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Star Health & Allied Insurance Co. Ltd. (IN:STARHEALTH)
:STARHEALTH
India Market
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Star Health & Allied Insurance Co. Ltd. (STARHEALTH) Ratios

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Star Health & Allied Insurance Co. Ltd. Ratios

IN:STARHEALTH's free cash flow for Q4 2025 was ₹1.00. For the 2025 fiscal year, IN:STARHEALTH's free cash flow was decreased by ₹ and operating cash flow was ₹>-0.01. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.00 0.72 0.70 0.15 12.19
Quick Ratio
0.00 0.72 0.70 0.15 12.19
Cash Ratio
0.00 0.18 0.17 0.15 5.67
Solvency Ratio
0.04 0.08 0.08 1.43 -0.11
Operating Cash Flow Ratio
0.00 0.52 0.51 0.60 0.29
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
₹ -136.72B₹ -95.10B₹ -95.10B₹ -1.61B₹ -76.71B
Leverage Ratios
Debt-to-Assets Ratio
0.02 0.03 0.03 0.03 0.05
Debt-to-Equity Ratio
0.07 0.07 0.07 0.07 0.11
Debt-to-Capital Ratio
0.06 0.07 0.07 0.07 0.10
Long-Term Debt-to-Capital Ratio
0.06 0.07 0.07 0.07 0.10
Financial Leverage Ratio
2.92 2.68 2.68 2.48 2.39
Debt Service Coverage Ratio
0.00 12.28 12.28 8.59 -19.61
Interest Coverage Ratio
0.00 14.09 14.09 9.35 -29.76
Debt to Market Cap
0.02 0.01 0.01 0.02 0.02
Interest Debt Per Share
8.00 9.43 9.43 9.66 13.77
Net Debt to EBITDA
-0.31 0.02 0.02 0.17 -0.12
Profitability Margins
Gross Profit Margin
100.00%100.00%100.00%100.00%100.00%
EBIT Margin
3.88%8.37%8.37%7.56%-12.57%
EBITDA Margin
3.88%8.77%8.77%7.99%-12.17%
Operating Profit Margin
25.47%7.81%7.81%6.83%-13.43%
Pretax Profit Margin
4.76%7.81%7.81%6.83%-13.02%
Net Profit Margin
3.57%5.85%5.85%5.11%-9.70%
Continuous Operations Profit Margin
3.57%5.85%5.85%5.11%-9.70%
Net Income Per EBT
74.91%74.86%74.86%74.85%74.51%
EBT Per EBIT
18.70%100.00%100.00%100.00%96.99%
Return on Assets (ROA)
2.84%4.68%4.68%3.78%-6.81%
Return on Equity (ROE)
8.42%12.55%12.55%9.39%-16.27%
Return on Capital Employed (ROCE)
20.25%7.27%7.29%5.76%-9.49%
Return on Invested Capital (ROIC)
15.10%5.00%5.02%14.28%-16.64%
Return on Tangible Assets
2.84%4.70%4.70%3.79%-6.83%
Earnings Yield
2.26%2.60%2.60%2.06%-2.63%
Efficiency Ratios
Receivables Turnover
0.00 37.64 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
89.36 125.03 125.03 108.64 167.08
Asset Turnover
0.80 0.80 0.80 0.74 0.70
Working Capital Turnover Ratio
0.00 -12.00 -11.78 -41.61 2.33
Cash Conversion Cycle
0.00 9.70 0.00 0.00 0.00
Days of Sales Outstanding
0.00 9.70 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 9.70 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 22.45 22.45 20.77 0.52
Free Cash Flow Per Share
0.00 20.34 20.34 19.97 -0.61
CapEx Per Share
0.00 2.12 2.12 0.81 1.13
Free Cash Flow to Operating Cash Flow
0.00 0.91 0.91 0.96 -1.17
Dividend Paid and CapEx Coverage Ratio
0.00 10.61 10.61 25.79 0.46
Capital Expenditure Coverage Ratio
0.00 10.61 10.61 25.79 0.46
Operating Cash Flow Coverage Ratio
0.00 2.79 2.79 2.56 0.04
Operating Cash Flow to Sales Ratio
0.00 0.09 0.09 0.10 <0.01
Free Cash Flow Yield
0.00%3.65%3.65%3.85%-0.09%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
43.93 38.44 38.44 48.46 -38.09
Price-to-Sales (P/S) Ratio
1.57 2.25 2.25 2.48 3.70
Price-to-Book (P/B) Ratio
3.64 4.83 4.83 4.55 6.20
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 27.38 27.38 25.96 -1.16K
Price-to-Operating Cash Flow Ratio
0.00 24.80 24.80 24.95 1.36K
Price-to-Earnings Growth (PEG) Ratio
-4.94 1.09 1.09 -0.31 -2.99
Price-to-Fair Value
3.64 4.83 4.83 4.55 6.20
Enterprise Value Multiple
40.14 25.65 25.65 31.17 -30.50
Enterprise Value
259.40B 325.11B 325.11B 301.37B 397.98B
EV to EBITDA
40.48 25.65 25.65 31.17 -30.50
EV to Sales
1.57 2.25 2.25 2.49 3.71
EV to Free Cash Flow
0.00 27.40 27.40 26.10 -1.17K
EV to Operating Cash Flow
0.00 24.82 24.82 25.08 1.37K
Tangible Book Value Per Share
121.10 114.37 114.37 273.96 113.68
Shareholders’ Equity Per Share
121.10 115.39 115.39 113.92 114.63
Tax and Other Ratios
Effective Tax Rate
0.25 0.25 0.25 0.25 0.25
Revenue Per Share
281.38 247.69 247.69 209.14 192.19
Net Income Per Share
10.04 14.48 14.48 10.70 -18.65
Tax Burden
0.75 0.75 0.75 0.75 0.75
Interest Burden
1.23 0.93 0.93 0.90 1.04
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.03 <0.01 <0.01 <0.01 <0.01
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 0.01 <0.01
Income Quality
0.00 1.55 1.55 1.94 -0.03
Currency in INR
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