Rupa & Co. Ltd. (RUPA) AI Stock Analysis

• Market Cap: ₹15.33B
• Dividend Yield: 1.7%
• Average Volume (3M): 7.77K
• Price to Earnings (P/E): 19.6
• Beta (1Y): 1.23
• Revenue Growth: 0.78%
• EPS Growth: 0.54%
• Country: IN
• Employees: 777
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Apparel - Manufacturers
• EPS (TTM): 1.82
• Shares Outstanding: 79,524,560
• 10 Day Avg. Volume: 3,642
• 30 Day Avg. Volume: 7,767
• PEG Ratio: 0.92
• Price to Book (P/B): 1.47
• Price to Sales (P/S): 1.20
• P/FCF Ratio: 29.34
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 58 Neutral
• Price Target: ₹178.00 ▲(1.48% Upside)

Rupa & Co. Ltd.'s overall stock score is primarily influenced by its solid financial performance, despite challenges in cash flow. Technical analysis indicates bearish momentum, which negatively impacts the score. Valuation is moderate, offering a reasonable P/E ratio and dividend yield but not enough to offset the technical weaknesses.

Positive Factors

Brand Portfolio

A diverse brand portfolio allows Rupa & Co. to cater to various market segments, enhancing its competitive position and market reach.

Distribution Network

An extensive distribution network strengthens market penetration and sales efficiency, supporting long-term revenue stability and growth.

Profit Margins

Healthy profit margins reflect effective cost control and pricing strategies, contributing to sustainable profitability over time.

Negative Factors

Cash Flow Challenges

Declining cash flow can strain liquidity, limiting the company's ability to invest in growth opportunities and manage financial obligations.

Debt Levels

Rising debt levels can increase financial risk and interest obligations, potentially affecting long-term financial health and flexibility.

Gross Profit Decline

A decline in gross profit indicates rising costs or pricing pressures, which could erode profitability if not managed effectively.

Rupa & Co. Ltd. Business Overview & Revenue Model

Company Description

Rupa & Co. Ltd. (RUPA) is a leading Indian apparel manufacturer, primarily known for its extensive range of hosiery products, including innerwear, activewear, and thermal wear. Established in 1985, the company operates in the textile and garment sector and has built a strong brand presence across various demographics. RUPA offers a diverse portfolio of products under several well-known brands, catering to both men and women, and focuses on quality, innovation, and customer satisfaction.

How the Company Makes Money

RUPA generates revenue primarily through the sale of its branded textile and apparel products. The company markets its products through various distribution channels, including retail stores, e-commerce platforms, and wholesalers. Key revenue streams include direct sales from flagship products such as innerwear, sportswear, and thermal wear. Additionally, RUPA has established strategic partnerships with various retail chains and online marketplaces, enhancing its market reach and consumer accessibility. The company also benefits from seasonal demand fluctuations, particularly during winter months for thermal wear, contributing to its overall financial performance.

Rupa & Co. Ltd. Financial Statement Overview

Summary

Rupa & Co. Ltd. demonstrates solid financial performance with consistent revenue growth and profitability. The balance sheet shows a healthy equity position, though there is a slight increase in debt levels. Cash flow is weakened by reduced operating cash flows and free cash flow growth, posing a challenge in maintaining liquidity.

Income Statement

Rupa & Co. Ltd. has shown a steady increase in its revenue over the years, demonstrating a positive growth trajectory, with a 2.38% revenue growth rate in the most recent year. The company's gross profit margin stands at approximately 29.42%, indicating efficient cost management. The net profit margin is healthy at 6.72%, while EBIT and EBITDA margins are at 9.35% and 10.53%, respectively. However, the decline in gross profit from the previous year suggests potential cost pressures.

Balance Sheet

The balance sheet reflects moderate stability with a debt-to-equity ratio of 0.23, showing manageable leverage. The company's return on equity (ROE) is reasonably strong at 8.19%, indicating effective use of shareholders' funds. The equity ratio is high at 67.30%, suggesting a solid equity base relative to total assets. Nonetheless, the company's total debt has increased marginally, which may indicate a reliance on debt financing.

Cash Flow

The cash flow statement reveals a decline in operating cash flow compared to the previous year, which could impact liquidity. The free cash flow growth rate is negative, with a significant decrease from the previous year. The operating cash flow to net income ratio is 0.70, indicating that operating cash flow is covering net income adequately. The free cash flow to net income ratio is 0.61, reflecting a moderate capacity to generate free cash flow relative to net income.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	12.10B	12.39B	12.11B	11.37B	14.68B	13.09B
Gross Profit	3.54B	6.56B	5.91B	5.30B	8.34B	6.91B
EBITDA	1.37B	1.48B	1.31B	1.06B	2.78B	2.65B
Net Income	783.53M	832.92M	697.77M	537.32M	1.92B	1.75B
Balance Sheet
Total Assets	0.00	15.12B	14.46B	13.88B	15.77B	11.66B
Cash, Cash Equivalents and Short-Term Investments	1.96B	1.96B	2.21B	1.13B	1.23B	1.18B
Total Debt	0.00	2.38B	2.39B	2.61B	3.70B	1.61B
Total Liabilities	-10.18B	4.94B	4.88B	4.76B	6.95B	4.37B
Stockholders Equity	10.18B	10.18B	9.58B	9.12B	8.82B	7.30B
Cash Flow
Free Cash Flow	0.00	508.30M	1.46B	1.54B	-1.53B	1.88B
Operating Cash Flow	0.00	586.16M	1.56B	1.85B	-1.16B	2.11B
Investing Cash Flow	0.00	-102.47M	-794.49M	-240.92M	-336.19M	-1.37B
Financing Cash Flow	0.00	-425.88M	-679.61M	-1.58B	1.51B	-717.33M

Rupa & Co. Ltd. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 175.40
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:RUPA, the sentiment is Negative. The current price of 175.4 is below the 20-day moving average (MA) of 187.55, below the 50-day MA of 195.18, and below the 200-day MA of 199.17, indicating a bearish trend. The MACD of -6.08 indicates Positive momentum. The RSI at 33.15 is Neutral, neither overbought nor oversold. The STOCH value of 19.71 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:RUPA.

Rupa & Co. Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
MONTECARLO	73 Outperform	₹15.97B	18.47	―	2.43%	8.10%	59.25%
CANTABIL	70 Outperform	₹20.64B	26.42	―	0.40%	19.90%	27.94%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
RUPA	58 Neutral	₹15.33B	19.58	―	1.70%	0.78%	0.54%
INDTERRAIN	48 Neutral	₹1.79B	―	―	―	-5.67%	71.26%
SPENCERS	39 Underperform	₹4.52B	-1.71	―	―	-21.05%	8.16%

Rupa & Co. Ltd. Corporate Events

Rupa & Co. Ltd. Awaits Response on Financial Discrepancies

Rupa & Co. Ltd. has been asked by the Exchange to provide clarification regarding discrepancies in their financial results for the quarter ended June 30, 2025, as per Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The company’s response to this request is currently awaited, which may impact its financial reporting and compliance status.