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Poonawalla Fincorp Limited (IN:POONAWALLA)
:POONAWALLA
India Market
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Poonawalla Fincorp Limited (POONAWALLA) Ratios

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Poonawalla Fincorp Limited Ratios

IN:POONAWALLA's free cash flow for Q1 2026 was ₹0.39. For the 2026 fiscal year, IN:POONAWALLA's free cash flow was decreased by ₹ and operating cash flow was ₹0.21. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.00 2.61 1.34 4.62 1.45
Quick Ratio
0.00 2.61 1.34 0.21 0.21
Cash Ratio
9.54 0.03 0.03 0.13 0.08
Solvency Ratio
<0.01 0.11 0.11 0.09 0.10
Operating Cash Flow Ratio
0.00 -0.90 -0.90 -1.10 -0.71
Short-Term Operating Cash Flow Coverage
0.00 -0.98 -0.98 -1.27 -1.19
Net Current Asset Value
₹ -370.86B₹ 66.46B₹ -43.54B₹ 56.85B₹ -42.12B
Leverage Ratios
Debt-to-Assets Ratio
0.77 0.63 0.63 0.48 0.61
Debt-to-Equity Ratio
3.64 1.86 1.86 1.63 1.65
Debt-to-Capital Ratio
0.78 0.65 0.65 0.62 0.62
Long-Term Debt-to-Capital Ratio
0.78 0.47 0.47 0.51 0.55
Financial Leverage Ratio
4.76 2.95 2.95 3.38 2.72
Debt Service Coverage Ratio
0.00 0.04 0.10 0.04 0.31
Interest Coverage Ratio
0.00 62.56 62.56 0.64 96.03
Debt to Market Cap
0.98 0.41 <0.01 0.50 0.51
Interest Debt Per Share
460.65 198.19 198.19 152.62 139.17
Net Debt to EBITDA
27.45 17.90 11.69 27.85 10.52
Profitability Margins
Gross Profit Margin
50.45%57.75%57.75%40.85%39.75%
EBIT Margin
25.12%26.32%26.32%42.71%43.85%
EBITDA Margin
26.74%28.33%43.36%20.29%46.36%
Operating Profit Margin
21.19%41.20%41.20%16.16%25.69%
Pretax Profit Margin
5.89%72.33%72.33%40.02%24.93%
Net Profit Margin
4.46%57.03%57.03%36.45%19.02%
Continuous Operations Profit Margin
4.46%55.97%55.97%30.36%15.11%
Net Income Per EBT
75.72%78.85%78.85%91.08%76.30%
EBT Per EBIT
27.81%175.58%175.58%247.67%97.06%
Return on Assets (ROA)
0.46%6.99%6.99%2.95%2.28%
Return on Equity (ROE)
2.55%20.60%20.60%9.97%6.19%
Return on Capital Employed (ROCE)
2.20%7.88%7.88%1.64%4.16%
Return on Invested Capital (ROIC)
-5939.38%4.02%2.71%1.02%2.62%
Return on Tangible Assets
0.46%6.99%6.99%2.95%2.29%
Earnings Yield
0.59%4.61%0.06%3.06%1.92%
Efficiency Ratios
Receivables Turnover
121.36 13.94 0.29 0.00 0.00
Payables Turnover
0.00 1.01K 1.01K 549.54 78.53
Inventory Turnover
0.00 0.00 0.00 0.05 0.23
Fixed Asset Turnover
16.40 19.52 19.52 9.73 11.85
Asset Turnover
0.10 0.12 0.12 0.08 0.12
Working Capital Turnover Ratio
-740.49 0.19 0.29 0.20 6.01
Cash Conversion Cycle
3.01 25.82 1.27K 6.91K 1.61K
Days of Sales Outstanding
3.01 26.18 1.27K 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 6.91K 1.62K
Days of Payables Outstanding
0.00 0.36 0.36 0.66 4.65
Operating Cycle
3.01 26.18 1.27K 6.91K 1.62K
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 -101.48 -101.48 -68.42 -42.53
Free Cash Flow Per Share
0.00 17.46 -98.53 -69.48 -43.40
CapEx Per Share
0.00 0.12 0.12 1.06 0.88
Free Cash Flow to Operating Cash Flow
0.00 -0.17 0.97 1.02 1.02
Dividend Paid and CapEx Coverage Ratio
0.00 -24.63 -24.63 -46.91 -48.56
Capital Expenditure Coverage Ratio
0.00 -829.01 -829.01 -64.63 -48.56
Operating Cash Flow Coverage Ratio
0.00 -0.51 -0.51 -0.47 -0.31
Operating Cash Flow to Sales Ratio
0.00 -2.64 -2.64 -2.79 -1.55
Free Cash Flow Yield
0.00%3.68%-0.25%-23.75%-15.97%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
168.14 21.70 1.81K 32.73 51.96
Price-to-Sales (P/S) Ratio
7.45 12.38 1.03K 11.93 9.88
Price-to-Book (P/B) Ratio
3.71 4.47 372.61 3.26 3.22
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 27.20 -401.77 -4.21 -6.26
Price-to-Operating Cash Flow Ratio
0.00 -4.68 -390.09 -4.28 -6.39
Price-to-Earnings Growth (PEG) Ratio
1.01 0.15 12.48 0.46 -0.41
Price-to-Fair Value
3.71 4.47 372.61 3.26 3.22
Enterprise Value Multiple
55.30 61.59 2.39K 86.63 31.84
Enterprise Value
722.22B 514.75B 30.58T 329.94B 291.11B
EV to EBITDA
55.30 61.59 2.39K 86.63 31.84
EV to Sales
14.79 17.45 1.04K 17.58 14.76
EV to Free Cash Flow
0.00 38.35 -403.74 -6.20 -9.35
EV to Operating Cash Flow
0.00 -6.60 -392.01 -6.30 -9.55
Tangible Book Value Per Share
126.41 106.02 106.02 89.37 84.01
Shareholders’ Equity Per Share
126.41 106.24 106.24 89.65 84.46
Tax and Other Ratios
Effective Tax Rate
0.24 0.23 0.23 0.24 0.24
Revenue Per Share
62.53 38.38 38.38 24.52 27.50
Net Income Per Share
2.79 21.89 21.89 8.94 5.23
Tax Burden
0.76 0.79 0.79 0.91 0.76
Interest Burden
0.23 2.75 2.75 0.94 0.57
Research & Development to Revenue
0.00 0.00 0.00 <0.01 <0.01
SG&A to Revenue
0.04 0.15 0.15 0.03 0.03
Stock-Based Compensation to Revenue
0.00 0.03 0.03 0.09 <0.01
Income Quality
0.00 -4.64 -4.64 -5.79 -6.20
Currency in INR
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