S Chand And Company Limited (SCHAND) AI Stock Analysis

• Market Cap: ₹5.58B
• Dividend Yield: 4.27%
• Average Volume (3M): 2.43K
• Price to Earnings (P/E): 10.9
• Beta (1Y): 0.99
• Revenue Growth: 9.36%
• EPS Growth: 26.19%
• Country: IN
• Employees: 1,800
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Publishing
• EPS (TTM): -14.95
• Shares Outstanding: 35,272,190
• 10 Day Avg. Volume: 3,747
• 30 Day Avg. Volume: 2,430
• PEG Ratio: 0.82
• Price to Book (P/B): 0.64
• Price to Sales (P/S): 0.88
• P/FCF Ratio: 8.39
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 68 Neutral
• Price Target: ₹178.00 ▲(12.44% Upside)

The overall stock score of 68 reflects a combination of strong financial performance and attractive valuation, offset by bearish technical indicators. The company's solid revenue growth and effective cost management are significant strengths, while the low P/E ratio and high dividend yield enhance its attractiveness. However, the current bearish trend in technical analysis suggests caution.

Positive Factors

Revenue Growth

Consistent revenue growth indicates a strong market position and demand for educational materials, supporting long-term business expansion.

Gross Profit Margin

A high gross profit margin reflects effective cost management and pricing power, contributing to sustainable profitability.

Low Leverage

Low leverage enhances financial stability and flexibility, reducing risk and enabling strategic investments for growth.

Negative Factors

Free Cash Flow Challenges

Negative free cash flow growth indicates potential difficulties in cash generation, which could impact future investments and operations.

Net Profit Margin Pressure

A declining net profit margin suggests increased cost pressures or pricing challenges, potentially affecting overall profitability.

Return on Equity

A modest return on equity indicates room for improvement in generating shareholder returns, which could affect investor confidence.

S Chand And Company Limited Business Overview & Revenue Model

Company Description

S Chand and Company Limited, an education content company, develops and delivers content, solutions, and services for the early learning, K-12, and higher education segments in India. The company provides instructional resources to students from ages four through eighteen years; test preparation, and college and university/technical and professional content; early learning content for 0-4 years of age; and digital and interactive content, as well as service offerings under the S Chand, Vikas, Madhubun, Saraswati, Chhaya Prakashani, mylestone, Test Coach, BPI, Smartivity, SamrtK, Destination Success, Mystudygear, Ignitor, and Learnflix brand names. It also offers Flipclass, a marketplace for tutoring. The company also exports its printed content to approximately 15 countries and digital content to countries in Asia, the Middle East, Africa, and internationally. S Chand and Company Limited was incorporated in 1970 and is based in New Delhi, India.

How the Company Makes Money

S Chand And Company generates revenue primarily through the sale of educational textbooks and materials. Its revenue model is built on multiple streams, including direct sales to schools and institutions, distribution through retail channels, and online sales platforms. Additionally, the company has expanded its offerings to include digital learning solutions and e-books, which contribute to its revenue growth in the increasingly digital education space. Significant partnerships with educational institutions and government initiatives in the education sector further bolster its sales. The company also benefits from the growing demand for quality educational content in India, driven by rising literacy rates and the emphasis on quality education.

S Chand And Company Limited Financial Statement Overview

Summary

S Chand And Company Limited exhibits strong financial health with impressive revenue growth, improved profitability margins, and a solid balance sheet characterized by low leverage and high equity. The cash flow remains robust, indicating effective cash management. The company shows a positive trajectory, though some vigilance is needed to sustain free cash flow growth.

Income Statement

S Chand And Company Limited has demonstrated strong revenue growth with a consistent increase over the past few years, reaching a total revenue of 7,196.56 million INR in 2025. The company has improved its Gross Profit Margin to approximately 68.19% and its Net Profit Margin to 8.83%, indicating enhanced profitability. The EBIT Margin also shows a positive trend at 12.88%. Overall, the company has shown significant recovery and growth in its profitability metrics.

Balance Sheet

The company maintains a solid financial position with a Debt-to-Equity Ratio of 0.11, reflecting low leverage. Return on Equity (ROE) is healthy at 6.41%, indicating efficient use of equity to generate profits. The Equity Ratio is robust at 78.26%, signifying strong financial stability and low risk. Overall, the balance sheet is strong with low leverage and high equity.

Cash Flow

Operating Cash Flow remains robust at 998.9 million INR, and Free Cash Flow has shown positive growth, although it decreased slightly compared to the previous year. The company maintains a strong Operating Cash Flow to Net Income Ratio of 1.57, indicating good cash generation from operations. Despite a slight decline in free cash flow growth, the cash flow position remains healthy.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	7.24B	7.20B	6.63B	6.04B	4.76B	4.22B
Gross Profit	4.83B	4.91B	1.87B	3.30B	2.61B	2.29B
EBITDA	1.29B	1.48B	1.20B	1.45B	729.18M	728.49M
Net Income	512.65M	635.35M	566.34M	660.36M	111.85M	-57.66M
Balance Sheet
Total Assets	11.57B	12.66B	12.73B	12.20B	11.93B	12.36B
Cash, Cash Equivalents and Short-Term Investments	1.15B	1.70B	1.67B	1.15B	827.79M	739.36M
Total Debt	1.38B	1.08B	1.33B	1.52B	1.82B	2.38B
Total Liabilities	2.48B	2.76B	3.30B	3.16B	3.46B	3.99B
Stockholders Equity	9.11B	9.90B	9.41B	8.96B	8.31B	8.18B
Cash Flow
Free Cash Flow	569.21M	752.15M	1.04B	648.96M	906.10M	959.07M
Operating Cash Flow	964.90M	998.90M	1.21B	810.72M	1.07B	1.08B
Investing Cash Flow	-748.59M	-494.89M	-240.73M	-44.12M	-27.66M	-176.12M
Financing Cash Flow	-232.90M	-752.23M	-530.23M	-606.98M	-848.12M	-579.30M

S Chand And Company Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 158.30
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:SCHAND, the sentiment is Negative. The current price of 158.3 is below the 20-day moving average (MA) of 163.05, below the 50-day MA of 169.69, and below the 200-day MA of 194.82, indicating a bearish trend. The MACD of -2.55 indicates Negative momentum. The RSI at 42.49 is Neutral, neither overbought nor oversold. The STOCH value of 39.33 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:SCHAND.

S Chand And Company Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
MONTECARLO	73 Outperform	₹14.58B	16.87	―	2.83%	8.10%	59.25%
SCHAND	68 Neutral	₹5.58B	10.88	―	4.27%	9.36%	26.19%
NAVNETEDUL	63 Neutral	₹32.10B	15.70	―	2.03%	-0.37%	-71.05%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
FILATFASH	57 Neutral	₹3.08B	38.95	―	―	9.68%	-15.18%

S Chand And Company Limited Corporate Events

S Chand’s Credit Rating Upgraded by ICRA

S Chand And Company Limited announced an upgrade in its long-term credit rating by ICRA Limited from [ICRA]A- (Stable) to [ICRA]A (Stable). This upgrade reflects positively on the company’s financial stability and could enhance its borrowing capacity, potentially impacting its operations and market positioning favorably.