S Chand And Company Limited (SCHAND) AI Stock Analysis

• Market Cap: ₹5.78B
• Dividend Yield: 4.27%
• Average Volume (3M): 2.43K
• Price to Earnings (P/E): 11.3
• Beta (1Y): 0.94
• Revenue Growth: 9.36%
• EPS Growth: 26.19%
• Country: IN
• Employees: 1,800
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Publishing
• EPS (TTM): -14.95
• Shares Outstanding: 35,272,190
• 10 Day Avg. Volume: 3,747
• 30 Day Avg. Volume: 2,430
• PEG Ratio: 0.82
• Price to Book (P/B): 0.64
• Price to Sales (P/S): 0.88
• P/FCF Ratio: 8.39
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 68 Neutral
• Price Target: ₹178.00 ▲(11.15% Upside)

The overall stock score of 68 reflects a combination of strong financial performance and attractive valuation, offset by bearish technical indicators. The company's solid revenue growth and effective cost management are significant strengths, while the low P/E ratio and high dividend yield enhance its attractiveness. However, the current bearish trend in technical analysis suggests caution.

Positive Factors

Revenue Growth

Consistent revenue growth indicates a strong market position and demand for educational materials, supporting long-term business expansion.

Gross Profit Margin

A high gross profit margin reflects effective cost management and pricing power, contributing to sustainable profitability.

Low Leverage

Low leverage enhances financial stability and flexibility, reducing risk and enabling strategic investments for growth.

Negative Factors

Free Cash Flow Challenges

Negative free cash flow growth indicates potential difficulties in cash generation, which could impact future investments and operations.

Net Profit Margin Pressure

A declining net profit margin suggests increased cost pressures or pricing challenges, potentially affecting overall profitability.

Return on Equity

A modest return on equity indicates room for improvement in generating shareholder returns, which could affect investor confidence.

S Chand And Company Limited Business Overview & Revenue Model

Company Description

S Chand and Company Limited, an education content company, develops and delivers content, solutions, and services for the early learning, K-12, and higher education segments in India. The company provides instructional resources to students from ages four through eighteen years; test preparation, and college and university/technical and professional content; early learning content for 0-4 years of age; and digital and interactive content, as well as service offerings under the S Chand, Vikas, Madhubun, Saraswati, Chhaya Prakashani, mylestone, Test Coach, BPI, Smartivity, SamrtK, Destination Success, Mystudygear, Ignitor, and Learnflix brand names. It also offers Flipclass, a marketplace for tutoring. The company also exports its printed content to approximately 15 countries and digital content to countries in Asia, the Middle East, Africa, and internationally. S Chand and Company Limited was incorporated in 1970 and is based in New Delhi, India.

How the Company Makes Money

S Chand And Company generates revenue primarily through the sale of educational textbooks and materials. Its revenue model is built on multiple streams, including direct sales to schools and institutions, distribution through retail channels, and online sales platforms. Additionally, the company has expanded its offerings to include digital learning solutions and e-books, which contribute to its revenue growth in the increasingly digital education space. Significant partnerships with educational institutions and government initiatives in the education sector further bolster its sales. The company also benefits from the growing demand for quality educational content in India, driven by rising literacy rates and the emphasis on quality education.

S Chand And Company Limited Financial Statement Overview

Summary

S Chand And Company Limited demonstrates strong revenue growth and effective cost management, as evidenced by its healthy gross profit margin. The balance sheet is solid with low leverage, though there is room for improvement in return on equity. Cash flow metrics indicate some challenges in free cash flow generation, but overall, the company maintains a stable financial position with good operational efficiency.

Income Statement

S Chand And Company Limited has shown consistent revenue growth, with a TTM revenue growth rate of 1.67%. The gross profit margin is strong at 67.36% TTM, indicating effective cost management. However, the net profit margin has slightly decreased to 7.35% TTM from 8.83% in the previous annual report, suggesting some pressure on net profitability. The EBIT and EBITDA margins are healthy, reflecting good operational efficiency.

Balance Sheet

The company maintains a low debt-to-equity ratio of 0.10 TTM, indicating prudent financial leverage. The return on equity is modest at 5.68% TTM, showing room for improvement in generating returns for shareholders. The equity ratio is strong, suggesting a solid financial structure with a high proportion of equity financing.

Cash Flow

The operating cash flow to net income ratio is 0.67 TTM, indicating a decent conversion of income to cash. However, the free cash flow growth rate is negative at -12.39% TTM, highlighting potential challenges in cash generation. The free cash flow to net income ratio remains robust at 0.66, suggesting that the company is still generating significant free cash flow relative to its net income.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	7.24B	7.20B	6.63B	6.04B	4.76B	4.22B
Gross Profit	4.83B	4.91B	1.87B	3.30B	2.61B	2.29B
EBITDA	1.29B	1.48B	1.20B	1.45B	729.18M	728.49M
Net Income	512.65M	635.35M	566.34M	660.36M	111.85M	-57.66M
Balance Sheet
Total Assets	11.57B	12.66B	12.73B	12.20B	11.93B	12.36B
Cash, Cash Equivalents and Short-Term Investments	1.15B	1.70B	1.67B	1.15B	827.79M	739.36M
Total Debt	1.38B	1.08B	1.33B	1.52B	1.82B	2.38B
Total Liabilities	2.48B	2.76B	3.30B	3.16B	3.46B	3.99B
Stockholders Equity	9.11B	9.90B	9.41B	8.96B	8.31B	8.18B
Cash Flow
Free Cash Flow	569.21M	752.15M	1.04B	648.96M	906.10M	959.07M
Operating Cash Flow	964.90M	998.90M	1.21B	810.72M	1.07B	1.08B
Investing Cash Flow	-748.59M	-494.89M	-240.73M	-44.12M	-27.66M	-176.12M
Financing Cash Flow	-232.90M	-752.23M	-530.23M	-606.98M	-848.12M	-579.30M

S Chand And Company Limited Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 160.15
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:SCHAND, the sentiment is Neutral. The current price of 160.15 is above the 20-day moving average (MA) of 158.44, below the 50-day MA of 160.83, and below the 200-day MA of 192.52, indicating a neutral trend. The MACD of -0.07 indicates Negative momentum. The RSI at 57.13 is Neutral, neither overbought nor oversold. The STOCH value of 91.82 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IN:SCHAND.

S Chand And Company Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
NAVNETEDUL	80 Outperform	₹35.71B	9.91	―	2.03%	-0.37%	-71.05%
MONTECARLO	73 Outperform	₹12.62B	12.54	―	2.83%	8.10%	59.25%
JAICORPLTD	70 Outperform	₹20.63B	12.12	―	4.22%	―	―
SCHAND	68 Neutral	₹5.78B	11.29	―	4.27%	9.36%	26.19%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
FILATFASH	55 Neutral	₹2.58B	32.63	―	―	9.68%	-15.18%

S Chand And Company Limited Corporate Events

S Chand Subsidiary to Acquire Singapore-Based International Curriculum Publisher

S Chand And Company Limited has announced that its wholly owned subsidiary, New Saraswati House (India) Private Limited, has signed definitive agreements to acquire 100% of CPD Singapore Education Services Pte. Ltd., a Singapore-based provider of education-support services and publisher of International Curriculum (IB/IGCSE) school books and children’s materials. The cash deal, valued at SGD 1.5 million and expected to close by February 28, 2026, will make CPD Singapore a step-down subsidiary of S Chand, giving the group exposure to the international curriculum segment, filling a gap in its current portfolio, and expanding its reach in key overseas markets including the Middle East, South Asia and SAARC, with no related-party involvement or regulatory approvals required.

S Chand’s Credit Rating Upgraded by ICRA

S Chand And Company Limited announced an upgrade in its long-term credit rating by ICRA Limited from [ICRA]A- (Stable) to [ICRA]A (Stable). This upgrade reflects positively on the company’s financial stability and could enhance its borrowing capacity, potentially impacting its operations and market positioning favorably.