Sagility India Limited (SAGILITY) AI Stock Analysis

• Market Cap: ₹235.61B
• Dividend Yield: N/A
• Average Volume (3M): 6.28M
• Price to Earnings (P/E): 29.5
• Beta (1Y): 1.35
• Revenue Growth: 22.14%
• EPS Growth: 175.06%
• Country: IN
• Employees: 35,044
• Sector: Services
• Sector Strength: N/A
• Industry: Medical - Healthcare Information Services
• EPS (TTM): 0.60
• Shares Outstanding: 4,681,328,600
• 10 Day Avg. Volume: 7,467,247
• 30 Day Avg. Volume: 6,281,868
• PEG Ratio: 0.27
• Price to Book (P/B): 2.41
• Price to Sales (P/S): 3.61
• P/FCF Ratio: 18.43
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹54.00
• Price Target Upside: 19.63% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1
• EPS Forecast (FY): 176.64
• Revenue Forecast (FY): ₹6.20T

• Rating: 68 Neutral
• Price Target: ₹60.00 ▲(32.92% Upside)

Sagility India Limited's overall stock score is driven by strong financial performance, indicating a solid position in the industry. However, technical analysis shows potential overbought conditions, and the high P/E ratio suggests the stock may be overvalued. The absence of earnings call data and corporate events limits additional insights.

Positive Factors

Revenue Growth

Sagility's consistent revenue growth indicates a strong market position and effective business strategies, supporting long-term expansion and stability.

Cash Flow Management

Efficient cash flow management ensures Sagility can fund operations and investments, enhancing financial resilience and strategic flexibility.

Profit Margins

Strong profit margins reflect operational efficiency and pricing power, contributing to sustained profitability and competitive advantage.

Negative Factors

Leverage Management

While leverage management is improving, maintaining this trend is crucial to avoid financial strain and ensure long-term financial health.

Industry Competition

High competition in the tech services sector may pressure margins and require continuous innovation to maintain market share and profitability.

Valuation Concerns

Perceived overvaluation could limit stock price appreciation and attract scrutiny, necessitating strong performance to justify market expectations.

Sagility India Limited Business Overview & Revenue Model

Company Description

Sagility India Limited engages in the provision of business process management services to the healthcare and insurance industries in India, Jamaica, the Philippines, the United States, and Colombia. The company offers claims cost containment and management, member engagement, enrolment, benefits plan building, payment integrity and billing, credentialing, clinical and case management, provider solutions, analytics, front and back-office, and data management services. It also provides utilization and care management, and population health management, as well as revenue cycle management functions, such as financial clearance, medical coding, billing, and accounts receivable follow-up services. The company was incorporated in 2021 and is based in Bengaluru, India. Sagility India Limited operates as a subsidiary of Sagility B.V.

How the Company Makes Money

SAGILITY generates revenue through a diversified model that encompasses multiple streams. The primary revenue sources include service contracts for business process outsourcing (BPO), data analytics solutions, and IT consulting services. The company enters into long-term contracts with clients across various industries, including healthcare, finance, and retail, which provide a steady revenue flow. Additionally, SAGILITY may engage in project-based work, charging clients based on the scope and complexity of the services rendered. Strategic partnerships with technology providers and platforms enhance its service offerings and can lead to additional revenue through joint ventures or collaborative projects. The reliance on digital solutions and the growing demand for business process optimization further contribute to its earnings.

Sagility India Limited Financial Statement Overview

Summary

Sagility India Limited exhibits strong financial performance with robust revenue growth, efficient operational management, and solid cash flow management. The company's financial statements reflect a strong position in the industry, with impressive revenue and profit growth, effective cost management, and improved financial health.

Income Statement

Sagility India Limited has exhibited strong revenue growth over the past years, with a significant increase from previous periods. The company has a robust Gross Profit Margin and a healthy Net Profit Margin. The EBIT and EBITDA margins indicate efficient operational management and a good capacity to generate earnings before non-operating expenses. Consistent positive growth trends and profitability highlight the company's strength in maintaining a competitive edge.

Balance Sheet

The balance sheet of Sagility India Limited reflects a stable financial structure with a strong Equity Ratio. The Debt-to-Equity Ratio has improved over time, suggesting better leverage management. While the Return on Equity is positive and improving, the company should continue to manage its liabilities effectively to maintain financial stability and investor confidence.

Cash Flow

The company demonstrates healthy cash flow management with consistent positive Operating Cash Flow and Free Cash Flow growth. The Operating Cash Flow to Net Income Ratio is strong, indicating efficient cash generation relative to reported earnings. The Free Cash Flow to Net Income Ratio suggests a good balance between earnings and available cash, reinforcing the company's solid cash management practices.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022
Income Statement
Total Revenue	58.86B	55.70B	47.54B	42.18B	13.85B
Gross Profit	22.50B	14.45B	47.54B	17.15B	5.99B
EBITDA	15.05B	12.98B	11.16B	10.45B	2.42B
Net Income	6.65B	5.39B	2.28B	1.44B	-70.06M
Balance Sheet
Total Assets	0.00	110.51B	106.64B	105.90B	100.96B
Cash, Cash Equivalents and Short-Term Investments	3.44B	3.44B	3.44B	5.85B	3.74B
Total Debt	0.00	14.02B	25.32B	28.96B	47.33B
Total Liabilities	-83.36B	27.15B	42.21B	43.84B	60.70B
Stockholders Equity	83.36B	83.36B	64.43B	62.07B	40.27B
Cash Flow
Free Cash Flow	1.98B	10.90B	7.91B	7.13B	-584.19M
Operating Cash Flow	2.39B	12.14B	9.73B	8.57B	-478.38M
Investing Cash Flow	-370.73M	-9.64B	-4.69B	-1.29B	-77.14B
Financing Cash Flow	-736.54M	-2.56B	-7.51B	-5.45B	81.17B

Sagility India Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 45.14
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:SAGILITY, the sentiment is Positive. The current price of 45.14 is below the 20-day moving average (MA) of 50.98, below the 50-day MA of 47.62, and above the 200-day MA of 44.36, indicating a neutral trend. The MACD of 0.52 indicates Positive momentum. The RSI at 51.23 is Neutral, neither overbought nor oversold. The STOCH value of 33.21 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:SAGILITY.

Sagility India Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SAGILITY	68 Neutral	₹235.61B	29.49	―	―	22.14%	175.06%
Sector *	55 Neutral	$13.29B	17.42	10.03%	0.93%	7.13%	-12.93%
MTEDUCARE	41 Neutral	₹147.35M	-0.44	―	―	-3.63%	24.10%

Sagility India Limited Corporate Events

Sagility Limited Releases Investor Call Recording on Financial Results

Sagility Limited has announced the availability of a video recording from an investor and analyst webinar held to discuss the company’s unaudited financial results for the quarter and half-year ending September 30, 2025. This disclosure is part of their compliance with SEBI regulations, and the recording can be accessed on their website, providing stakeholders with insights into the company’s financial performance.

Sagility Limited Reports Strong Financial Growth and Achievements for Q2 and H1 FY26

Sagility Limited reported strong financial results for the quarter and half-year ended September 30, 2025, with significant revenue growth and profitability. The company achieved a 25.2% year-over-year increase in revenue for the quarter and an 84.0% growth in adjusted profit after tax, reflecting its robust performance and strategic market positioning. Additionally, Sagility’s recognition as a Great Place to Work-Certified™ and its award for Service Excellence in the Asia CEO Awards 2025 highlight its commitment to excellence and employee satisfaction.