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PTC India Financial Services Limited (IN:PFS)
:PFS
India Market
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PTC India Financial Services Limited (PFS) Ratios

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PTC India Financial Services Limited Ratios

IN:PFS's free cash flow for Q4 2025 was ₹1.00. For the 2025 fiscal year, IN:PFS's free cash flow was decreased by ₹ and operating cash flow was ₹0.93. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 2.99K 1.29 1.47 1.21
Quick Ratio
0.00 2.99K >-0.01 4.19 0.31
Cash Ratio
0.00 109.14 0.02 0.15 0.17
Solvency Ratio
0.11 0.04 0.06 0.05 0.03
Operating Cash Flow Ratio
0.00 1.21K 1.48 1.22 0.46
Short-Term Operating Cash Flow Coverage
0.00 0.00 1.56 1.29 0.50
Net Current Asset Value
₹ -29.28B₹ 23.33B₹ -35.52B₹ -39.73B₹ -60.01B
Leverage Ratios
Debt-to-Assets Ratio
0.50 0.60 0.67 0.75 0.80
Debt-to-Equity Ratio
1.03 1.55 2.10 3.15 4.33
Debt-to-Capital Ratio
0.51 0.61 0.68 0.76 0.81
Long-Term Debt-to-Capital Ratio
0.51 0.52 0.61 0.69 0.76
Financial Leverage Ratio
2.06 2.57 3.13 4.20 5.44
Debt Service Coverage Ratio
0.29 0.00 0.22 0.34 0.30
Interest Coverage Ratio
0.00 0.00 513.35 114.63 38.96
Debt to Market Cap
1.54 1.07 6.28 7.11 7.91
Interest Debt Per Share
44.35 61.05 79.75 110.90 142.96
Net Debt to EBITDA
4.64 17.85 15.82 8.95 10.17
Profitability Margins
Gross Profit Margin
55.67%98.59%39.79%35.97%31.90%
EBIT Margin
67.37%57.59%30.21%18.88%9.12%
EBITDA Margin
68.62%59.45%43.04%81.68%76.78%
Operating Profit Margin
67.61%93.95%42.23%17.03%28.08%
Pretax Profit Margin
67.16%62.04%31.04%18.73%8.40%
Net Profit Margin
56.83%46.18%23.49%14.00%2.30%
Continuous Operations Profit Margin
56.83%46.18%23.49%14.00%2.30%
Net Income Per EBT
84.62%74.43%75.66%74.74%27.41%
EBT Per EBIT
99.32%66.04%73.51%110.03%29.91%
Return on Assets (ROA)
5.44%2.46%2.30%1.37%0.22%
Return on Equity (ROE)
11.72%6.33%7.20%5.74%1.21%
Return on Capital Employed (ROCE)
6.48%5.01%4.97%2.17%3.59%
Return on Invested Capital (ROIC)
4.60%1.93%3.16%1.26%0.76%
Return on Tangible Assets
5.44%2.46%2.30%1.37%0.22%
Earnings Yield
12.10%6.13%21.64%12.97%2.21%
Efficiency Ratios
Receivables Turnover
1.11K 0.00 0.00 0.00 295.12
Payables Turnover
53.75 2.32 241.91 337.14 149.70
Inventory Turnover
0.00 0.00 0.27 -0.10 0.30
Fixed Asset Turnover
25.09 13.74 24.67 81.18 69.00
Asset Turnover
0.10 0.05 0.10 0.10 0.10
Working Capital Turnover Ratio
0.00 0.10 1.05 1.14 -0.30
Cash Conversion Cycle
-6.46 -157.63 1.33K -3.72K 1.23K
Days of Sales Outstanding
0.33 0.00 0.00 0.00 1.24
Days of Inventory Outstanding
0.00 0.00 1.33K -3.72K 1.23K
Days of Payables Outstanding
6.79 157.63 1.51 1.08 2.44
Operating Cycle
0.33 0.00 1.33K -3.72K 1.23K
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 39.86 29.38 42.37 20.41
Free Cash Flow Per Share
0.00 39.85 29.38 42.35 20.41
CapEx Per Share
0.00 <0.01 <0.01 0.02 <0.01
Free Cash Flow to Operating Cash Flow
0.00 1.00 1.00 1.00 1.00
Dividend Paid and CapEx Coverage Ratio
0.00 39.55 3.73K 1.79K 44.81
Capital Expenditure Coverage Ratio
0.00 4.50K 3.73K 1.79K 3.72K
Operating Cash Flow Coverage Ratio
0.00 0.65 0.37 0.38 0.14
Operating Cash Flow to Sales Ratio
0.00 7.36 2.52 2.93 1.18
Free Cash Flow Yield
0.00%97.67%232.22%271.46%113.06%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
8.27 16.32 4.62 7.71 45.28
Price-to-Sales (P/S) Ratio
4.70 7.54 1.09 1.08 1.04
Price-to-Book (P/B) Ratio
0.93 1.03 0.33 0.44 0.55
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 1.02 0.43 0.37 0.88
Price-to-Operating Cash Flow Ratio
0.00 1.02 0.43 0.37 0.88
Price-to-Earnings Growth (PEG) Ratio
0.19 -1.86 0.13 0.02 -0.59
Price-to-Fair Value
0.93 1.03 0.33 0.44 0.55
Enterprise Value Multiple
11.50 30.53 18.34 10.27 11.53
Enterprise Value
42.93B 63.18B 59.09B 77.85B 98.44B
EV to EBITDA
11.50 30.53 18.34 10.27 11.53
EV to Sales
7.89 18.15 7.89 8.39 8.85
EV to Free Cash Flow
0.00 2.47 3.13 2.86 7.51
EV to Operating Cash Flow
0.00 2.47 3.13 2.86 7.51
Tangible Book Value Per Share
42.92 39.48 35.71 33.34 30.28
Shareholders’ Equity Per Share
42.94 39.48 38.03 35.25 33.00
Tax and Other Ratios
Effective Tax Rate
0.15 0.26 0.24 0.25 0.73
Revenue Per Share
8.48 5.41 11.65 14.45 17.32
Net Income Per Share
4.82 2.50 2.74 2.02 0.40
Tax Burden
0.85 0.74 0.76 0.75 0.27
Interest Burden
1.00 1.08 1.03 0.99 0.92
Research & Development to Revenue
0.00 0.00 <0.01 <0.01 <0.01
SG&A to Revenue
0.02 0.06 0.01 0.01 0.01
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
0.00 15.94 10.73 20.94 51.21
Currency in INR
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