currency in INR
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